A small step, even backwards, is better than staying still.

Image by Gerd Altmann from Pixabay

The Million-Dollar Baby and the Price of Scarcity A 35th birthday audit of what it really cost to build a life from scarcity—and why it was worth every cent

open.substack.com/pub/mibetter...

Keeping up with the birthday celebrations, my newsletter post this week is a financial audit of what it cost to get me to my 35 years.

Spoiler alert, I'm have a pretty good cost-to-benefit ratio, even being one of the most expensive babies to be born!

Check it out and let me know what you think!

Ditching Defaults | Camila Betterelli Giuliano | Substack Life’s too short for factory settings. Join me as I design a life of freedom through smarter money and time management—one calculated step at a time (yes, I’m that risk-averse). Expect insights, strat...

For expanded views on these insights, join my newsletter Ditching Defaults: mibetterelli.substack.com

35. Dreaming big or small requires the same effort. Dream big!

34. When we feel the need to isolate ourselves is when we need people around the most

33. An environment of scarcity fosters resourcefulness, but limits the outcomes.

32. Your relationship with money will dictate how much money you actually make in life

31. Your diet is 80% of your results, be it physical or mental.

30. Drink more water than you think necessary

29. The only valid comparison is your past self with your current self.

28. Your dreams are often limited by the people you are exposed to. Surround yourself with those who you admire

27. Solitude is not the same as loneliness

26. Dancing exercises mind, body and social muscles

25. Exercising daily improves productivity

24. Time is our most valuable resource. Use it wisely

23. Security is not the same as independence

22. Curiosity is often the key to improving mutual understanding

21. Traveling the world can backfire, closing the mind instead of opening it up. Don't let your travels reinforce your biases

20. The most beautiful type of love is the one that is free to leave and return anyway

19. You should not force anyone to share the path of life with you

18. Our identities should not be fixed; you can let go of commitments your younger self made

17. You will not achieve financial independence only with a 9-5 job

16. Being chronically late says your time is more valuable than someone else's. It's not

15. Your credentials don't make you a better person

14. Empathy goes a long way in getting your point across

13. Asserting your boundaries is not the same as being rude

12. Therapy is uncomfortable, but there's no growth in comfort

11. We cannot save anyone but ourselves

10. Let go of the things you cannot control