This week's Commentator of the Week is
@rayvay9.bsky.social, Head of Public Policy at AJ Bell!

Rachel comments on the Government's plans to revolutionise pensions, and how it aims to drive consolidation on a massive scale.

tinyurl.com/9y5pjdc3

We need to find a better policy. There are simpler easier fairer ways of achieving policy aim.

Yes if you die after 75.

No. That was simple tax. This is horrendously complicated tax. Leading to delays and additional costs for personal representatives and beneficiaries.

So let’s put in place a proper robust roadmap so everyone knows where they stand, what’s going to happen and when, so they can plan with certainty.

Surprising news. But maybe not that much of a shock. The budget has placed so much pressure on employers. But what happens to the already passed law to reduce min AE age and pay conts on 1st pound of salary upwards?

À dreich morning in Leeds but hoping to bring a bit of Christmas spirit and a lot of learning to our AJ Bell Connect event

Congratulations Daniela! Wishing you all the very best for the next Chapter.

I strongly believe as an industry we need to push back against IHT on pensions. There are much better ways to tax pensions in death that avoid delays to beneficiaries, additional costs, and allow people to plan with more certainty.

On an early train to London for a day talking about IHT and pensions. The policy that just gets worse the more you look into it.

AJ Bell Big Christmas night out with the wonderful Lisa Webster.

Thanks Steve. It looks like fun over here.