I'm an Insurance Expert: This Is How You Get the Right Insurance Coverage at the Right Price First, you have to know what you want and ask the right questions of the right professional. This insurance pro explains exactly how to do that.

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Karl Susman, speaking with Spectrum News 1 SoCal, breaks down the roles in the State Farm rate hike hearing. While Consumer Watchdog is paid to oppose hikes, the Department of Insurance sees the situation as urgent—backing action shows they've reviewed the facts & put consumers first. #InsuranceNews

Karl Susman talks to Spectrum News 1 about the State Farm rate hike amid rising customer concerns over premiums and claims post-wildfires. State Farm is facing losses and a significant drop in surplus. The Department of Insurance acknowledges the urgency of the situation. #InsuranceNews #StateFarm

Why Homeowners Insurance Has Gotten So Very Expensive The home insurance industry is seeing more frequent and bigger claims because of weather, wildfires and other natural disasters.

Discover the reasons behind the soaring costs of homeowners insurance in Karl Susman's latest article: http://dlvr.it/TKD9SV #InsuranceHour #InsuranceNews #HomeInsurance #Kiplinger

Join @ABC10 as they chat with insurance expert Karl Susman about the effects of the proposed rate increases on customers. He explains that not all premiums will be impacted equally; only fire insurance is expected to see changes, & some low-risk areas could actually experience decreases. #Insurance

Karl Susman outlines the ongoing State Farm rate increase situation. The judge is deliberating after a three-day hearing, but final approval rests with the Department of Insurance. If no rate increase is granted, it could challenge current insurers & hinder new policy writing. #InsuranceHour

Insurance Commissioner Lara discussed State Farm's rate hike & their commitment to CA. With State Farm holding 20% of the market, their exit would leave a significant gap. They're raising an additional $400 million from outside CA & will provide refunds with interest for unused policy increases.

Good news, California! Insurance companies are stepping up to cover claims after the LA wildfires. Thanks to the Insurance Commissioner's Sustainable Insurance Strategy, there's a clear path for companies to reenter the market. #CaliforniaWildfires #InsuranceNews #CaliforniaInsurance #InsuranceHour

🌟 Karl Susman discuss the essential topic of having additional living expenses coverage after the recent wildfires. Stay informed about your options and don't overlook this crucial protection! 📺🔥 #WildfireCoverage #InsuranceTips #HomeInsurance #WildfireSafety #InsuranceHour #ABC10

Did you miss the State Farm rate hike hearing this week? Insurance expert Karl Susman breaks down the big takeaways from the public hearing, which included the CA Department of Insurance, Insurance Commissioner, and Consumer Watchdog representatives. Watch here: http://dlvr.it/TK6K0Y #KCALNews

Karl Susman discusses the future of homeowners insurance in CA. With wildfires becoming the new norm, premium rates are rising in high-risk areas. It's crucial to review your policy for proper coverage. Consider using autopay to avoid missed payments that could affect your renewal. #InsuranceHour

Why Homeowners Insurance Has Gotten So Very Expensive The home insurance industry is seeing more frequent and bigger claims because of weather, wildfires and other natural disasters.

Why Homeowners Insurance Has Gotten So Very Expensive? Check out Karl Susman's latest article on Kiplinger to find out: http://dlvr.it/TK67Zc #InsuranceHour #HomeownersInsurance #Wildfires #InsuranceCosts #HomeInsurance

Struggling to find insurance in the real estate market? You're not alone! Many agents face challenges closing deals due to customers' inability to secure insurance. Remember, keep your payments on auto pay to avoid losing coverage! #Insurance #InsuranceAdvice #InsuranceHour

Join Karl Susman and Amrit Singh as they dive into State Farm's recent rate hearing. Find out why the company asserts it's operating at a loss, the effects of California's insurance regulations, and tips for homeowners to save money in the future. Don't miss out: http://dlvr.it/TK3prx #Insurance

Have you lost your home to a wildfire? Stay calm! Course of Construction policies are designed just for situations like this. Plus, recent regulations allow for a pause on non-renewals for up to a year, giving you the opportunity to think through your options. #HomeInsurance #InsuranceHour

State Farm is seeking a 17% insurance rate hike in California, sparking legal controversy. Join my livestream as I discuss the Oakland hearing with State Farm, Consumer Watchdog, and the Department of Insurance. http://dlvr.it/TK2mZD #StateFarm #CaliforniaInsurance #InsuranceHour

Prior to the recent wildfires, State Farm reduced its policies in the Palisades by 70%, prompting homeowners to consider other insurance providers. Moving forward, new regulations will allow insurance companies to restructure and modify policies according to risk levels. #InsuranceHour #Wildfires

Curious about your insurance payout after a claim? It can differ based on your provider and situation. Total losses depend on your policy limits, and companies may need detailed damage lists. Be patient and ensure you provide the necessary info to get what's covered! #Insurance #InsuranceHour

If you've lost your home or business in the wildfires, remember to breathe. Your safety is the priority. Insurance should cover your losses—file your claim asap, even if details are uncertain. Start now to ensure you get the help you need. #WildfireRelief #InsuranceClaims #InsuranceHour #SafetyFirst

Video Homeowners insurance is on the rise Insurance broker Karl Susman joins ABC News Live to discuss what to do if your homeowners insurance has gone up.

Homeowners insurance costs increasing? abcnews.go.com/US/video/hom...

Join expert Karl Susman to discuss recent fires in Malibu and their impact on insurance. Prepare with an emergency go-bag and consult your insurance provider to ensure you're covered! #MalibuFires #InsuranceHour #HomeInsurance #WildfireSafety

In wildfire-prone areas? Your safety is a priority! Keep a go bag ready for quick evacuations. Many insurers provide reimbursement for essentials during mandatory evacuations. Remember, policies may freeze during active wildfires—keep copies of your insurance handy! #InsuranceHour #InsuranceTips

What changes are necessary for insurance to be effective for all? We need clear guidelines to safeguard policyholders in the face of rising catastrophic events, such as wildfires. The insurance industry faces challenges with insuring high-risk individuals, making federal intervention crucial.

Karl Susman answers: Should insurance be state-regulated or federally managed? The California FAIR Plan is actually not state-funded; it's run by private insurers. Claims are paid using policy premiums, reinsurance, & contributions from participating insurance companies, not tax dollars! #Insurance

In a recent interview, Karl Susman discussed insurance cancellations, noting that non-renewal notice periods are typically around 60 days. He also highlighted protective measures for wildfire-affected areas, allowing residents to extend their policies by 12 months. #InsuranceHour #InsuranceTips

Did you know that insurance companies can cancel your policy each year during your renewal period? If you get a non-renewal notice, reach out to your insurance provider to clarify any questions and see if there are any issues that you can resolve to ensure your coverage continues! #InsuranceHour

In a recent ASP interview, Karl Susman discusses insurance cancellations linked to wildfires. He explains that policies were non-renewed to limit exposure, and while there was time to seek new coverage, rising prices due to demand made it difficult for many to afford policies. #InsuranceHour

Check out the newest episode of Insurance Hour featuring Daniel Berlant, the California State Fire Marshal! Discover vital tips on how to fireproof your home before disaster strikes. Watch now: http://dlvr.it/TJqvqF #InsuranceHour #FireSafety #CaliforniaFireMarshal

Stay safe at home with invaluable tips from Karl Susman! Prune your trees, select fire-resistant roofing, & don’t forget to test your smoke alarms. Having experienced wildfires firsthand, Mr. Susman provides essential advice. Follow for more tips! #WildfirePrevention #FireSafety #InsuranceHour

Tips to save on your auto insurance. Karl Susman shares his expert advice! Reach out to your insurance provider & ask about all the discounts they provide. Don't forget to update your vehicle usage. If you’re working from home or driving less; it can result in considerable savings! #InsuranceHour