Hippo-normous crowd in South Jersey

Alarming indeed, but important to remember that for an insurance exec, "uninsurable" means that insurance companies can't make enough profit from it. There are other ways to think about insurance (and risk reduction!) besides that based on profit motive. jacobin.com/2024/11/home...

My wonderful mentor doing her thing. She is the reason I am where I am. A truly incredible leader and human being!! Go @sheilarose.bsky.social, you rock and we are all so lucky to learn from you, your work and ideas 💡⚖️

Hard to argue with this: “ Public programs that provide fair and equitable disaster insurance protection, coupled with coordinated and comprehensive disaster risk reduction, are the way forward.”

And somehow the price of insurance is supposed to signal to people all kinds of things like what retrofits they should make (which assumes they can afford it!) and if/when they should move (as if other considerations didn't come into play, like cost or jobs or even availability of other options). 🤯

I wrote this thread in the wake of the LA fires, but swap out “flood” for “fire” and all the key points also apply to what’s happening in Texas.

Thanks to Chip Merlin for conversation on the Claim Game. Best questions (toward the end): What are biggest misconception about #insurance and biggest truth about insurance? Listen here youtu.be/utv8CIIIv1c

Delay, Deny, Defend: Jay Feinman Returns to Expose Insurance Industry Tactics | Property Insurance Coverage Law Blog June 15, 2025 This Thursday at 6 p.m. EST, I’ll be joined by one of the most respected voices in insurance law and consumer protection, Professor Jay Feinman, for what

Looking forward to conversation with the great Chip Merlin this Thursday. Join us!

www.propertyinsurancecoveragelaw.com/blog/delay-d...

It's a start, but here's something even better

crr.rutgers.edu/homeowners-i...

Instead of vexing to private sector...
Designing Public Solutions
content.naic.org/sites/defaul...

Now available! content.naic.org/sites/defaul...

Bet You Haven't Read This: Catching Up on My Recent Reading Going forward, I plan to focus this newsletter more tightly onto books I’m not hearing anyone else talk about, and so those are the books I’ve chosen to include here.

I know I say this all the time, but here's me attempting to start writing regularly again. Today's posts includes books by @jayfeinman.bsky.social, @vermontgmg.bsky.social, and @drgavinfrancis.bsky.social amongst others. @dreamscape-media.bsky.social #booksky

"Incredible work" is an understatement

cover of digital Rutgers Law School newsletter with small boxes of photos and captions underneath them

In the latest #RutgersLaw newsletter:
📰 "The Docket" - featuring our academic centers
⚖️ A significant legal victory for Rutgers Law Associates
✈️ Highlights from legal studies visits to South Africa and Cuba
💼 Big alumni moves and much more

Read all about it: go.rutgers.edu/aprilnewsvol2
#lawsky

“the profit-seeking of private insurance companies, supported by deregulation…shifts the financial burden of disaster risk away from insurance companies but does very little to shift it away from policyholders, and does next to nothing to reduce the underlying risk to homes from disasters.”

Cover of Rutgers Law School's 'The Docket' digital newsletter with montage of people

⚖️ #RutgersLaw's 2025 "The Docket" newsletter is a roundup of the impact and innovation happening at our academic centers in #Camden and #Newark #NewJersey. This is a must-read for anyone passionate about law as a tool for equity, justice, and progress: go.rutgers.edu/rulawcenters...
#lawsky

Brand-new report out today: homeowners #insurance premiums went up by 24% in just three years — #homeowners anywhere from Utah to Illinois are impacted. This is not a regional or coastal crisis, but truly a national issue! 🏡💵

ANd even those with replacement cost ...
www.sfchronicle.com/projects/202...

A broken system is keeping California homes underinsured. Millions are at risk California's biggest insurance companies are using faulty algorithms and flawed processes to estimate rebuilding costs — leaving millions of homeowners unprotected from disaster.

#insurance

NAIC calls for scrapping of FIO among 2025 federal priorities The National Association of Insurance Commissioners has outlined its 2025 federal legislative and regulatory priorities, including a push to eliminate the Federal Insurance Office.

With wildfires raging and insurance markets melting across the country, state regulators should be focused on doing their jobs, not trying to prevent the federal government from conducting surveys and generating solutions.

www.theinsurer.com/ti/news/naic...

New York’s insurance carriers provide stability in an unstable world | Opinion In a world marked by uncertainty, New York's insurance industry remains a steadfast force for stability.

Seems like it should be harder to claim you're a "force for stability" when you're dropping homes all over the country... www.lohud.com/story/opinio...

As soon as Con Law profs have to teach legal writing the whole discipline will suddenly become eligible for tenure. Shining a light on the BS of law school hierarchies.

Health Insurers Deny 850 Million Claims a Year. The Few Who Appeal Often Win.

"Fly Eagles Fly" performed by the Prometheus Ukrainian Male Chorus of Philadelphia YouTube video by Prometheus Chorus

#SlavaUkraini 🇺🇦 #FlyEaglesFly 🦅

Can't wait to see it. (Classmate but no relation)

Welcome to the Health Insurance Marketplace® Welcome to the Health Insurance Marketplace®. Official government website.

huge variation across HealthCare.gov insurers, which had in-network denial rates as low as 1% and as high as 54%

Welcome to the Health Insurance Marketplace® Welcome to the Health Insurance Marketplace®. Official government website.

HealthCare.gov insurers denied nearly one out of every five claims in-network services & even larger share (37%) out-of-network
www.kff.org/affordable-c... variation across HealthCare.gov

It's not just math and science. It's values, all the way down
crr.rutgers.edu/public-solut...

Fixing The Broken Insurance System This week we’re tackling the complexities of the insurance system with Jay Feinman, author of Delay, Deny, Defend: Why Insurance Companies Don’t Pay Claims and What You Can Do About It. We dive into ...

I joined @JeanChatzky on the #HerMoney podcast to talk about health insurance & homeowners insurance--why they're so expensive, how to shop, how to advocate for yourself. Also weirdness of being caught up in the story of murder of United Healthcare CEO
lnk.to/N1dZ2e11