‪Gabriela‬ really deserves this. Congrats!!! 🎉🎉🎉

Instant Settlement Strains Crypto’s Capital Efficiency: Ethan Buchman Crypto’s real-time settlement model aims to reduce counterparty risk but increases capital demands, creating pressure to reintroduce clearing at scale.

Instant payment push can only go so far. Can we do better?

#DeFi #clearing #netting #money #crypto

cointelegraph.com/features/ins...

Our paper introduces the Cycles Protocol: multilateral set-off across firms, exchanges, and clearinghouses — without novation, without a CCP.

Discussant: John Fennell, CRO of EDX Markets, former CRO of OCC.

Why does post-trade clearing rely almost exclusively on cash, when the real economy holds vast liquidity in trade credit?

AR/AP on US non-financial firm balance sheets: 3× bank loans, 15× commercial paper — yet none enters formal settlement.

Presenting at WFEClear 2026 in Toronto on April 22 with @buchmanster.bsky.social — the WFE's annual conference on clearing and derivatives.

wfeclear2026.wfe-events.com

Cool result!

#AIsky

Pleased to share the latest #paradigmShock episode with Anjon, discussing the Cycles Protocol!

Paradigm Shock Business News Podcast · Updated Weekly · The world is undergoing a radical transformation. Welcome to Paradigm Shock, the podcast that provides critical analysis of the major forces at play, from the ...

Hello community - my new podcast has dropped Trailer and 1st full episode live. Episode 1 is with the brilliant Matt Klein of Overshoot & Tradewars/Class wars. Welcome feedback from community @peark.es @ernietedeschi.bsky.social @dsquareddigest.bsky.social podcasts.apple.com/us/podcast/p...

Clearing in a wide non homogeneous market is a challenge. Our approach to clear without novation and in privacy preserving way is opening the opportunity to do it.

Entropy is one of those formulas that many of us learn, swallow whole, and even use regularly without really understanding.

(E.g., where does that “log” come from? Are there other possible formulas?)

Yet there's an intuitive & almost inevitable way to arrive at this expression.

Cycles: Respect the Graph The Open Clearing Protocol.

With EthDenver coming up, thinking about one pattern I’ve noticed in my day job working in blockchain/web3, when chatting about favorite projects, I mention cycles.money and the white paper by @tomashirstecon.bsky.social @buchmanster.bsky.social. I explain Cycles' Liquidity saving and CoFi MTCS

⚖️ Neutrality matters! Our layer ensures a fair playing field, regardless of currency or community size. It democratizes finance & empowers local financial expression. #NeutralFinance #FairFinance #CommunityEmpowerment

🧵 What's the benefit? Interoperability! No more payment silos. Trade smoothly across different currency systems – boosting local economies & collaboration.
#NeutralSettlement #Interoperability

We have a payment obligation from v_1 to v_2. Using double-entry accounting, there are four distinct ways to settle!

Seeking fairer finance? ⚖️

Our Neutral Settlement Layer enables seamless exchange between fiat, crypto & community currencies while ensuring payment system neutrality.

Figure 4 explains the settlement flow!

#NeutralSettlement #Interoperability #CommunityFinance #FinTech

🔗 bit.ly/42rOjJu

Making #Caturday a little more interesting 😉

#PaulMcCartney #photography #music #MusicSky

📸 Linda Mccartney

Color Wheels are wrong? How color vision actually works Artists say all colors are a mixture of red, yellow, and blue. But physics and TV screens and printers disagree. How does color really work?

You think “orange” and “brown” are objectively two different colors.

But actually, the 𝘪𝘥𝘦𝘯𝘵𝘪𝘤𝘢𝘭 color is seen as either “orange” or “brown” depending on what other colors surround it.

Color is more in our brains than you think:

Graph comparing adoption rates of generative AI vs internet and personal computers. Shows generative AI reaching ~37% adoption in under 2 years, compared to slower growth curves for internet and PC adoption.font. A compass rose and scale bar are visible in the lower left corner, and the title reads "The Map of Middle Earth.

#AI's rocket ride 🚀 Reaching 37% adoption faster than the internet

This is the link to Luca Pacioli double entry accounting

archive.org/download/anc...

Great overview of #Cycles by @fusiona.bsky.social

Hans-Florian Hoyer is an expert in the history of multilateral settlements. Unfortunately, he is not on #BlueSky yet.

#clearing #money #debt

www.lowimpact.org/posts/a-brie...

Luca Pacioli - Wikipedia

"Summa de Arithmetica, Geometria, Proportioni e Proportionalità in Divina Proportione" by en.wikipedia.org/wiki/Luca_Pa... is still surprisingly relevant. Following basic principles allowed us to differentiate between stock and flow clearly. Essential for the Cycles protocol design!

Thanks @fusiona.bsky.social for this analysis of the Cycles white paper. You are spot on!

We are referencing earlier proposals for multilateral settlement. To build it, we are looking even further back. We are building on the basic principles of double-entry accounting as defined by Luca Pacioli.

#Bitcoin #BTC #Memes #Bitcoinmemes #cRyPtO

Thank you to our fabulous librarians!

How about organising a trade credit clearing club? Non-payment is often due to gridlock in the trade credit network, which is invisible to its participants.

Check the UK startup: localloop-merseyside.co.uk
Or this paper: doi.org/10.3390/jrfm...

#Money #Debt #Finance #Local #Sustainability

how the banking system works three stooges the 20 bucks i owe you YouTube video by ST PAULS FREE UNIVERSITY

In this funny clip, the Three Stooges clarify the banking system. One can't get it clearer! 💵🤣

📽️ youtu.be/pENxsLVR_Xs?...

#Money #Debt #FinanceFun

Tom Gauld on The Sleeping Beauty – cartoon Continue reading...

Tom Gauld on The Sleeping Beauty – cartoon

AEZ Grant | DoraHacks AEZ Grant is a long-term initiative supporting the sustainable development of public goods and appchains within the ATOM Economic Zone.

💫 Calling all #cosmos ⚛️ builders! AEZ Round 5 is perfect for early-stage projects:

Must raise <$1.5M total
Active GitHub required
Both public goods & appchains welcome
Matching pool: 8,000 #ATOM + 31,111 #USDC

6 DAYS LEFT TO JOIN THIS ROUND👇

dorahacks.io/aez

You can now deploy rollups on Dymension in 1-click, with Celestia underneath for DA. 55 new rollups have already been deployed.

Dymension was the first non #Ethereum rollup framework using Celestia DA and it's been amazing to follow their journey. The team is goated. #DYM #TIA

portal.dymension.xyz

Beavis and Butthead Candy Sale part 1 YouTube video by Frank Dux

Beavis and Butt-Head’s take on the $100 story:

With $1 each, Butt-Head buys a candy bar from Beavis, who uses the money to buy one for himself. They pass dollars until all bars are “sold.” Same hustle, more stupidity. 🍫😂

💵🔥 Watch: youtu.be/6s2xTttJHtI?...

#Money #Debt #FinanceFun

The Tale of the $100 Bill &nbsp; Image by Gage Skidmore via Flickr By now we’ve probably all been forwarded a version of the tale of the $100 bill that single handedly wiped out lots of debt. In case some readers haven’t seen ...

Well-known story:

A traveller leaves a $100 bill at a hotel, sparking a chain of debt repayments.

My version of the ending:

Ultimately, he reclaims the bill and uses it to light his cigar—it was fake! 💵🔥

#EconSky #MoneyStory #Debt #FinanceFun

One of many sources: www.forbes.com/sites/bobmct...