Buying your first home is an exciting time, but it can also be stressful looking for the right deal. The mortgage market is complex, and with thousands of products to choose from how do you know if you’re getting the right deal for you?
Let us do the hard work for you!
#Ablestoke
It’s never too early to think about retirement.
https://www.ablestoke.com/
Approver Quilter Wealth Limited, Quilter Financial Limited, Quilter Financial Services Limited & Quilter Mortgage Planning Limited. Quilter Financial Planning Solutions Limited. November 2024
#Ablestoke
Looking forward to your bonus? Make sure you keep as much of it as possible for you and your family.
Approver Quilter Wealth Limited, Quilter Financial Limited, Quilter Financial Services Limited & Quilter Mortgage Planning Limited. March 2025.
#Ablestoke #EmployeeBonus
Being financially secure means more freedom to do what you love.
https://www.ablestoke.com/
Approver Quilter Wealth Limited, Quilter Financial Limited, Quilter Financial Services Limited & Quilter Mortgage Planning Limited. Quilter Financial Planning Solutions Limited. August 2024
#Ablestoke
On 26 March, Chancellor of the Exchequer Rachel Reeves delivered her #Spring Statement.
Read the full Spring Statement on our website: www.ablestoke.com/blog/spring-statement-ma...
#Ablestoke
Housebuilding in #England has dropped to its lowest level since 2017, excluding the #pandemic period, with just 217,911 new homes completed in 2024.
To find out more, please check our website www.ablestoke.com/blog/property-review-mar...
#Ablestoke
You can gift away £3,000 per tax year which will fall outside of your estate and can also double this to use last years gifting allowance if you have not used it.
To find out more, please check our website: https://www.ablestoke.com/blog/end-of-tax-year-2024-25/
#Ablestoke
Consider junior ISAs (JISA)👩👧
The JISA has all the tax benefits and investment choices of the normal ISA – all income and capital growth is free from personal income tax and capital gains tax.
To find out more, please check our website: https://www.ablestoke.com/blog/end-of-tax-year-2024-25/
Check your existing cash ISA holdings 💳
If you have cash ISAs you should make sure you’re getting the most suitable rates, but make sure you check for any penalties before you move.
To find out more, please check our website: https://www.ablestoke.com/blog/end-of-tax-year-2024-25/
#Ablestoke
ISAs – Don’t Miss Out on Tax Savings! 💰
The 2024/25 tax year ends on 5 April, so it’s the perfect time to make sure you take advantage of the tax incentives available to you and don’t pay unnecessary tax.
Please visit our blog: https://www.ablestoke.com/blog/end-of-tax-year-2024-25/
#Ablestoke
Are you making the most of your Complex Tax Planning Products?
Venture Capital Trusts (VCTs) and Enterprise Investment Schemes (EIS) are designed to encourage investments in smaller early stage companies.
www.ablestoke.com/blog/making-the-most-of-...
#Ablestoke #Tax
The Bank of #England cut #Bank Rate from 4.75% to 4.5% at the latest meeting of its Monetary Policy Committee (MPC) in early February.
To read more please visit our blog: www.ablestoke.com/blog/property-review-feb...
#Ablestoke
Are you making the most of your Inheritance tax (IHT)?
IHT is arguably one of the more complex areas of tax. The current Nil Rate Band is £325,000 and there is an additional Residential Nil Rate Band of £175,000.
www.ablestoke.com/blog/making-the-most-of-...
#Ablestoke
Are you making the most of your Pension allowances?
To find out more about how you can make the most of your tax allowances, please visit our blog:
www.ablestoke.com/blog/making-the-most-of-...
#Ablestoke #Tax #FinancialPlanning #WealthManagement #PensionPlanning
Are you making the most of your ISA allowances?
Make full use of the ISA allowance. For 2024/25 the maximum #investment is £20,000, and for children under the age of 18 the JISA allowance is £9,000.
www.ablestoke.com/blog/making-the-most-of-...
#Ablestoke
Investments held in a General Investment Account (GIA) will be subject to CGT only when you decide to sell them or transfer them to anyone other than your spouse or civil partner.
www.ablestoke.com/blog/making-the-most-of-...
#Ablestoke #FinancialPlanning #WealthManagement
Are you making the most of your dividend allowance?
You do not pay tax on any dividend income that falls within your personal allowance (the amount of income you can earn each year without paying tax).
Visit: www.ablestoke.com/blog/making-the-most-of-...
#Ablestoke #Tax
Are you making the most of your savings allowance?
Since April 2016, the Personal Savings Allowance has helped savers grow their money tax-free.
Please visit our blog: www.ablestoke.com/blog/making-the-most-of-...
#Ablestoke #FinancialPlanning #WealthManagement
Are you making the most of your Personal income tax allowance?
Each year, the government offers allowances and reliefs that could reduce your tax bill.
Please visit: www.ablestoke.com/blog/making-the-most-of-...
#Ablestoke #FinancialPlanning #WealthManagement
Is it time to re-mortgage?
Now is the perfect time to secure a better deal. Let us take the stress out of the process and do the hard work for you.
Contact us today to learn more about our re-mortgaging options. https://www.ablestoke.com/
#ablestoke
The average house price is expected to increase by 4% over the course of this year, partly due to improved #mortgage affordability restoring confidence among potential buyers.
To read more please visit our blog: www.ablestoke.com/blog/residential-propert...
#Ablestoke
Protecting your family and lifestyle has never been more important.
Taking the time to put a plan in place will give you greater peace of mind about your future.
Get in touch today to start making better financial decisions. https://www.ablestoke.com/
Wondering if you need a Mortgage Agreement in Principle before making an offer?
Our mortgage team are on hand for any guidance.
Get in touch to learn more about how we can help you https://www.ablestoke.com/
#Ablestoke #MortgageAdvice #HomeBuyingTips
Tax breaks aren’t just for the rich. Opportunities to save #tax are available to all of us.
Get in touch: https://www.ablestoke.com/
Approver: Quilter Wealth Limited, Quilter Financial Limited, Quilter Financial Services Limited & Quilter Mortgage Planning Limited, November 2024.
#Ablestoke
Do you have an Individual Savings Account? Contact us to make the most of your ISA allowance.
Approver Quilter Wealth Limited, Quilter Financial Limited, Quilter Financial Services Limited & Quilter Mortgage Planning Limited. Quilter Financial Planning Solutions. September 2024
#Dreaming of owning your own home? Being mortgage ready is the first step! From #saving for a deposit to understanding your credit score, we’ll guide you through the process.
Please visit our website for more information: www.ablestoke.com
#MortgageReady #FinancialPlanning #Ablestoke
Happy New Year from all of us at AbleStoke! 🎉
Wishing you a fantastic 2025 - here’s to the year ahead!
#AbleStoke #HappyNewYear
We would like to wish all of our clients a very #MerryChristmas 🎄✨
The entire team at Ablestoke is grateful for your support this year and looks forward to working with you again in the coming year!
#MerryChristmas #FestiveGreetings
We are proud to #partner with Quilter, a true leader in financial services, recognised with top awards, including:
🏆Best Platform – Money Marketing, Schroders UK, and ILP Moneyfacts Awards 2024
🏆Best Wrap/Platform – Professional Paraplanner Awards 2024
#Ablestoke #Quilter #FinancialExcellence
Wondering what’s happening to UK mortgage rates? With the market constantly changing, staying informed is key to making the best decisions for your future.
Find out what it means for you: https://www.ablestoke.com/
#MortgageRates #FinancialPlanning #Ablestoke
