The Hidden Cost of Buy Now, Pay Later Is "Buy Now, Pay Later" too good to be true?Former CFPB Director Rohit Chopra shines a light on its hidden costs for bor

Under Trump, the Consumer Financial Protection Bureau has been all but destroyed.

That means less oversight of shady financial actors — including the booming "Buy Now, Pay Later" industry.

Former CFPB Director Rohit Chopra explains how consumers are paying the price.

First, he tweeted "RIP CFPB," the agency responsible for policing consumer financial products.

Then he announced X Money, which is part of his plan to turn X into "the biggest financial institution in the world.”

CFPB Union members -- including our junior contingent -- preparing to bear witness to the atrocity in stasis that is Russ Vought testifying before Congress at today's Senate Budget Committee hearing. #stopvought #savecfpb

A CFPB Union member looks over Russ Vought's shoulder while he tries to justify runaway spending for Donald's foreign war of choice to the Senate Budget Committee. But we can't afford to fund the CFPB, which returns more than $2 to victims of big banks and fraudsters for every dollar spent. Right.

Vought: White House doesn’t have ‘ballpark’ total for Iran war funding Republican leaders on the Hill are eager to see the emergency military funding request as they map out their legislative strategy ahead of the midterm elections.

Russ pretending he has the faintest notion of how much Donald's foreign war of choice will cost. No ammount is too great for his Sire to spend at a whim. Protecting Americans from big banks and scammy payment apps? That's just too expensive. #stopvought #savecfpb www.politico.com/live-updates...

Russell Vought's personal security detail at a House Budget Committee hearing yesterday.

Russ's personal security made an appearance yesterday. Nice to see $5 million of CFPB funds in action. #stopvought #savecfpb

A screenshot of the WSJ Opinion Live keynote speakers, featuring some of America's most popular and beloved political leaders, Ted Cruz, Rahm Emanuel and Russell Vought.

Screenshot of the event website that says: Why Attend WSJ Opinion Live? Dynamic Dialogue with Influential Leaders WSJ Opinion columnists take the stage alongside policymakers, executives and cultural figures at the center of today's most important debates. America at 250: What Next? We’ll examine where America stands today and the choices ahead. Topics include U.S. foreign policy and the Monroe Doctrine, the 2026 midterm elections, the conservative judicial revolution and the future of populism on the right and left. An Intimate In-Person Setting Join us in person for an event that brings together the WSJ Opinion and Free Expression community for thoughtful commentary and respectful dialogue—two concepts critical to the future of a robust and free society.

An email dated April 2, 2026 with a graphic that says "America at 250" next to the Statue of Liberty. The subject says "Registration Denied - WSJ Opinion Live." The body of the email begins: "Dear Cat, Thank you for your interest in the WSJ Opinion Live in Washington, D.C. on April 14-15, 2026. At this time, we are not able to accommodate your request. Tickets to this event are in high demand"

Vought rushed from Congress to make his 2pm at WSJ Opinion Live, "two days of thoughtful on-stage conversations examining America on its 250th anniversary."

We tried to attend this "Free Expression franchise" for "diverse perspectives" but our registration was denied. 🥲

wsjlive.com/wsjopinionlive

When you think about whether Russ wants to execute the law, these numbers speak for themselves. Thanks @jayapal.house.gov! #stopvought #savecfpb

"Why are you protecting big corporations instead of consumers, Mr. Vought?" We have the same question, @jayapal.house.gov! #stopvought #savecfpb

NTEU's victory over earlier attempts to shutdown the CFPB leads a long list of Russ Vought's failures in court. TY @usrepjimmypanetta.bsky.social for reviewing the record in today's House Budget Committee hearing. Congress must impeach this man and restore CFPB's funding. #stopvought #savecfpb

Awkward Russ Vought can't manage to look up during his testimony before the House Budget Committee today. Hard to make eye contact while trying to justify cutting programs for everyday Americans in the name of funding Donald Trump's foreign war of choice.

Russell Vought illegally canceled union contracts guaranteeing disability insurance and salary increases. Now CFPB Union member Helen needs $75,000 for expenses related to brain surgery. She is a devoted single mom of two who rely on her every day. gofund.me/2350f7f63. Adjust the “tip” to 0%.

We outlasted these fools and we'll outlast Russ too. #savecfpb #stopvought

www.washingtonpost.com/politics/202...

CFPB Union member Helen needs $75,000 for expenses related to brain surgery. She is a devoted single mother of two children who rely on her every day. Can she rely on you? gofund.me/2350f7f63. Adjust the “tip” to 0% and see the attached disclaimer.

Sign the Petition Stop Vought

Rusty Vought is getting ready to appear before Congress next week. Right now, he's trying to think of a way to justify a $500 billion increase on war spending next year. While he does that, take a minute to help us tell Congress this guy just has to go. #stopvought

Credit Bureaus Are Leaving More Mistakes on Frustrated Consumers’ Reports Under Trump’s CFPB The credit bureaus have started dismissing a larger share of consumer complaints without help since the Trump administration began dismantling the CFPB.

“In five years, the resolution of consumer disputes is going to be worse, credit reports are going to be worse and it’s going to be harder for folks to fix them, guaranteed.” #stopvought #savecfpb

How will Trump's cuts to consumer watchdog agency affect you? The Consumer Financial Protection Bureau is a watchdog of sorts for consumers, with the government agency aiming to keep institutions and entities accountable to the people they serve.

“I remember what it was like before we had a CFPB, when we didn’t have a strong cop on the beat making sure that banks didn’t make bad mortgages ..” @nclc4consumers.bsky.social's Chi Chi Wu. #stopvought #savecfpb www.fox13now.com/news/consume...

CFPB Union member (and single mom) Helen needs $75,000 for expenses related to her medical care following brain surgery. PLEASE DONATE to Helen’s GoFundMe: gofund.me/2350f7f63. Make sure to adjust the “tip” section to 0% (tips don’t go to Helen)! See attached for disclaimer.

Trump Administration Scales Back Plan to Dismantle Consumer Protection Bureau

Not scaling back. Not waving a white flag. Not the best deal we can expect. Just another plan to shut down the CFPB. www.nytimes.com/2026/04/01/u...

White House Seeks $1.5 Trillion for Defense in New Budget Request

CFPB workers don't cost people money, we get it back for them. But Trump's radical budget director Russ Vought wants you to believe he has to fire us to pay for this: #stopvought #savecfpb www.nytimes.com/2026/04/03/u...

Reaction to Vought's latest plan to shut down the bureau from advocate and former CFPBer Tom Feltner!

ourfinancialsecurity.org/news/stateme...

Trump Administration Concocts New Plan to Disable CFPB Proposal to Dramatically Reduce CFPB Staff Would Cripple Supervision of Banks and Fintech Lending Apps; Cut Enforcement Staff by 80%

“This latest attempt to eliminate essential staff at the CFPB would reduce the bureau to an empty shell, unable to fulfill the functions the CFPB is statutorily required to engage in,” - NCLC's Chi Chi Wu.

CFPB Union member (and single mom) Helen needs $75,000 for expenses related to her medical care following brain surgery. PLEASE DONATE to Helen’s GoFundMe: gofund.me/2350f7f63. Make sure to adjust the “tip” section to 0% (tips don’t go to Helen)! See attached for disclaimer.

Our take on Vought’s latest mustache-twirling plan to destroy the CFPB. Americans who want their money back next time a bank, lender or app rips them off should call their members of Congress and tell them to restore the Bureau’s funding and stop Vought. CFPB. nteu335.org/2026/04/02/c...

ICE Plans to Expand Deportation Fleet With 10 New Airplanes The Trump administration has given ICE $464.5 million to purchase eight Boeing 737s and two Gulfstream G650s, which are often used as private jets.

Bumbling Budget Director Russ Vought approved Kristi Noems' jet(s). Deportation fleet or lux transpo for politicos and ICE storm troopers? Price tag of $75 million each, but we can't afford to stop big banks and other scammy corps from robing working Americans, can we?

Union members everywhere: CFPB Union member (and single mom) Helen needs $75,000 for expenses related to her medical care following brain surgery. Donate to Helen’s GoFundMe: gofund.me/2350f7f63. Make sure to adjust the “tip” section to 0% (tips don’t go to Helen)! See attached for disclaimer.

When Consumer Protection Stops, Scammers Run Amok - The American Prospect Hundreds of consumers have complained to the CFPB about a credit card for rental payments called Bilt. But the agency has been prohibited from responding.

"...companies are speedrunning scams in every state, particularly ones that promise to help with President Trump’s affordability crisis. Consumer complaints to the CFPB more than doubled last year" - American Prospect on how Vought has exposed working people to fraud. prospect.org/2026/03/31/s...

Tweet from a reporter saying Russ Vought told Republican members of the House Financial Services Committee that the CFPB is "not likely" to "go away" in "the current environment."

We've been telling Russ Vought this for more than a year: We and the CFPB aren't going anywhere.

Russ Vought is finally coming to realize what we've always known: We and the CFPB aren't going anywhere.

Russ Vought to testify on Capitol Hill His appearance is expected to coincide with the release of the White House budget request.

Nice. Meanwhile, one year into his FAILING attempt to ILLEGALLY shut down the CFPB, Russy Poo still can't bother to testify before Congress in his capacity as itsFOREVER Acting Director.

www.politico.com/live-updates...