We’re delighted to welcome Yvonne Fovargue CBE as Chair of our steering group. To mark her arrival in LabourList, Yvonne reflects on her 14 years as an MP fighting the poverty premium, and why tackling it is essential to rebuilding trust and securing public support for the Government.
It's been a year since @mchshe.bsky.social's documentary was shown - find out what has happened in the #FairBankingForAll campaign since then.
Ending the poverty premium isn’t niche, it’s a popular idea with the public.
Our latest blog turns our polling with YouGov into a set of data visualisations to tell the story of political attitudes on the poverty premium.
Read the article 👉 fairbydesign.com/public-attit...
While global shocks push prices up, they aren’t the only reason for the cost of living crisis. We rely on poorly regulated markets for essentials, driving a poverty premium. From loyalty premiums to higher monthly charges, millions overpay. Ben Cooper on why Gov must step in @labourlist.bsky.social.
📉Today's price cap news: “Brief relief for some. A real worry for millions.”
For households already in energy debt, April's fall offers little comfort.
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The article explores why recent initiatives have failed to make car insurance more affordable, proposes an alternative approach to sharing risk, and takes a step back to reimagine a transport and insurance system designed around social equity rather than legacy market structures.
“𝐓𝐡𝐢𝐬 𝐢𝐬 𝐦𝐨𝐫𝐞 𝐭𝐡𝐚𝐧 𝐚 𝐦𝐨𝐭𝐨𝐫 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐢𝐬𝐬𝐮𝐞.”
Our Director, Rebecca Deegan, has a new article in the Institute and Faculty of Actuaries’ Think series, looking at whether pricing models should reflect the world as it is, or help to build a fairer one.
actuaries.org.uk/think-editio...
Demonstrators in London hold banners and placards reading 'Fuel Poverty Action', 'Greenpeace' and 'secure green jobs'. Captions read 'cut energy bills' and '#MakeGreenFair'
💥 Today we’re joining forces with 50+ orgs who’ve signed our open letter
You can tell the government to stop July bill hikes and give us our fair share of cheap, clean energy #MakeGreenFair
🖊️ Sign the petition: actionnetwork.org/petitions/ma...
The Government has announced support for heating oil to help vulnerable households, delivered through the Crisis and Resilience Fund (CRF) from April, this is a welcome and necessary intervention. Our response 📷
Yesterday’s report by @thecccuk.bsky.social shows that the journey to net zero is an opportunity to reduce energy costs for everyone. We need to unite behind this and make sure it works for people on low incomes.
Our Director, Rebecca Deegan’s, latest article in The Actuary looks at the poverty premium in car insurance - and why actuaries have a key role in making motor cover more inclusive.
www.theactuary.com/2026/03/10/r...
Too many people on low incomes continue to face a postcode lottery when it comes to getting help with their water bills, forcing them into potential water cutbacks.
We're calling for a national social tariff for water in England and Wales to fix this unfair system.
Sign the petition ⬇️
Today’s energy price cap announcement is welcome news, with the typical annual bill dropping by £117 a year.
However, the ‘standard credit premium’, the added cost for paying your bill when it arrives, is still £131 a year. Watch @mariacbooker.bsky.social explain the issue.
The full findings can be found here: fairbydesign.com/poverty-prem...
Rebecca's op ed in The New Statesman is here: www.newstatesman.com/spotlight/ec...
We commissioned YouGov to produce nationally representative polling on the British public’s attitudes to the poverty premium and solutions to it.
The answers were emphatic: people from across political parties, and regardless of their income, wanted action to end the poverty premium.
Great article from our Director, Rebecca Deegan, in @newstatesman1913.bsky.social today.
It covers our new polling with YouGov, which shows the public backs action on the poverty premium.
www.newstatesman.com/spotlight/ec...
Some ICYMI Friday reading for your feeds, our recent blog on what ‘lived experience’ really means and why creating spaces for people to be genuinely valued matters.”
Blog: fairbydesign.com/blog-what-li...
It helps people spread the cost of annual travel tickets removing potential poverty premium’s and offering a model that could be replicated across the country.
We’re always keen to highlight local initiatives that successfully tackle the poverty premium, which is why we’ve written a blog about the Soundpound scheme in Greater Manchester.
fairbydesign.com/soundpound-r...
Our Head of Policy, @mariacbooker.bsky.social, responds to the continuation of the Warm Home Discount, and other recent energy announcements the Warm Homes Plan & Fuel Poverty Strategy.
Full response: fairbydesign.com/our-response...
It reflects on why no one term fits everyone, how sharing can feel both powerful and painful, and why creating safe, respectful spaces matters just as much as the words we choose.
Our latest blog, written by members of our Lived Experience Panel, explores the language we use and asks 'What Does Lived Experience Really Mean?'
fairbydesign.com/blog-what-li...
Some words from our Head of Policy, @mariacbooker.bsky.social, looking back at our Give Me Some Credit exhibition.
The article is a deep dive on the process we followed and looks at the value of involving people with lived experience in our work.
www.civilsociety.co.uk/governance/g...
The Govt’s newly announced Warm Homes Plan sets out a new approach to fixing Britain’s coldest homes.
With £15 bn committed, the plan focuses on helping households cut energy waste and reduce their reliance on expensive gas, through a mix of insulation, clean heating and home-grown power.
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Disappointed to see that the Government White Paper on water does not include proposals for a national water social tariff.
This means people on low incomes will continue to face a postcode lottery when it comes to getting help with their water bills, forcing them into potential water cutbacks.
New research from The Centre for Responsible Credit finds that millions of people are cutting back on essentials like food & heat, and avoiding support in order to preserve their credit scores.
Full report👇
www.responsible-credit.org.uk/reports/good...
Brilliant support for the Fair Banking Act from @gareththomasmp.bsky.social, proud to be part of the campaign 👊
"A Fair Banking Act is a common sense, proportionate measure which could have transformative benefits for businesses and communities across the UK, and I commend this Bill to the House."
👏 @gareththomasmp.bsky.social
#FairBankingForAll #FairBankingAct
Fitting that my first post is to celebrate my brilliant colleague @mariacbooker.bsky.social contribution to this piece on interest rate caps on @bigissue.com
Affordable credit is crucial - and we know people in poverty pay more to borrow money. But to fix this we need to look at the big picture 👇
“If you get the line wrong, firms will simply withdraw products and then people are pushed towards other sources of credit."
Our Head of Policy @mariacbooker.bsky.social is quoted in the @bigissue.com discussing why interest rate caps alone aren’t enough to tackle the cost of credit.
