Original post on housingwire.com

Better bets on ChatGPT as the new front door for origination Better says Tinman makes underwriting accessible through ChatGPT, shifting decisions from LOS workflows into an AI layer for lenders. Be...

#LendingLife #Mortgage #Origination #Technology […]

[Original post on housingwire.com]

Basis spreads are moving fast. DTN #GrainIntelligence surfaces hyperlocal supply, yield, & basis trends so merchandisers can spot shifting margins earlier & make smarter sourcing decisions. See how draw area visibility helps: dtn.link/bqaq4t

#GrainMerchandising #GrainMarkets #Origination #DTNAgHub

Original post on housingwire.com

Dark Matter’s Ask Aiva lets lenders query LOS data in plain language The technology lets mortgage lenders query their origination environment in plain language and receive instant answers that ca...

#Mortgage #Origination #Technology #Artificial […]

[Original post on housingwire.com]

Original post on housingwire.com

Better launches ChatGPT-based credit decision engine for mortgage and HELOC lenders Better.com has launched a conversational credit decision engine that lets mortgage and home equity lenders run un...

#Mortgage #Origination #Technology #Artificial […]

[Original post on housingwire.com]

Original post on housingwire.com

Austin Niemiec signals deeper commitment to Rocket Pro after leadership shakeup Austin Niemiec takes over Rocket Pro, pledging stronger broker channel focus and integration with Redfin and Mr. Coop...

#LendingLife #Mortgage #Origination #HWmember #Mortgage […]

[Original post on housingwire.com]

Original post on housingwire.com

Cardinal Financial launches nondelegated correspondent program Cardinal Financial’s new nondelegated correspondent program gives independent lenders access to Octane tech and expanded loan produc...

#Mortgage #Origination #Correspondent #Lending #HWmember […]

[Original post on housingwire.com]

Trump pours cold water on 401(k) down payment idea Speaking to reporters Thursday while returning to Washington from the World Economic Forum in Davos, Switzerland, Trump said he is “not a huge fan” of using retirement savings for down payments.

AmeriTrust hires Shea Pallante as it preps for correspondent lending launch AmeriTrust Mortgage Corp. has appointed Shea Pallante as chief revenue officer as the lender pursues a growth strategy that includes expanding into nondelegated correspondent channels and more than doubling its monthly origination volume.

Mortgage pros warn credit card rate cap could backfire on homebuyers In the mortgage industry, the initial reaction to President Donald Trump’s proposal to cap credit card interest rates at 10% has been concern that the policy could ultimately backfire on would-be homebuyers.

Newfi Lending expands DSCR program to accept crypto reserves Newfi’s updated DSCR loan guidelines let investors use up to 50% of crypto mutual funds or ETFs as reserves, expanding financing options.

HUD suspends FHA loan approval for Equity Prime Mortgage, RAC in several markets FHA loan approval was revoked for two lenders in several markets after defaults spiked, with possible reinstatement after six months.

House bill seeks higher VA loan fees to fund veterans’ benefits Mortgage trade groups are closely monitoring a bill in the U.S. House of Representatives that would raise fees on Department of Veterans Affairs (VA) mortgages to help fund other veterans' benefits.

**Figure Technology Solutions** reported that its loan origination system produced $2.705 billion in volume during the fourth quarter of 2025, up 131% from the same period a year earlier, according to preliminary operating data released Monday. Compared to the prior quarter, the volume increased 9.5%. The volume was driven by the company’s consumer loan marketplace, which includes home equity lines of credit (HELOCs), debt-service coverage ratio (DSCR) loans and personal loans, as well as third-party loans traded on Figure Connect. That platform, which launched in June 2024, enables counterparties to buy and sell standardized, blockchain-native assets. In December alone, marketplace production reached $869 million, up 1.6% from the prior month and 134% year over year. “We believe this measure is an indication of our scale and represents the potential revenue opportunity from the technology used for consumer credit loan originations,” the company said in a statement. Within Democratized Prime — a decentralized lending marketplace that connects crypto-based liquidity with borrowers — demand totaled $246 million at the end of the fourth quarter, compared with $213 million in available lender supply. Matched offers stood at $206 million. Figure went public on the Nasdaq in September, raising $663 million in net proceeds and achieving a valuation of $5.29 billion. In November, the company filed a registration statement with the **Securities and Exchange Commission** (SEC) for a proposed public offering of its Series A Blockchain Common Stock, marking the launch of what it described as the first blockchain-native public equity security. ### _Related_ More: * Figure Technologies * HELOC

Figure’s origination platform tops $2.7B in Q4 Figure Technology Solutions reported that its loan origination system produced $2.705 billion in volume during the fourth quarter of 2025, up 131% f...

#Mortgage #Origination #Figure #Technologies #HELOC #HWmember

Origin | Interest | Match

Sharp decline in mortgage rates revives hopes of a refi surge, LOs say A modest mortgage rate drop may boost refinancing by 15% to 25%, but lenders caution that activity depends on rates staying low.

MeridianLink, Optimal Blue strike integration deal Under the partnership, mortgage users of MeridianLink’s loan origination system will gain access to Optimal Blue’s real-time product, pricing and eligibility (PPE) engine.

Laura Brandao on taking a prominent leadership role at MLB Residential Lending Laura Brandao steps into a leadership role at MLB Residential Lending, bringing her vision and strategies to enhance wholesale lending.

Trump wants ban on large investor home purchases Donald Trump announced plans to ban institutional investors from buying single-family homes, sparking a sharp selloff in rental REIT stocks.

Producing LOs grow their ranks in 2025: RETR The mortgage industry recorded a modest increase in the number of producing loan officers in 2025 — the first annual rise since the COVID-19 pandemic, according to early data from mortgage technology platform RETR.

Why the DSCR loan became the investor darling of 2025 DSCR loans are gaining popularity among real estate investors as lenders refine underwriting processes and secondary market confidence grows.

Mortgage applications fall 5% despite rate decline Despite steady mortgage rates, market trends like a softening job market and elevated inventories continue to impact application volumes.

MBA 2026 forecast: Slow growth amid inflation, rate hikes MBA’s December forecast projects economic growth of 1.6% in 2025 and puts the chance of a recession over the next 12 months at 35%.

How The Loan Store doubled volume in a crowded wholesale market In the first nine months of 2025, the company doubled its origination volume to $8.2 billion, ranking as the fourth-largest U.S. wholesale lender.

reAlpha to buy InstaMortgage for $8.5M to expand direct lending Real estate technology company reAlpha Tech Corp. has closed a deal to acquire lender InstaMortgage Inc. for $8.5 million in a cash-and-stock transaction.

DSCR mortgages are grabbing the spotlight. They’ll gain speed in 2026 Demand for DSCR loans is rising as housing inventory tightens and nontraditional earners seek new options.

CrossCountry Mortgage picks up top VA loan producer Patton Gade CrossCountry Mortgage welcomes the Victor Alpha Group, enhancing support for veterans and military families.

November mortgage lock data driven by strong refinance activity November's mortgage rate-lock activity slowed but posted the strongest results in four years, driven by a surge in refinances.