I’m so sorry - we have failed hard working people 🥹

The never went out to concerts or for dinner, they did have a great social life through their not for profit association - they did trips to pick chestnuts & cherries and to italy to keep older Italians active

🙏🏼 thank you

🙏🏼❤️

Raise the job seeker rate? Can’t do it

Address the massive inequalities caused by negative gearing & avoided capital gains taxes?
Can’t do it

Stop demonising asylum seekers & address Islamophobia?
Can’t do it

#voteIndepent

#auspol

It’s not either or imho Australia can look after everyone - the govt chooses priorities like aukus, increasing pay for public servants while people are falling through cracks. We need to invest in prevention & early intervention

Youth and children usually live with … women

Thank you 🙏🏼

I’m so sorry 😢 it’s happening to too many people - we need to be able to predict how much housing etc is needed so people don’t end up homeless

so we can rate & predict the financial security of people aged 45+

Appreciate thoughts and any leads on work done in this area.

#phd #auspol #superannuation #financialsecurity

This is a growing concern as we will see more renters with each generation.

Problematic bc we don’t have rent control or sufficient social housing for those who need it.

Keen to create a financial security index rating and apply this to each local state and federal area,

The median super balance for women aged 60-64 is $158k. The ASFA comfortable standard for a single in retirement is $545k

Both superannuation and age pension make assumptions about housing - renters are really not considered in calculations of how much you need in retirement.

PhD working title “She ain’t going to be right mate! “Improving Retirement Outcomes for women 45+ using Data-Driven Financial Security Forecasting”

Women 55+ are the fastest growing group of homeless in Australia t.co/ihBchqgL52

Income, housing and life events are key predictors.

Nervous Laughter | Rick Morton | Substack life, writing and other tragedies. Click to read Nervous Laughter, by Rick Morton, a Substack publication with thousands of subscribers.

And I should thank @squigglyrick.bsky.social as his 'Nervous Laughter' substack newsletter told me it was time to 'block the AI bots.'

In reality, they are thieves who just steal other's work and don't even acknowledge the creator(s) as if it's their own work.

F AI.

rickmorton.substack.com

Failed #NACC costing Australians

#auspol

Shocking, I’m surprised

People are fed up with the lot of them - we just need more true independents to run 🤞🏼

This election I’m supporting @ziad_basyouny with @su.dharmapala because we believe in real community independents who want to serve citizens instead of their own interests. #auspol

We are a small country with less than 30 million people yet the average people falling through cracks is astounding to me. We absolutely deserve better than the pack of self serving politicians in parliament today.

Governments had a duty of care to citizens, to cause no harm #Robodebt to not misuse funds #budget #aukus, to ensure we have access to food, clothing and shelter and access to health care. We don’t seem to have public servants or politicians who truly serve the public. #itstime

Happy New Year’s Eve 🥂

Celebrating with friends and family saying byeee to 2024 and here’s to a sensational 2025

Let’s do our bit to Vote more independents in so we can have a moral compass in parliament

Do you? Bc I’m working on it, been writing papers, applying for a PhD. We need to deal with Airbnb, tax reform & investment properties, it’s complex & wont be solved in silos

Oh look - Albo’s electorate data I’ve put together on renters in Grayndler

44% of those aged 45+ are renters - where will they live as they age? Why we are seeing older people the fastest growing group of homeless

See the mortgage and rent stress from 2021

Surely we can do better

#auspol

What keeps me up at night - median super balances at age 60-64 🙈

Our superannuation system is broken when at age 60 the median super balance for men is $211k and for women $158k

Meanwhile superfunds congratulate themselves.

#auspol #retirement #superfunds

Three Aussie legends taking about the state of politics in Australia

A new town centre in London promises to build 3,000 homes. It's being partly funded by everyday Australians' super Australia's biggest super fund has invested millions of dollars into a London development, which will deliver homes, workspaces and a retail precinct in London at the same time Australia's housing cri...

Why are Australian super funds and in fact government investment funds investing overseas?

Why we have a housing crisis while we prop up other countries 😳 No no no

#auspol #Election25

www.abc.net.au/news/2024-12...

Census data on 45+ in ACT

ACT data on 45+ demographic

👉🏼38% of voters aged 45+
👉🏼38% are renters

#auspol

Canberra, Bean and Fenner

Politics

I’ve been around politics all my life - in the 1970s my parents ethnic branch stacked for the ALP.

How it changed from community minded, advocacy to corporate vested interests is beyond comprehension. We are seeing the majors working against the public they are meant to serve. #auspol

We have a shit at the next election

Already exist in our country 🥹