Activists stand behind a banner and one speaks into a microphone. The banner reads, "Climate change is driving a home insurance crisis. Commissioners: We pay the premiums. We deserve the data." It has Public Citizen's logo at the bottom right.

So proud to stand with extreme weather survivors from Louisiana hurricanes and San Diego floods. We delivered a letter to every state insurance commissioner backed by 49 orgs and 20,000 activists demanding to see the data behind the home insurance crisis.
www.citizen.org/news/as-insu...

RELEASE: Home Insurance Regulation Blunted by Revolving Door Activity and Insufficient Resources. New Tools Highlight Scale of Problems | Revolving Door Project It’s a lot easier to be an ambitious, pro-consumer and pro-climate regulator when you aren’t trying to preserve friendships with profit-maximizing insurance CEOs.

NEW: Dwindling home insurance availability and affordability is a clear manifestation of fossil fuel-driven climate chaos.

Today, the Revolving Door Project published two tools to help illuminate aspects of this worsening crisis.

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The “Tort Reform” Racket - Public Citizen TL:DR The insurance industry is denying more and more claims and running a nationwide strategy to deny your right to…

A couple of weeks ago @bluestein.bsky.social tweeted a hot mic moment of a GA Rep about property insurers:
"These insurance companies are just ruthless, greedy, sonsofb****es destroying our country in the disguise that they're helping."

I wrote up how they're doing it: citizen.org/news/the-tor...

👀 BlackRock just lost another ~$6B mandate after backsliding on addressing climate risk to its clients’ portfolios.

NYC pension trustees meet this week and could approve the @nyccomptroller.bsky.social recommendation to shift $42B for the same reason. 🍿

Governor Hochul is taking New York backwards.

We won't let her.

Thousands will march in Albany on April 18th with a clear message: It's Deadline Hochul.

Join the mobilization launch Dec. 15 with special guests @billmckibben.bsky.social & @markruffalo.bsky.social ⬇️

This weekend, the New York Times ran a story claiming Sierra Club’s values have diluted our mission. They couldn’t be more wrong. The list of their errors is too long for one social post, but we go over some examples in these slides.

840,000 insurance policyholders in Florida are trapped in a mandatory arbitration system where the insurer almost always wins.

Regular people are left to pick up the pieces and pay the settlements.

We need a real investigation and accountability for this broken system.

Under water: How FEMA's outdated flood maps incentivize a system in which risk is negotiable About 75% of the nation’s flood insurance maps are outdated, leaving the door open for property owners to seek their own flood mapping and appeal.

Another day, another major news outlet publishing First Street criticism of FEMA whole cloth and without mentioning they are in the business of selling an alternative...

www.nbcnews.com/science/envi...

Why We Disrupted the Insurance Commissioners' National Gathering - Public Citizen We’re at the National Association of Insurance Commissioners’ quarterly conference to demand state insurance commissioners listen to their constituents and…

We disrupted the National Association of Insurance Commissioners national gathering this morning. Our homes and health are too important to let the insurance industry buy off our regulators.
www.citizen.org/news/why-we-...

You're correct - they'd need enforcement mechanisms!

Insurance commissioners shouldn’t take lavish gifts, campaign cash, or job offers from the companies they regulate.
We’re demanding every state regulator sign an Anti-Corruption Pledge—no more revolving door, no more conflicts of interest
✍️ Add your name: act.citizen.org/page/86590/a...

Like a good neighbor. . .

Thinking of Texans in the Hill Country as they, their loved ones and neighbors work to recover from the tragedy that occurred over the past weekend.

If you're looking for a way to help, consider the Kerr County Flood Relief Fund: tinyurl.com/KerrFloodRel...

Tell Gov. Newsom and the California Insurance Commission to stand with fire survivors

Insurance giants shouldn’t be allowed to post profits and hike rates while denying fire survivors compensation they deserve.

Tell CA officials to stand up to Big Insurance: No hikes until people get paid!

Sign here: act.citizen.org/page/85237/p...

6 months after the LA wildfires, CA is investigating 400+ insurance complaints from survivors. Yet, State Farm's raking in profits and asked for a 30% rake hike. Tell @governor.ca.gov and commissioner Ricardo Lara: No rate hikes until people get paid! act.citizen.org/page/85237/p...

Arkush ar-crushes it again on the senate floor. No notes.

New Yorkers can’t afford more delays to our Climate Law! NY Renews is cosponsoring a @thirdactorg.bsky.social talk with @delgadoforny.bsky.social & @billmckibben.bsky.social on 5/7 at 7 pm to discuss how we get there!

thirdact.org/nyc/events/lt-gov-delgado-bill-mckibben-in-conversation-30-minutes/

Looking to see how the home insurance crisis is affecting your area?

Check out these new interactive maps we released, with incredible work from @kennystancil.bsky.social

News Release: California Hands $500M Insurance Bailout Bill to Families & Homeowners - Americans for Financial Reform The California State Insurance Commissioner Ricardo Lara approved a $1 billion bailout of the state’s FAIR (Fair Access to Insurance Requirements) plan to help cover over 3,400 claims it has received ...

Here's our reaction to the CA FAIR plan bailout with a quote from @carolinenagy.bsky.social.

CA is basically asking insurers to split the $1b bill with the public.

Two things you might not realize though:

ourfinancialsecurity.org/2025/02/news...

Trump taps oil industry insider to oversee drilling on public lands Bureau of Land Management nominee Kathleen Sgamma heads a fossil fuel industry trade group that sued the Biden administration over a landmark conservation rule.

“This choice shows that the new administration will leave no favor ungranted for the oil and gas industry and the wealthy fossil fuel executives who funded Trump’s campaign,” - yours truly via @maxinejoselow.bsky.social www.washingtonpost.com/climate-envi...

With all this talk of a property insurance crisis, remember that it's regular people who are in crisis, not the companies.

Insurers are sitting on an historic $1+ TRILLION surplus. The companies are just fine.

They're laughing all the way to BlackRock.

content.naic.org/sites/defaul...

I often hear wind and solar lead to more power outages.

But it’s not true. Here's the data for Germany:

Wind + solar had a share of 33% of electricity in 2022.

➡️But there were 43% FEWER interruptions than in 2006 when wind + solar contributed only 5%.

it has always been a long reaction to the New Deal. from then to now, capital had seen the New Deal as the sin that must be purged so that the rest of us understand our place as grist for their mills

the only thing that stinks worse than tim ryan's betrayal of the american people is the methane gas leaking from the export terminals he's shilling for

Two pathways to help communities adapt to ecologically "indefensible" areas in this time of climate change. In Wales, people were abandoned and the whole thing collapsed. In France, people were taken care of and the area became more resilient.

The 2 most important case studies for the US right now.

Property insurance looks a lot like health insurance: companies take increasingly higher profits while withdrawing coverage and offloading costs to more and more people.

We can turn it around. Here's how 👇

#WithinOurPower to #InsureOurFuture

Reality check on technologies to remove carbon dioxide from the air An MIT Energy Initiative study finds many climate-stabilization plans are based on questionable assumptions about the future cost and deployment of “direct air capture” and therefore may not bring abo...

If you think Direct Air Capture (DAC) is going to save us, please read this.

This is isn’t some left-wing fringe environmental group saying this.

It’s MIT.

news.mit.edu/2024/reality...

the Kochs are not your friends. Glad to see @revolvingdoordc.bsky.social digging into the libertarian side of the "abundance movement." (And I'm fully on board with housing YIMBYs).

My guy @alanzibel.bsky.social brings the receipts: we're exporting SO MUCH gas that it's driving up prices here at home. The plan to export more just means jacking up costs even more while like 10 billionaires laugh all the way to the bank.

The Answer to Democrats’ Class Problem Is Staring Them in the Face The climate crisis offers one of the strongest fields imaginable for proving fealty to the working class against rapacious elites.

Kamala Harris treated climate change as an issue to be avoided. But climate is one of Dems' best opportunities to tell stories that, like Trump's, have clear villains and center the way elites (like Big Oil CEOs) are hurting working class people.

That's why it's time for climate populism.