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Posts by Jay Richardson

Which, I mean multi-generational housing is one thing. That is when older adults can support and be supported by their younger family members. But when the older adult IS the caregiver...

4 days ago 0 0 0 0
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Brutal Economy Fulfills Mom’s Dream Of Having All Her Kids Back Home DULUTH, MN—Overjoyed to have a full house for the first time since everyone went off to college, local mother Leslie Daniels confirmed Thursday it was a dream come true to have all her children back…

Putting the silver lining on even the worst situations. "I’m so glad to have all my kiddos under the same roof again—it’s just so nice it worked out this way!”

4 days ago 0 0 1 0
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Promoting Access to Mortgage Credit By the authority vested in me as President by the Constitution and the laws of the United States of America, it is hereby ordered: Section 1.  Purpose.

The admin EOs that are clearly AI drivel written by non-experts are so on brand for these guys. It offers a great lesson on how AI can do a lot of stuff but the human-in-the-loop is still required for coplex issues like public policy and regulations. buff.ly/yDkmJ0e

5 days ago 0 0 0 0

Great follow if you are interested in AI without the pro/anti hype bsky.app/profile/emol...

1 week ago 0 0 0 0
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Applications are open for NCRC's 2026 Fellowship for Equitable Development. $20K stipend, 8 months, 8 host orgs in 7 cities. Grad students in planning, policy, or econ: deadline is May 8.

buff.ly/1Rez1w6

1 week ago 0 0 0 0
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Ybor City: Italian first, then Cuban, then left to rot, then revived by artists and weirdos. Developer driven investment kills communities.

buff.ly/52cVIUC

1 week ago 0 0 0 0
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Opportunity Zones are still a tax shelter for rich investors. But a new designation cycle means a shot at directing some of that capital where it's actually needed. NCRC's overview on what to do now: buff.ly/8iz9Pp3 #justeconomy

2 weeks ago 0 0 0 0
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Great geeky dive on the new DC zoning maps changes.

51st.news/dc-flum-hous...

2 weeks ago 0 0 0 0

Just got access to some excellent commercial loan data. Very complicated and different than mortgage or small business lending data. Using Claude and Chat together to pull it apart, pull previous studies that have used this data for their methodologies and extracting useful information from it.

2 weeks ago 0 0 0 0
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We generate bank community investment profiles by pulling together CRA performance, HMDA lending patterns, branch activity and public data into a single document. Advocacy staff can pull a profile on any bank without touching a database or learning a new tool.

2 weeks ago 0 0 0 0

Built a routing layer for our research Slack bot where a lightweight model classifies the question before passing it to a more capable model for execution. Same accuracy. 56% lower token costs.

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2025 HMDA modified LAR data is out now. Loan-level mortgage data from nearly 4,800 lenders, covering every application, approval and denial. NCRC analysis coming soon. Get your member request in now. buff.ly/fMVnnYf

3 weeks ago 1 0 0 0
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"HMDA is one of the most important tools we have for understanding whether lenders are serving communities fairly. Weakening HMDA would do little for lenders but a lot to hide discrimination."

ncrc.org/ncrc-warns-c...

3 weeks ago 1 0 0 0

"Nobody knows anything" about AI. Not the consultants. Not the keynote speakers. Ethan Mollick talks to the labs regularly and that is his conclusion. There are no experts. Engage directly and find out for yourself. youtu.be/KEQjwE7hDjk #justeconomy

3 weeks ago 0 0 0 0

Yes to both, the point being to give existing residents a say in how their neighborhood changes. This means the difference between a revitalized place that people live in and the hardscaped hellspaces that happens when developers drive the process.

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In 1955, a Tampa home cost $120K in today's dollars. Now it's $500K. The median family had income to spare then. Now they come up short. #justeconomy ncrc.org/when-housing...

1 month ago 0 0 0 0
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Vought wants to "close down" the CFPB and has never once explained who that helps. Hint: it's not you or me.

ncrc.org/a-win-for-co...

#justeconomy

1 month ago 0 0 0 0

"Nobody knows anything" about AI. Not the consultants. Not the keynote speakers. Ethan Mollick's conclusion after talking to the labs: there are no experts. Engage directly and find out for yourself. youtu.be/KEQjwE7hDjk

1 month ago 0 1 0 0
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Imagine where it will be in another year

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Interesting look at how to improve llm performance in the terminal. I think I get most of the idea but the learning curve is steep lol

1 month ago 1 0 0 0
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Multifamily insurance doubled since 2019, going straight to rent. "Labor costs" rose 24% but workers' real wages fell, the gap is health insurance, not pay. Climate and healthcare failure are the crisis under the housing crisis.

www.jchs.harvard.edu/americas-ren...
#justeconomy

1 month ago 1 0 0 0

I always wonder when people like this were little did they go to a different school where they were taught that this was OK?

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OK the remote control feature in Claude Code is pretty cool.

Running a Claude agent on my desktop from my phone let's me keep working even when I'm stuck in some sort of pointless meeting.

1 month ago 0 0 1 0

Anthropic published research on AI labor market exposure. Computer and math: 94%. Office and admin: 90%. Finance, management, sales: all high. Adoption so far is a fraction of what's possible.

Nobody knows what happens when that gap closes. Thoughts:

buff.ly/jZwKrBh

1 month ago 2 0 1 0
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That was really Gibson-esque. Trigger the site to load the interactive map and step in to reroute the data to CSV.

1 month ago 0 0 0 0
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Funny how we have money for some stuff but not for other stuff.

1 month ago 1 0 0 0

This has enormous consequence for work like ours on Redlining, which is based on historical patterns of restrictions and exclusion.

1 month ago 1 0 0 0

Respect, but projects can work the same way and in my experience are very flexible. I still haven't figured out skills I guess?

1 month ago 0 0 0 0

Code either runs or it doesn't, which is why AI hit this profession first. Other knowledge workers won't have that check on AI output. This is a preview of what is coming for every field built on language and information.
#justeconomy #AI #FutureOfWork [5/]

1 month ago 0 0 0 0

"A coder is now more like an architect than a construction worker." But that means people entering at the bottom lose their on-ramp. New grad tech hiring down 55% since 2019. CS enrollment declining for the first time since the dot-com bust. [4/]

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