While the last 3 trading days have tested the markets and investors’ jitters, the vast majority of Vanguard self-directed US retail clients stayed invested (93%).

Of those who did trade, the overwhelming majority bought into equities (5:1 ratio of net buyers vs sellers of equities).

Moments that matter: Savings and the silver tsunami Vanguard’s Fiona Greig reflects on retirement savings moments that matter.

The “silver tsunami” is here: the baby boomer generation is retiring.

My latest piece on the wealth transfer to the next in line—mostly women—and the savings moments that matter.

corporate.vanguard.com/content/corp...

Director, Head of Applied Behavioral Science Explore a wide range of job opportunities at Vanguard and find a role that suits your skills and career goals. Apply today and join a team committed to redefining the investment industry.

Know something about causal inference? Come work for Vanguard and put your skills to a great cause - to help improve people’s financial lives.

This is a fantastic team looking for a strong leader.

Head of Applied Behavioral Science.

www.vanguardjobs.com/job/21608840...

This 401(k) fix could help workers save $300,000 more, so what’s the holdup? Vanguard has identified a problem — and a solution.

The last time you changed jobs, did you keep up the same contribution rate to your 401k? If not, this fix is for you… but it’s not necessarily coming to your plan soon. Here’s why, explained by @fiona-greig.bsky.social of Vanguard.

Great article @bethpinsker.bsky.social

Thanks for featuring this work!

Employers can make this happen today by asking workers about their prior savings rate and nudging them to elect that if it’s higher than the default.

What’s more tricky is defaulting people into a rate=max{prior,default}. This may require policy change and definitely data on prior saving rate.

Let’s Help People Save Seamlessly Over a Career | PLANSPONSOR Employers can significantly enhance workers' retirement savings by making savings rates portable, shortening eligibility and vesting timelines, and improving choice architecture at job terminations, s...

Let’s help people save seamlessly for retirement over a career.

3 ideas:
1. Stop the slowdown: make savings rates portable
2. Scrap the fine print: shorten eligibility & vesting timelines
3. Nudge better at exit: preserve and consolidate assets.

www.plansponsor.com/lets-help-pe...