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Posts by FIRSA

Video

Happy to see our most recent tutorial on RSelenium featured in RWeekly (2026-W16)!

The screencast below shows a minimal example of what can be done with automated browsers. Use responsibly!

Tutorial:
firsa.eu/posts/rselen...

Follow RWeekly
rweekly.org

#Rstats #OpenScience #DataVisualization

5 days ago 4 3 0 0
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Want to an easy way to learn web scraping? 🤖

Check out this new tutorial on Selenium in R.

It covers how to automate web browsers to collect data from dynamic websites ➡️ firsa.eu/posts/rselen...

#RStats #RSelenium #WebScraping #DataScience

1 week ago 5 1 0 0
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What are the odds you own crypto assets? 📉

How is financial literacy related to ownership? 📖

Our new dashboard lets you simulate the probability of recent crypto-asset ownership based on a statistical model.

🔗 dashboard.firsa.eu

#bitcoin #rstats #shiny #crypto #fintech #OpenScience

3 weeks ago 2 1 0 0
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📄 New FIRSA working paper.

Are crypto holders really more overconfident? Using recent EU-wide data, I find the answer depends a lot on how overconfidence is measured.

Pre-print version, comments welcome.
🔗 firsa.eu/posts/crypto...

#FinTech #OpenScience #EUData #RStats

4 weeks ago 3 1 0 0
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💰 Is Bitcoin money or myth?

📢 Presenting this Saturday at the 6th Money View Symposium hosted by @ineteconomics.bsky.social

Register here:
🔗 fs8.formsite.com/CNZLjX/0acgs...
📍 Online event, free attendance
📅 Saturday, February 28
⏰ 12:30 New York

#PoliticalEconomy #Monetarytheory #Bitcoin

1 month ago 1 1 0 0
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Who owns crypto in Europe?

Join the FIRSA Academic Roundtable (link below) to learn more about research on FinTech (CBDCs, Crypto, Regulatory Sandboxes) from top scholars.

📣 20 Jan · 10:00 CST (Chicago) / 18:00 EET (Vilnius)

zoom.us/j/9443773243...

Passcode: 995511

3 months ago 2 1 0 0
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🚨 Academic roundtable on fintech regulation.

Join the conversation with Colin Chia (University of Victoria), Ghita Chraibi (University of Virginia), and Vytautas Kuokštis (Vilnius University).

📣 (TUE) 20 Jan · 10:00 CST (Chicago) / 18:00 EET (Vilnius)

🔗: zoom.us/j/9443773243...

#fintech #finance

3 months ago 1 1 0 0
Shares of total NTF sales (2021). Source:  EU Observatory and Forum on Blockchain

Shares of total NTF sales (2021). Source: EU Observatory and Forum on Blockchain

💡 What are NFTs?

NFTs are unique digital tokens on a blockchain that certify ownership of a specific item. Unlike crypto coins, they aren’t interchangeable.

🔗 Demystifying NFTs Report (2021): blockchain-observatory.ec.europa.eu/document/dow...
#FinTech #DigitalFinance #EU #NFT

4 months ago 0 0 0 0

💡 What is an Innovation Hub?

📌 A contact point where (fintech) firms can ask regulators about new tech
📌 Offers guidance — no live testing
📌 Helps clarify licensing pathways

🔗 ESAs Joint Report (2023):
www.esma.europa.eu/sites/defaul...

#FinTech #DigitalFinance #EU

4 months ago 0 0 0 0
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AI Act The AI Act is the first-ever legal framework on AI, which addresses the risks of AI and positions Europe to play a leading role globally.

💡 The EU’s AI Act sets the first global rules for artificial intelligence.

📌 Risk-based approach — from minimal to high risk
📌 Stricter rules for financial AI
📌 Promotes AI testing in supervised sandboxes

🔗 EU AI Act: digital-strategy.ec.europa.eu/en/policies/...

#FinTech #DigitalFinance #EU

5 months ago 0 0 0 0
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Walmart-Backed Fintech Onepay to Launch Crypto Trading and Custody Services Onepay, majority-owned by Walmart, plans to launch cryptocurrency trading and custody within its app later this year. Integrating Crypto Into the Retail Ecosystem The fintech firm Onepay, which is majority-owned by Walmart, is reportedly set to expand its services by introducing cryptocurrency trading and custody on its mobile application. The move, expected to roll out […]

Walmart-Backed Fintech Onepay to Launch Crypto Trading and Custody Services

Onepay, majority-owned by Walmart, plans to launch cryptocurrency trading and custody within its app later this year. Integrating Crypto Into the Retail Ecosystem The fintech firm Onepay, which is majority-o…

#crypto #news

6 months ago 1 1 0 0
Markets in Crypto-Assets Regulation (MiCA) The Markets in Crypto-Assets Regulation (MiCA) institutes uniform EU market rules for crypto-assets. The regulation covers crypto-assets that are not currently regulated by existing financial services...

💡 What is MiCA?

📌 The EU’s new framework for crypto-assets
📌 Sets common rules for issuers, exchanges & wallets
📌 Balances innovation with consumer protection

🔗 EU MiCA Regulation: www.esma.europa.eu/esmas-activi...

#FinTech #DigitalFinance #EU

6 months ago 0 0 0 0
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💡 What is a regulatory sandbox?

A regulatory sandbox is a framework that allows firms to test innovative financial services in a controlled environment under the regulator’s supervision.

🔗 Read more on the FIRSA website: www.firsa.eu

#FinTech #DigitalFinance #EU

6 months ago 0 0 0 0
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Trump’s 2025 UN Speech Was the Most Anti-European on Record Every September, world leaders speak at the United Nations General Assembly (UNGA) about the global issues they deem most important. These…

🇺🇸💔🇪🇺
Trump’s 2025 UN speech was the longest U.S. address on record and the most negative toward Europe.

This is the focus of my first Medium article, where I track how Europe appears in U.S. UNGA speeches from 1946–2025 and visualize the results.

📖 Read on Medium:
medium.com/@alfredo-hs/...

6 months ago 5 2 0 0
👨🏿‍🚀TechCabal Daily – PayPal’s paying attention to Africa Image Source: Make A Meme Nigeria’s bank-owned fintech subsidiaries have been hunting for their breakout moment. For Guaranty Trust Holding Company (GTCO)’s fintech arm, HabariPay, that moment came in H1 2025, where it grew its profit twelvefold to $2.70 million from $217,094 in H1 2022.  It’s almost the same way that Stanbic IBTC’s Zest grew its income fourteenfold to $587,128 in the first half of 2025.

👨🏿‍🚀TechCabal Daily – PayPal’s paying attention to Africa

Image Source: Make A Meme Nigeria’s bank-owned fintech subsidiaries have been hunting for their breakout moment. For Guaranty Trust Holding Company (GTCO)’s fintech arm, HabariPay, that moment came in H1 2025, where it grew its profit…

6 months ago 1 1 0 0
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Digital finance New financial technologies can facilitate access to financial services and improve the efficiency of the financial system.

💡 FinTech = financial technology.

✅ Cheaper, faster, more inclusive finance
❌ New risks for consumers & regulators

FinTech is central to the EU’s Digital Finance Strategy.

🔗 EU Digital Finance Strategy: finance.ec.europa.eu/digital-fina...

#FinTech #DigitalFinance #EU

6 months ago 2 1 0 0
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Are you an R user tired of missing out on the LLM craze?

In my new tutorial I show how to use OpenAI’s GPT and Google’s Gemini models to classify political texts. I connect to the APIs directly from R using reticulate.

alhdzsz.net/posts/llms_r...

#rstats #dataviz #ai #python #textdata

11 months ago 3 2 1 0
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Zero-shot classification and natural language inference (NLI) offer a powerful way to analyze political texts without labeled training data. This tutorial shows how to classify sentences using a pre-trained transformer model.

Google Colab Link: colab.research.google.com/drive/1gCZBy...

11 months ago 3 1 0 0
LinkedIn This link will take you to a page that’s not on LinkedIn

Here you can find a a hands-on tutorial on how to perform Named Entity Recognition (NER) using Python’s transformers library from within R via reticulate.

firsa.eu/posts/ner_re...

#NLP #rstats #Python #Quarto

1 year ago 2 0 0 0
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ERA Fellow Dr Alfredo Hernández Sánchez’s Research on FinTech Regulatory Sandbox Development in Europe (FIRSA) Vilnius University is a prestigious institution of science and studies in Lithuania, which develops world-class science and develops science-based international studies.

An insight on latest research from Vilnius University on Europe's FinTech regulatory sandbox development

www.vu.lt/en/news-even...

1 year ago 1 0 0 0
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Global Fintechs keep expanding into Africa (TWIF - Africa 03/17) Hi Fintech friends 👋, Here are the highlights of what happened in African Fintech this week; * Moroccan Super app Fintech raised $1.9 Million in a pre-series A funding round. * Global B2B payments…

Fintech expansion in Africa is showing no signs of slowing down.

This week’s TWIF Africa covers:
🌍 New market entrants
💰 Funding updates
And more

Catch up on the latest fintech news across the continent:

1 year ago 1 1 0 0