How many coffees is “focused” and how many is “I am now just emotionally attached to this mug”?

Commercial Combined Insurance, The Flexible Solution • FSB Insurance Service - UK Small Business Insurance Broker What is Commercial Combined insurance? Learn how one flexible policy can protect your premises, staff and income. Free advice for FSB members.

As businesses grow, insurance can get messy.

Commercial Combined can bring key covers together in one place, helping your protection reflect how your business actually runs.

#BusinessInsurance #CommercialCombined

fsb-insurance-service.com/fsb-insuranc...

Climate Change and UK SMEs: How Insurance is Evolving • FSB Insurance Service - UK Small Business Insurance Broker Discover how UK SMEs face new climate risks and how commercial insurance is adapting. Protect your business from floods, storms, heatwaves, and liability claims.

For UK small businesses, climate risk is becoming an insurance issue as much as an environmental one.

Flood, storm, heat and subsidence risks are already influencing premiums, excesses and cover availability.

Read more: fsb-insurance-service.com/fsb-insuranc...

Climate Change Part 2, From Risk to Resilience • FSB Insurance Service - UK Small Business Insurance Broker Climate change is reshaping insurance for UK SMEs. Learn how evolving risks, ESG factors and extreme weather affect premiums, excesses and cover.

Climate change is already changing small business insurance.

Premiums, excesses and cover availability are shifting now, not later.

Smart firms are documenting adaptations, reviewing BI indemnity periods, and tightening continuity plans.

Read more: fsb-insurance-service.com/fsb-insuranc...

The Artemis mission is a good reminder that big goals need proper preparation behind them

Small businesses are no different

The right insurance helps protect what you’re building

@fsb-uk.bsky.social members call 020 3883 7976

@fsb-wales-cymru.bsky.social @fsbscotland.bsky.social

💭 Small firms are facing major changes to Statutory Sick Pay rules from April, alongside a stack of rising costs.

📻 FSB's Chris Russell spoke to Nick Abbot on @lbc.co.uk to explain what this means for small business owners ⤵️

Occasionally, it's nice to post about something other than insurance; today is #ManateeAppreciationDay. Who doesn't like these cute fellas?

📻 We’re a month away from employment costs, business rates and energy bills going up, FSB's Tina McKenzie tells @listentotimesradio.bsky.social.

Today's Spring Forecast was a missed chance for the Chancellor to address the costs stack about to hit small businesses ⤵️

🗞️ All the most important small business news of the week, every week.

✅ Sign up for FSB's Weekly Brief Newsletter on email and LinkedIn newsletters to get it delivered straight to your inbox every Friday.

📧 E: go.fsb.org.uk/3QWcJDX

📥 LI: go.fsb.org.uk/4cKAkjC

Real World Productivity ENGLISH YouTube video by Steven Crane-Jenkins

A New Deal for Business: FSB Wales Senedd Manifesto

We’ve launched our Senedd manifesto, which contained five key pillars and a number of asks. Today, FSB member, Jerry, talks about one of these pillars: Real World Productivity.

➡️ www.youtube.com/watch?v=g8Zx...

#FSBWales #Senedd2026

Proud moment for the team.

FSB Insurance Service has won Community Impact of the Year at the Bravo Networks Awards 2026 🏆

Over £100,000 raised for charities chosen by our staff over the last 8 years.

Huge thank you to everyone who’s helped along the way.

#BNC26 #BravoNetworks

Proud moment 🏆 We’ve won Community Impact of the Year at #BNC26.

Over the last 8 years, our team has raised £100k+ for charities they’ve chosen themselves, so this recognition from Bravo Networks means a lot.

#Community #Charity #Awards @fsb-uk.bsky.social

Starting soon at #BNC26: the Insurer Panel 👏

Chaired by @fsbinsservice.bsky.social CEO David Perry with leaders from Arch, Aviva, Intact, QBE & Zurich.

If you’re here today, don’t miss it.
#BravoNetworks #Insurance

Katie Freemantle and David Perry are at Bravo Networks #BNC26 today, proper social butterflies 🦋

Great to catch up with Rachel Longbottom, Karen Jackman, and Jon Walker

These events help us stay close to the right people so @fsb-uk.bsky.social members get the support they need!

First office bake sale for CAYSH today 🍰

Proud to say we raised £98 🎉

Huge thanks to everyone who baked, bought and donated. Small actions. Real impact.

We’re just getting started 💛

#Flooding is hitting UK businesses again.

First decisions you make can limit damage and protect any future claim.

20 practical tips for SMEs after a flood, written with loss adjusters and focused on real-world action 👇

🔗 fsb-insurance-service.com/fsb-insuranc...

20 Tips to Help Your Business Recover After a Flood • FSB Insurance Service - UK Small Business Insurance Broker Flooded? Get 20 practical steps to recover your business and reduce the impact of flooding on your premises and staff.

Heavy rain and flooding are hitting parts of the UK today. Is your business affected?

20 simple steps to help after a flood 👇

fsb-insurance-service.com/fsb-insuranc...

Need a quick chat about cover?

Call 020 3883 7976

#SmallBusinessUK #Flooding #Storms #FSB

Cyber Security for Small Businesses. Are you defended? • FSB Insurance Service - UK Small Business Insurance Broker A plain-English guide to cyber security for UK small businesses. Understand cyber risks, Cyber Essentials, and how cyber insurance helps when incidents happen.

Most small businesses now run online.
That also means more digital risk.

From phishing emails to system outages, everyday cyber threats can disrupt trading fast.

Plain-English guidance for UK SMEs 👇
☎️ 020 3883 7976

fsb-insurance-service.com/fsb-insuranc...

#SmallBusiness #CyberSecurity

Cyber Security for Small Businesses. Are you defended? • FSB Insurance Service - UK Small Business Insurance Broker A plain-English guide to cyber security for UK small businesses. Understand cyber risks, Cyber Essentials, and how cyber insurance helps when incidents happen.

Most small businesses now run online.
That also means more digital risk.

From phishing emails to system outages, everyday cyber threats can disrupt trading fast.

Plain-English guidance for UK SMEs 👇
☎️ 020 3883 7976

fsb-insurance-service.com/fsb-insuranc...

#SmallBusiness #CyberSecurity

Today we met with our chosen charity for 2026, CAYSH to take the next steps in our partnership 🤝

Hearing firsthand about their impact on supporting young people facing homelessness across South London was powerful

More to come 💙

#CAYSH #YouthHomelessness #CommunityMatters

🚨 SMEs: The Procurement Act 2023 is live. Public buyers want proof you can deliver, even if things go wrong.

A simple Business Continuity Plan shows you’re prepared, reliable, and professional.

#SMEs #BusinessContinuity #PublicContracts

@justgiving.bsky.social Hey hey JustGiving, is there a special award for this? Asking for a friend!

We’re closing at 13:00 today.

If you need support before the weekend, call 020 3883 7976 and the team will help you get sorted.

Back open as normal tomorrow.

84 weather warnings hit the UK last night, each one a risk for small businesses.

Storms don’t just damage buildings; they disrupt routines, cash flow and confidence.

Many owners only discover gaps after a claim.

FSB members can get clear, human support on 020 3883 7976.

Small businesses face new challenges every day, but the right cover keeps you focused on growth, not risks. ✅

Need a hand? Call us on 020 3883 7976.

#FSBInsurance #SmallBusinessUK

Treats over tricks, every time. 🍬

Simple, fair insurance for UK small businesses, no hocus pocus required. 🎃

#HappyHalloween #SmallBusinessSupport #FSB

Cyber attacks are rising, and small businesses are prime targets.

Our guest article for @fsb-uk.bsky.social explores how cyber insurance helps protect your data, finances and reputation.

Read it here 👇
www.fsb.org.uk/resources/ar...

#CyberSecurity #SmallBusiness #Insurance #FSB

Have I Been Pwned: Check if your email address has been exposed in a data breach Have I Been Pwned allows you to check whether your email address has been exposed in a data breach.

183M Gmail passwords leaked, including 16.4M fresh credentials.

One compromised account can unlock your emails, banking, cloud & business apps.

Check your accounts NOW: haveibeenpwned.com#CyberSecurity

“I need professional indemnity” ❌
“I shall wield the enchanted shield against the dragons of dispute” ✅

Running a small business?

@fsb-uk.bsky.social members get the support & cover to trade with confidence. Protect what matters most.

☎ 020 3883 7976

#FSB #BusinessInsurance