Five reasons why you’ll love index investing - Monevator Index investing provides a cost-effective way to build a well-diversified investment portfolio with an easy-to-understand strategy.

Stop mucking around and start *investing*

monevator.com/index-invest...

Best savings account rates - Monevator Savings rates have been dire, but it seems as though competition for saver's cash is hotting up. So, which savings account is right for you?

If you're lucky enough to have any spare cash to save these days, then the market is rewarding you for hunting out the better rates right now…

monevator.com/best-savings...

The Slow and Steady passive portfolio update: Q1 2026 - Monevator War is not good for our model portfolio

Our model passive portfolio runs into the Iran war

monevator.com/the-slow-and...

Gilts: hoping for the best, experiencing not the worst - Monevator Gilt returns since 2022 have hardly shot the lights out, but they have at least shown how the reset from near-zero was a one-time gut punch.

You haven't missed much if you stuck with gilts since the 2022 bond market carnage, but on the other hand you also haven't seen a repeat performance – and that's instructive!

monevator.com/gilts-hoping...

Is 100% equities worth the risk? - Monevator Running 100% equities in your portfolio might maximise your potential returns, but the risks of a crash are personal not theoretical.

A Monevator reader wrote: “I’m 100% invested in equities. I’m 56 and still think there’s time to accumulate and weather the roller coaster of global markets. Am I being foolish?”

monevator.com/is-100-equit...

[Member post]

"…how utterly corrosive and corrupting it is: as with depicting judges as ‘enemies of the people’ and civil servants as ‘saboteurs’, the Brexitists are determined to destroy every last vestige of trust in public institutions."

chrisgreybrexitblog.blogspot.com/2026/04/bad-...

Weekend reading: our rare breed pensioners, and how to read these links in future - Monevator Please see the end for a note on the future of Weekend Reading. Living in an investing and financial independence bubble – researching both all week, talking to FIRE-d contributors and readers, and oc...

For most pensioners, the 4% rule might as well be about the probability of aliens visiting Earth, for all its relevance to their finances and lifestyles

Plus the week's best money and investing reads – and a heads-up re: these weekly links in the future

monevator.com/weekend-read...

The Iran conflict's energy shocks are not yet fully realized | Brookings The perceived risk in oil markets will change after the conflict; the world can’t go back to the time before the war.

This is 4D chess like flipping the board is 4D chess

www.brookings.edu/articles/the...

Remortgaging: why delaying a phone call can cost you more than a car - Monevator Delaying remortgaging by just a few months can easily cost you several thousands of pounds. So work the market, and do your sums.

Hope you bagged your next mortgage in the Christmas sales…

monevator.com/remortgaging...

A global tracker fund takes care of all your equity diversification needs in a single investment product.

monevator.com/best-global-...

Weekend reading: National scandal - Monevator What caught my eye this week. Considering the high hurdle that politicians and business leaders have set themselves for something to be considered a sacking offence, I was surprised to see the boss of...

We expect more from NS&I, plus all the week's best money and investing reads

monevator.com/weekend-read...

Commodities are working - Monevator It's often the case that commodities work when equities falter, which makes them a potentially excellent portfolio diversifier.

Much of the time you'll hate being long commodities.

But at times like now you'll be grateful / feel like a genius!

monevator.com/commodities-...

Weekend reading: Dire Straits - Monevator War fever, plus the rest of the week's good reads…

The Iran war catches up with markets, plus all the week's best money and investing reads…

monevator.com/weekend-read...

UK finance firm Hargreaves Lansdown hit by IT failure The finance firm has apologised for the disruption to its website and app, which has angered many customers.

Not a good look when your market positioning is all about reliability, stability, and seriousness…

www.bbc.co.uk/news/article...

The wild last year of a linker - Monevator Linkers go wild in the last year of their march towards maturing – or at least it can look that way. Here's what's going on.

Individual index-linked gilts can seem to go a little crazy as they approach maturity… but do they?

monevator.com/the-wild-las...

Decumulation strategy: year 3 withdrawal from the No Cat Food portfolio [Members] - Monevator Will it be Whiskas or wagyu?

Our unique real-time decumulation model portfolio makes its third year withdrawal…

What will our hypothetical couple get to spend?

[Member post]

monevator.com/decumulation...

Weekend reading: What worked until it doesn't - Monevator They've got the whole world in their hands! Plus the rest of the week's good money and investing reads…

The best money and investing reads from around the web…

monevator.com/weekend-read...

The cheapest stocks and shares ISA on the market - Monevator What's the cheapest stocks and shares ISA in the UK? We reveal the runaway winner plus your alternative options.

Every little helps!

monevator.com/cheapest-sto...

Gold: an asset for troubled times - Monevator Not so mellow yellow…

Gold has been killing it for UK investors for *checks notes* 30 years (!) but its returns are highly sensitive to your chosen start date…

monevator.com/gold-an-asse...

Share classes and conversions - Monevator Funds come in different share classes but most of the time you'll only need to choose between inc and acc funds.

Time to eat your greens! 🥦

(What do you mean that's not clickbait? I love broccoli!)

monevator.com/share-classe...

Tax-efficient investing in the UK (or what order to put things into an ISA or SIPP) - Monevator For the most tax-efficient investing with ISAs and SIPPs, you need to think about what assets you hold in which wrapper.

How to keep more of the money you make…

monevator.com/tax-efficien...

Weekend reading: Float stall too big for this market - Monevator Insane IPO issues, plus all the best money and investing reads…

Will the upcoming mega IPOs mean mayhem for index funds? Plus all the week's best money and investing reads!

monevator.com/weekend-read...

Boost for first-time buyers as new 0% deposit mortgage launched Beleaguered first-time buyers have been given yet another boost to take the first step on the property ladder as another lender launches a zero-deposit mortgage.

Stop me if you've heard this one before…

www.thisismoney.co.uk/money/mortga...

Active investors are engaged investors - Monevator Following companies and trying to figure out where the world is going makes for engaged investors with a passion.

Warren Buffett once said: “I am a better investor because I am a businessman and a better businessman because I am an investor”

I’m sure that’s true

Similarly, I believe I’m a better citizen because I’m an active investor too

monevator.com/active-inves...

The ISA allowance: how it works and how to use it - Monevator The annual ISA allowance is £20,000. The tax year runs from 6 April to 5 April the following year. But there are many quirky rules to know.

If you manage to have any cash leftover these days after all the tax hikes, higher mortgage rates, surging energy bills, pricier lattes, and £7 pints then make sure you shield it from future taxes in an ISA while you can!

monevator.com/annual-isa-a...

Weekend reading: the UK investor's unlisted edge - Monevator The week's best money and investing reads…

We should cherish the particular strengths of investment trusts, especially when it comes to unlisted assets.

Plus all the week's best money and investing reads…

monevator.com/weekend-read...

Returns aren't average - Monevator Most years you won't see average returns from equities, bonds, or even cash. But diversification can get you closer.

The *real* returns earned by UK investors from different asset classes have been anything but smooth…

monevator.com/returns-aren...

Our Weekend Reading logo Platforms are more like lily pads than life rafts these days. Plus all the week's best money and investing reads

Platform customers are voting on fees with their feet.

Plus all the week's best money and investing reads!

monevator.com/weekend-read...

Investing for the next generation: when control trumps taxes - Monevator When you're investing for the next generation you need to balance tax efficiency and returns with the very real risks of handing over control.

Would you risk gifting your kids a windfall when they hit 18?

Is it even fair to expect them to use the money wisely?

monevator.com/investing-fo...

Buffer ETFs: a strange tale of loss aversion - Monevator Buffer ETFs offer stock market upside with limited downside. But are they worth the cost?

My favourite chatbot reckons this is the best explanation of Buffered ETFs around – including proprietary pieces by institutions

But then (a) I would say that and (b) so would an always sycophantic LLM and (c) it's (very cheaply!) paywalled for members

monevator.com/buffer-etfs/