Means-testing also makes programs cost more than they would under a universal model, because so much money gets wasted on verification, surveillance, and compliance.

A headshot of Professor Dalié Jiménez

Professor @dalie.bsky.social, Director of the Student Loan Law Initiative at UC Irvine Law, is testifying today before the Little Hoover Commission at its hearing, “Student Institutional Debt in California.”

Learn more about the hearing: protectborrowers.org/hearing-advi...

My written testimony is available here: papers.ssrn.com/sol3/papers.... and in the links at the bottom of the hearing page lhc.ca.gov/events/in-pe...

I'm testifying this morning at the Little Hoover Commission hearing on Institutional Student Debt in California about debt collection and tax offset issues. Hearing starts at 9:30am PT with @charlieeaton.bsky.social as the first witness. You can watch live here: lhc.ca.gov/report/new-s...

AI error or not, Iran school bombing is a permanent stain on America’s soul | Will Bunch A debate on AI in warfare obscures the truth about an Iran school bombing. U.S. humans are to blame for this war crime.

They had names. They had beautiful faces. And they had the same dreams as your kids - crushed when American "precision" bombs slammed into their Minab elementary school, killing 175

Don't blame AI for this. Blame the sick humans who see war as a game

My new column www.inquirer.com/opinion/iran...

From the headline I thought the school was involved. But all the communications seem to be with a Berkeley LLM student, who was apparently getting their LLM paid by Epstein in exchange for providing 'assistants'. Disgusting, but the implication that the school was involved is not borne out.

Kraken Becomes First Crypto Firm to Win Access to Fed’s Core Payments System The decision means the industry is a step closer to becoming integrated into the mainstream financial system.

The @federalreserve.gov just granted a crypto company—Kraken—access to its public payment services for the first time.

More evidence that crypto’s success is not as an *alternative* to the existing financial system but to capture the existing payment infrastructure.
www.wsj.com/finance/regu...

Raskin is so good on his feet -- he pivots based on the answers he actually gets & asks clear & non-compound questions. That's hard enough, but then he does it at a cadence that ratchets up the pressure on Noem.

Probably as close to a TV/movie cross-exam as you'll ever see in real life.

It's the eugenics.

The DOJ, CFPB and state of Texas reached a $68 million settlement with the Houston developer Colony Ridge Development LLC to resolve a lawsuit alleging discrimination and predatory lending in a scheme that resulted in one-in-four loans going into foreclosure.  The settlement is unusual because no money has been set aside as redress for harmed consumers. Instead, DOJ is requiring that the private developer pay for a new police station and fund two full-time law enforcement officers for 10 years. Colony Ridge also has to purchase law enforcement equipment, gear, and vehicles at the discretion of the Liberty County Sheriff’s Office and Liberty County Constable. What began as a discrimination / fair lending case under the Biden administration turned into a focus on illegal immigrants under the Trump administration. #banks #bankingsector #corruption https://lnkd.in/gnWrMyAC

Kate is a reporter for the American Banker. Trump’s DOJ & CFPB turn a predatory lending discrimination lawsuit into an anti-immigrant crusade. Instead of providing restitution for victims of discrimination they use $ to fund more police resources aimed at “illegals.” (Full article paywalled.)

Trump's CFPB to Nearly a Million Americans: Goodbye, We Prefer Not To Help You · Consumer Federation of America If the Consumer Financial Protection Bureau (CFPB) were to close its doors today, 836,588 Americans would be left waiting for an answer to the complaints they have filed with the CFPB. According to re...

consumerfed.org/trumps-cfpb-...

Rep. Delia Ramirez to DHS officials: "I have as much respect for you as I do for the last white men who put on masks to terrorize communities of color. I have no respect for the inheritors of the Klanhood and the slave patrol. Those activities were criminal and so are yours."

House Dem identifies ‘wealthy, powerful men’ DOJ redacted in Epstein files Rep. Ro Khanna read out the names of the six individuals on the House floor, where they will now be entered into the Congressional Record.

For anyone who keeps asking "what are the names," Google News is a really cool site. Here's one of the news stories linked in it www.politico.com/live-updates...

Khanna named, US businessman Leslie Wexner of Victoria’s Secret, Abercrombie & Fitch and Bath & Body Works fame; Emirati businessman Sultan Ahmed bin Sulayem; and Salvatore Nuara, Zurab Mikeladze, Leonic Leonov, and Nicola Caputo.

We Uncovered the Scheme Keeping Grocery Prices High YouTube video by More Perfect Union

A major retailer forced a supplier to increase prices for its competitors by curtailing incentives and raising wholesale prices. Trump ended a case that would have brought prices down. He didn't replace a chair of the FTC and fired democratic commissioners.
tps://www.youtube.com/watch?v=odhVF_xLIQA

How Companies Profit by Annoying the Hell Out of You A new report reveals that sneaky fees, excessive paperwork, spam calls, and other annoyances cost Americans $165 billion annually in wasted time and money.

Trump rolling back consumer protections don't help.

How Companies Profit by Annoying the Hell Out of You
Report reveals that sneaky fees, excessive paperwork, spam calls, & other annoyances cost #Americans $165 billion annually in wasted time & money.

newrepublic.com/article/2063...

Attempting to shut down the #CFPB has “cost American families $19 Billion”

Thank you @warren.senate.gov for defending the CFPB and protecting people not predatory profits.

ICE Is Expanding Across the US at Breakneck Speed. Here’s Where It’s Going Next ICE plans to lease offices throughout the US as part of a secret, months-long expansion campaign. WIRED is publishing dozens of these locations.

NEW: ICE is leasing offices throughout the US as part of a secret, months-long expansion campaign. WIRED is publishing dozens of these locations.

Our grandchildren are going to ask what we did to stop this.

Data Reporter Remote, United States

My team @propublica.org is hiring.

We're looking for a data reporter itching to do ambitious, impactful investigations that uncover abuses of power and betrayals of the public trust. Maybe that's you? grnh.se/iunysgl96us

@reprashida.govpeeps.us and @algreen.house.gov stand in solidarity with NTEU 335 CFPB Union members before a HFSC hearing on housing affordability today. #savecfpb #stopvought

With Ring, American Consumers Built a Surveillance Dragnet Ring's 'Search Party' is dystopian surveillance accelerationism.

Ring is a wildly dangerous company. Always has been. But it has sort of flown under the radar the last couple years as it tried to soften its image. Make no mistake that this is an extremely dangerous surveillance dragnet:

www.404media.co/with-ring-am...

America’s Annoyance Economy Is Growing The government should protect consumers instead of annoying them.

“$90 billion for junk fees, $19 billion for medical waiting times, $2 billion for governmental wait times,” and far more.
“The annoyance economy saps American families of $165 billion a year, they estimated. And that’s an undercount.”
www.theatlantic.com/ideas/2026/0...

A post-Trump restoration is still possible His presidency may eventually be seen as an aberration rather than a permanent shift

“Countries can turn the clock back. Greece restored its democracy in 1975, after seven years of rule by the colonels. India lived under…emergency for 21 months in the 1970s — with widespread violations of civil liberties — until the Congress Party was decisively defeated”
www.ft.com/content/b491...

Washington’s Corruption Has Created Another Humanitarian Crisis in Puerto Rico The island’s earthquakes are its latest man-made disaster.

If you didn’t catch the significance of the exploding transformers in Bad Bunny’s halftime show, I gotcha. Here’s one of a bunch of pieces I wrote from/on Puerto Rico about the crisis—and Trump’s role in it. slate.com/news-and-pol...

Disagree on the fire the lawyer. Yeah they'll be mad, but the publicity will make a lot harder to try to take them away.

The little boy he gave his Grammy to was the boy who was abducted by ICE

TEARS IN MY EYES BRO 😭😭😭

After watching Bad Bunny’s halftime show I’m so proud to be an American. Puerto Rico represents! Beautiful Spanish language, people of color filling my TV screen. This is what makes America great and it’s what I will always fight for.

#BadBunny