we all know I have no life, so:

Selfish dad snatches ball out of the hands of his daughter? She was making that catch :)

Banham Zoo residents undergo CT scanner health checks A big cat named Mishka and a particularly lethargic sloth are among the zoo residents to be scanned.

I hope whoever wrote this headline (click to see) took the rest of the week off www.bbc.co.uk/news/article...

Going back to this, according to a talk today, it's all ok because AI is going to help people with their pensions and really boost engagement.

Champagne or a good cava?

Quite. And all this "KS was never told" stuff is silly.

Ultimately, he passed DV and that wasn't why he had to resign, and he was always an awful choice. But the line should have been "all that has been dealt with."

Surely that makes the DV issue a nothing burger? If OR is a clearance expert, and acted with integrity, and granted DV clearance, then where's the scandal?

I mean, appointing PM would still have been stupid, but we've spent a week talking about him failing to get clearance when he did.

Incredible to think there's information that is so sensitive that it would be inappropriate to share with the Prime Minister.n

Yeah. I don't get why it's being legislated rather than issuing guidance to schools. Just seems more complicated.

And my children's school switched and not sure I've noticed any difference. Kids use their phones just as much outside school and were never allowed to use them in school anyway.

Most schools have a smartphone ban already, this will have little aggregate impact.

But it'll take time for any affect to be seen so they'll talk about it as a success when they lose the next election and then blame things on the next government.

I agree. But I think I should as well and my large private sector employer doesn't.

I think they've changed it at the big corporate I work at, because for someone people it was such a big perk. Using your own credit card and then claiming back the cost but pocketing benefits.

Can't we go back to the time when voters* trusted politicians and didn't want things to change.

*People who answer polls

Telegraph has hated big business for years. Might like some rich businessmen but thinks most companies are woke traitors.

The UK had an earnings related state pension until 2016.

But, but, but: Top Gun, Escape from NY, Beverley Hills Cop.

That's leaving home about 6 tho. It's not bad (you're right about breakfast) but not sure it's perfect.

Heat.
Although LA Confidential does the job too. In particular I can watch as much of it as I want, then turn off before the end and still feel satisfied.

Hahahaha. Bloody game.
Connections
Puzzle #1043
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Switch from town gas in 60s?

Jokes on you. The circuits behind the USB port will break long before then.

(I agree with you but it does feel like "the market can stay irrational longer than you wait to retire")

Is it? Or to put it another way, has it been over the last 50 (?) years? And what alternative is there with the same leveraging?

To put it another way, I think you can get consent in a system where people see pensions as pensions not as savings or investments. But the problem is that treating them as savings or investments helps with engagement. My way leads to better outcomes* but lower satisfaction.

*IMO

Swedish DC system and Dutch CDC systems very close. I'd say the pre-Osborn freedoms UK system, plus some better defaults, is the right answer. The difficult bit is moving from where we are now.

I think it's best solved the other way round: accepting that a large number of people won't understand pensions so it should be taken away from them. Although I don't think that precludes trying to educate them as well.

My unpopular opinion is that almost all pension flexibility is a bad idea. My even more unpopular and even stronger held opinion is that passing on pensions in inheritance is a total anathema and shouldn't happen.

100% this. And they shouldn't have to delegate, the default should be that someone sorts it out for them.

Counterpoint, I think the number of people who really understand how pensions really work is vanishingly small. By which I mean there are people who understand how the system works but not the economics.

Tumble dry makes a difference too.