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Posts by Cyborg Finance

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Buy-to-Let Understanding High Fees Understanding the Fees Behind Buy-to-Let Mortgages: Why They Might Not Be as Bad as They Seem

#Landlords you notice those high fee mortgage products and wonder why? You now have the answer.

4 months ago 1 1 0 0
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7x Income on Longer-Term Mortgages Secure a mortgage of up to £350,000, compared to £225,000 under the standard limit.

#UKHousing Have £50k+ joint annual income? You can now borrow up to 7 times, well above the regulatory maximum of 4.5 times.

4 months ago 1 1 0 0
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Mortgage Calculator's & Tools We have created a list of Mortgage Tools to help you better understand the mortgage and property market.

We coded some #Mortgage tools, just saying.

4 months ago 1 1 0 0
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Buy-to-Let Mortgages The best place to find landlord financial services and information Simpler, clearer, faster

#Landlords from First-Time-Landlords to Portfolio Landlords use us to buy and refinance.

4 months ago 1 1 0 0
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Green Mortgage Guide The best place to find Green Mortgages simpler, clearer, faster

#FirstTimeBuyers #Homeowners Did you know Green Mortgages offer lower interest rates and other incentives?

4 months ago 1 1 0 0
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Private Medical Insurance The best place to find Private Medial Insurance services and information Simpler, clearer, faster

Keir Starmer has described the state of the NHS as "unforgivable". You don't have to depend solely on the NHS in the UK.

4 months ago 1 1 0 0
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A Guide to the Different Types of Mortgages It can become confusing, but our mortgage advisers are here to help. Repayment Type

We wrote a guide on the different types of #Mortgages its comprehensive.

4 months ago 1 1 0 0
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Conversion to HMO Finance The best place to find Landlord HMO Conversion Finance information Simpler, clearer, faster

#Landlords #HMO We're no good at plastering but we are good at getting you finance to pay for a good plasterer.

4 months ago 1 1 0 0
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How much can I borrow? | Buy-to-Let Mortgage Calculator Buy-to-Let mortgage affordability is calculated based on the rent a property achieves. The greater the rent, the higher the loan amount you can borrow.

We built a #Mortgage Buy-to-Let Calculator for #Landlords to check there affordability

4 months ago 1 1 0 0
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Auction Finance The best place to find Auction Finance simpler, clearer, faster

The timeframe given for buying auction properties is much shorter than estate agents. It can be difficult to get the money together in time. Let's talk about it

4 months ago 2 1 0 0
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Can I get a Commercial HMO Valuation? The best place to find Landlord HMO Commercial Valuation information Simpler, clearer, faster

#Landlords #HMO It can depend on the layout of the property but we can certainly explore the options for Commercial Valuation in HMOs.

4 months ago 1 1 0 0
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How to Lower your Monthly Mortgage Payments! Lower your monthly payments, but at what cost?

It's all here, how to lower your mortgage payments. Maybe you shouldn't but it's an option if you need it.

4 months ago 1 1 0 0
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Mortgage Guides Your Guide to Mortgages

We wrote some #Mortgage guides, just saying.

4 months ago 1 1 0 0
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Buy-to-Let Criteria Mortgage Criteria for Buy-to-Let

#Landlords Want to know the in's and out's. What is Hot and what is Not with mortgage lending underwriting? Here is a start..

4 months ago 1 1 0 0
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85% LTV Buy-to-Let Mortgage The lowest deposit you can put down to buy a Buy-to-Let is 15% of the property value.

#Landlords Yes, you can get a BTL Mortgage with just 15% deposit.

4 months ago 1 1 0 0
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Limited Company HMO Mortgages The best place to find landlord HMO Company Finance simpler, clearer, faster

#Landlords #SPV With benefits to taxation, better affordability tests buying your next HMO in a LTD Company is something to look at.

4 months ago 2 1 0 0
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Day-1 BTL Remortgage Often overlooked, Day One Remortgages are a rapidly growing trend in property investment.

#Landlords The "Six Month Rule" to block "Day 1 Remortgages" is a thing of the past, well not with all lenders. Let's talk about it.

4 months ago 1 1 0 0
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HMO Mortgages The best place to find landlord HMO Finance simpler, clearer, faster

#Landlords #HMO Experts in HMO Mortgages from Licenced to Unlicensed, with First Time Landlords or Portfolio Landlords. We're here to help.

4 months ago 1 1 0 0
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First Time Buyer Mortgage, Pay Nothing for 3 Months! First Time Buyers! Pay NOTHING for 3 month. Move in, settle down, with just a 5% deposit.

#UKHousing First Time Buyers have no repayments for 3 months and just 5% Deposit

4 months ago 1 1 0 0
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First Time Buyer Mortgage, Pay Nothing for 3 Months! First Time Buyers! Pay NOTHING for 3 month. Move in, settle down, with just a 5% deposit.

#UKHousing Just 5% Deposit down and No repayments for 3 months

4 months ago 1 1 0 0
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HMO Maximum Loan-to-Value (LTV) HMO Mortgages are available with just 15% deposit

#Landlords #HMO Yes, you can get a HMO Mortgage with just 15% deposit.

4 months ago 1 1 0 0
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Holiday Let Mortgage (AirBnB, etc) Get a Mortgage to start your Holiday Let Business

#Landlords #AirBnB Its challenging finding lenders for Holiday Let Mortgages. Our expert advice can open doors for you.

4 months ago 1 1 0 0
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First Time Buyer Mortgage, Pay Nothing for 3 Months! First Time Buyers! Pay NOTHING for 3 month. Move in, settle down, with just a 5% deposit.

#UKHousing First Time Buyers have no repayments for 3 months and just 5% Deposit

4 months ago 1 1 0 0
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How can Landlords prepare for Winter? It's getting cold

#Landlords It's an old guide but a good one. Winter eh! It's a pain.

4 months ago 1 1 0 0
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Do I need experiance to be a HMO Landlord? Experience with HMOs can be helpful for mortgages, but it may not be necessary for small HMOs.

#Landlords #HMO Surprisingly No! You can get HMO Mortgages even as a First Time Buyer / First Time Landlord. That may not be recommended but let's talk.

4 months ago 2 1 0 0
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New 85% LTV BTL Mortgage: Foundation Boosts Competition for Landlords More power to landlords! 85% LTV BTL mortgage entry brings fresh competition to existing offering.

Foundation’s 85% LTV BTL mortgage adds competition for landlords, with no fees but higher rates than Vida. Limited HMO support, but ideal for standard BTL—plan your next move! #Landlords

4 months ago 1 1 0 0
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Bad Credit Mortgage The best place to find Bad Credit Mortgages simpler, clearer, faster

Do you have bad credit in need of Buying a Home or Remortgaging? Set us up with a challenge, see what we can do for you!

4 months ago 1 1 0 0
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Home Owner Remortgage The best place to remortgage simpler, clearer, faster

#Homeowners Challenge us to get a better mortgage than your current lender provides!

4 months ago 1 1 0 0
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Buy-to-Let Remortgage Guide The best place to find landlord remortgage services and information Simpler, clearer, faster

#Landlords what we doing with this #Remortgage? Lowering your payments? Releasing Funds? We can help

4 months ago 1 1 0 0
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New 85% LTV BTL Mortgage: Foundation Boosts Competition for Landlords More power to landlords! 85% LTV BTL mortgage entry brings fresh competition to existing offering.

Foundation’s 85% LTV BTL mortgage competes with Vida, offering no fees but higher rates. Loans from £100k to £500k—great for scaling, though HMOs may favor Vida. #Landlords

4 months ago 1 1 0 0