I give up on VFM for pensions and so does Guy Opperman, I like the guy! I don’t suppose that former Minister Guy Opperman knew he would be reported at the Aptia conference yesterday. He works for them a couple of days a month and was delivering the kind of commen…

I give up on VFM for pensions and so does @guyopperman.bsky.social , I like the guy! henrytapper.com/2026/04/22/i... “They made a complete basket case of Value for Money, and they should scrap it and throw it away and start again,” says Opperman.

I give up on VFM for pensions and so does Guy Opperman, I like the guy! I don't suppose that former Minister Guy Opperman knew he would be reported at the Aptia conference yesterday. He works for them a couple of days a month and was delivering the kind of comments that would have gone down like a lead balloon had he still been at the DWP! But well done Chris Marchant of Corporate Adviser by this excellent account of what he had to say (I don't often agree with the guff that comes out at these events but I like what  Opperman said and how it was reported (strangely comical picture!)

I give up on VFM for pensions and so does Guy Opperman, I like the guy!

I don't suppose that former Minister Guy Opperman knew he would be reported at the Aptia conference yesterday. He works for them a couple of days a month and was delivering the kind of comments that would have gone down like a…

England’s best pension academics aren’t English, here a dynamite young lady talking about risk! A great video for those who couldn’t make this Tuesday’s session It was a  good session of the Pension PlayPen Coffee Morning And it got a thumbs up from our presenter from Exeter Unive…

England's best pension academics aren't English, here a dynamite young lady talking about risk! henrytapper.com/2026/04/22/e... How good to hear academics from abroad enlightening us. Including a video for those who missed the Pension PlayPen "risk blockbuster"!

England’s best pension academics aren’t English, here a dynamite young lady talking about risk! A great video for those who couldn't make this Tuesday's session It was a  good session of the Pension PlayPen Coffee Morning And it got a thumbs up from our presenter from Exeter University How good to hear academics from abroad enlightening us. Not since Anna Tilba have I heard such enthusiasm from eastern Europe.

England’s best pension academics aren’t English, here a dynamite young lady talking about risk!

A great video for those who couldn't make this Tuesday's session It was a  good session of the Pension PlayPen Coffee Morning And it got a thumbs up from our presenter from Exeter University How good to…

DC workplace pensions can try to eat the CDC mouse, but Tom never got to swallow Jerry! This is an interesting post from Joe Dabrowski formerly of Pensions UK now of Smart. I was surprised when I went to the Edinburgh Investment Conference that there was not one session devoted to the…

DC workplace pensions can try to eat the CDC mouse, but Tom never got to swallow Jerry! henrytapper.com/2026/04/22/d... I hope that Smart will be taking CDC's multi-employer workplace pension - a little more seriously than Pensions UK have done (so far)!

April 2026, 6 months from October when the pension dashboard should be ready! I was like 500 others attending by phone, laptop or desktop the Pensions Dashboard update. I will not take the wind out of Richard Smith’s sails. I follow him, his sails are taking me (I hope…

April 2026, 6 months from October when the pension dashboard should be ready! henrytapper.com/2026/04/22/a... No one expects the Pensions Minister to say we are ready to go in April 2026 so no one expects the Pensions Dashboard to be open as soon as its ready.

April 2026, 6 months from October when the pension dashboard should be ready! I was like 500 others attending by phone, laptop or desktop the Pensions Dashboard update. I will not take the wind out of Richard Smith's sails. I follow him, his sails are taking me (I hope) to where the Dashvoad is going and this session was a stop off in the harbour to have a catch up! I am sure that most in the "500+" had been involved in the development of the pension dashboard but there will be a few who (like me) look on and say thanks.

April 2026, 6 months from October when the pension dashboard should be ready!

I was like 500 others attending by phone, laptop or desktop the Pensions Dashboard update. I will not take the wind out of Richard Smith's sails. I follow him, his sails are taking me (I hope) to where the Dashvoad is…

Transport disruption is a CHALLENGE not a problem for Londoners. I was in the City and I’ll be in the City and West End of London every day this week. It is a tough week to get about but I have learned how to use bikes and busses and not to go underground.…

Transport disruption is a CHALLENGE not a problem for Londoners. henrytapper.com/2026/04/22/t... I am looking forward to the rest of the week and have my phone at the ready to get relief using busses when my legs can take no more! Thx Stagecoach London Go-Ahead Metroline and First Bus

Transport disruption is a CHALLENGE not a problem for Londoners. I was in the City and I’ll be in the City and West End of London every day this week. It is a tough week to get about but I have learned how to use bikes and busses and not to go underground.…

Transport disruption is a CHALLENGE not a problem for Londoners. henrytapper.com/2026/04/22/t... I am looking forward to the rest of the week and have my phone at the ready to get relief using busses when my legs can take no more!

Pensions UK can play with the CDC mouse like a cat, but Tom doesn’t get to swallow Jerry! This is an interesting post from Joe Dabrowski of the Pensions UK. I was surprised when I went to the Edinburgh Investment Conference that there was not one session devoted to the work pension CDC that is available - rather than one that might be here  in a couple of years (Retirement CDC) I had wondered if Pensions UK had a memory loss of what the Government launched on October 22nd 2025.

Pensions UK can play with the CDC mouse like a cat, but Tom doesn’t get to swallow Jerry!

This is an interesting post from Joe Dabrowski of the Pensions UK. I was surprised when I went to the Edinburgh Investment Conference that there was not one session devoted to the work pension CDC that is…

Transport disruption is a CHALLENGE not a problem for Londoners. I was in the City and I'll be in the City and West End of London every day this week. It is a tough week to get about but I have learned how to use bikes and busses and not to go underground. I have one friend , the Queen Elizabeth which (for me ) connects Reading and Slough with the West End, City and Canary Wharf.

Transport disruption is a CHALLENGE not a problem for Londoners.

I was in the City and I'll be in the City and West End of London every day this week. It is a tough week to get about but I have learned how to use bikes and busses and not to go underground. I have one friend , the Queen Elizabeth…

John Mather’s explanation of how the wealthy have moved away from pensions The crazy world of freedom from pensions evolved as John Mather describes. I agree with this as a factual explanation of how we got to where we are now.  – ed (Henry Tapper) John Mather&#8217…

John Mather's explanation of how the wealthy have moved away from pensions henrytapper.com/2026/04/21/j... The last 30 years have seen this model shift from a relatively “wild west” era of high limits to a highly restrictive regime, and most recently, under the “Pension Freedoms.”

John Mather’s explanation of how the wealthy have moved away from pensions The crazy world of freedom from pensions evolved as John Mather describes. I agree with this as a factual explanation of how we got to where we are now.  - ed (Henry Tapper) John Mather's explanation of how we've moved away from pensions has authenticity, he was born soon after the war and has a longer memory than most now in their seventies.

John Mather’s explanation of how the wealthy have moved away from pensions

The crazy world of freedom from pensions evolved as John Mather describes. I agree with this as a factual explanation of how we got to where we are now.  - ed (Henry Tapper) John Mather's explanation of how we've moved away…

Tory diatribe against a reserve power to maintain the “Mansion House Accord”. Here is the full force of the Conservative parties (and allies) railing against the reserve powers of Government to ensure pensions keep on the target of the Mansion House Accord. Is this really wo…

Tory diatribe against a reserve power to maintain the "Mansion House Accord". henrytapper.com/2026/04/21/t... There's a lot of posturing here from people who have no better things to do.

Tory diatribe against a reserve power to maintain the “Mansion House Accord”. Here is the full force of the Conservative parties (and allies) railing against the reserve powers of Government to ensure pensions keep on the target of the Mansion House Accord. Is this really wo…

Tory diatribe against a reserve power to maintain the "Mansion House Accord". henrytapper.com/2026/04/21/t... There's a lot of posturing here from people who have no better things to do.

Tory diatribe against a reserve power to maintain the “Mansion House Accord”. Here is the full force of the Conservative parties (and allies) railing against the reserve powers of Government to ensure pensions keep on the target of the Mansion House Accord. Is this really worth the excitement? I think there's a lot of posturing here from people who have better things to do. The link to Tom McPhail's article puts Tom in line to be a Conservative shadow pension minister, if the Conservatives make it to opposition at the next election.

Tory diatribe against a reserve power to maintain the “Mansion House Accord”.

Here is the full force of the Conservative parties (and allies) railing against the reserve powers of Government to ensure pensions keep on the target of the Mansion House Accord. Is this really worth the excitement? I…

CDC offers a “real” retirement wage for post war children and kids born today (LCP) When people say “real” income, they mean income that keeps pace with inflation. Real income is a fantastic promise to make to someone retiring. Those under 55 today are a generation for…

CDC offers a "real" retirement wage for post war children and kids born today (LCP) henrytapper.com/2026/04/21/c... We have forgotten the value of a "real" - INFLATION LINKED pension to save for. LCP shows that for CDC pensions would have provided them and will provide them going forward.

Your link to a Pension PlayPen coffee morning about financial risk I don’t understand much about this but with the people who are on the other side of the coffee morning on Tuesday, I know it will be fun, stimulating and well worth attending! Today at 10.30 …

Your link to a Pension PlayPen coffee morning about financial risk henrytapper.com/2026/04/21/y... Narmin Nahidi , Arun Muralidhar and Sid Muralidhar lead PensionPlaypen coffee morning on financial risk.

Your link to a Pension PlayPen coffee morning about financial risk I don't understand much about this but with the people who are on the other side of the coffee morning on Tuesday, I know it will be fun, stimulating and well worth attending! Today at 10.30 am - the link is here Please join us for our next Coffee Morning event .....Risk - to be or not to be.

Your link to a Pension PlayPen coffee morning about financial risk

I don't understand much about this but with the people who are on the other side of the coffee morning on Tuesday, I know it will be fun, stimulating and well worth attending! Today at 10.30 am - the link is here Please join us for…

CDC offers a “real” retirement wage for post war children and kids born today (LCP) When people say "real" income, they mean income that keeps pace with inflation. Real income is a fantastic promise to make to someone retiring. Those under 55 today are a generation for whom "stagflation" is no fear, they underestimate how hard it has been to keep pace with inflation at times over the past 80 years. Stagflation is a combination of high inflation, low economic growth and flat or decreasing prices for investable assets.

CDC offers a “real” retirement wage for post war children and kids born today (LCP)

When people say "real" income, they mean income that keeps pace with inflation. Real income is a fantastic promise to make to someone retiring. Those under 55 today are a generation for whom "stagflation" is no…

SO TICE THINKS IT'S ACCEPTABLE TO AVOID NEARLY £200K IN 🇬🇧TAX PAYMENTS (IE AVOID PAYING INTO OUR STATE PURSE)?

THAT, PLUS THE FACT HE ACTUALLY LIVES IN DUBAI, DOESN'T SEEM VERY PATRIOTIC TO ME 🤔

I DON'T WANT HIM IN CHARGE OF OUR COUNTRY'S FINANCES 😡

#NOBITCOINDONATIONS @electoralcommission.org.uk

Pension PlayPen tomorrow – Professor Narmin Nahidi with Sid and Arun Muralidhar I don’t understand much about this but with the people who are on the other side of the coffee morning on Tuesday, I know it will be fun, stimulating and well worth attending! Please join us …

Pension PlayPen tomorrow - Professor Narmin Nahidi with Sid and Arun Muralidhar henrytapper.com/2026/04/20/p... Tuesday's session will explore the results of a risk preference survey conducted by Professor Narmin Nahidi of Exeter University. thx Pension PlayPen and Arun Muralidhar

Pension PlayPen tomorrow – Professor Narmin Nahidi with Sid and Arun Muralidhar

I don't understand much about this but with the people who are on the other side of the coffee morning on Tuesday, I know it will be fun, stimulating and well worth attending! Please join us for our next Coffee Morning…

The American financiers that buy-out our pension heritage Does this sound familiar? It is of course the problem with selling obscure funds to those who consider the “wealth adviser” is acting for themselves not for the financial institutions t…

The American financiers that buy-out our pension heritage henrytapper.com/2026/04/20/t... Private credit is in trouble not just for being mis-sold but because many of its evergreen funds are locking investors in – the wealthy in the UK remember the Woodford feeling.

The American financiers that buy-out our pension heritage Does this sound familiar? It is of course the problem with selling obscure funds to those who consider the "wealth adviser" is acting for themselves not for the financial institutions they work for. As yet the likes of Apollo and  Blackstone aren't household names in the UK (as they are in the USA) but if they get caught out for mis-selling private market funds, be pretty sure we will know it.

The American financiers that buy-out our pension heritage

Does this sound familiar? It is of course the problem with selling obscure funds to those who consider the "wealth adviser" is acting for themselves not for the financial institutions they work for. As yet the likes of Apollo and …

The snake-oil salesman of Reform – is he fit to run our Exchequer? In case you’re confused – the £100k of tax @TiceRichard failed to pay here is totally different to the – £92k of tax not properly withheld on dividends – the £600k side-stepped vi…

The snake-oil salesman of Reform - is he fit to run our Exchequer? henrytapper.com/2026/04/20/t... Farage has Tice to thank — and Tice, it seems, has even more questions to address. Thx @TorstenBel and @Gabriel_Pogrund

The snake-oil salesman of Reform – is he fit to run our Exchequer? In case you’re confused - the £100k of tax @TiceRichard failed to pay here is totally different to the - £92k of tax not properly withheld on dividends - the £600k side-stepped via highly aggressive tax avoidance Industrial scale grifting revealed by @Gabriel_Pogrund — Torsten Bell (@TorstenBell) April 19, 2026 I'm pleased that our pensions minister is onto Tice, Dan Niedle has been for several weeks and this blog follows Niedle.

The snake-oil salesman of Reform – is he fit to run our Exchequer?

In case you’re confused - the £100k of tax @TiceRichard failed to pay here is totally different to the - £92k of tax not properly withheld on dividends - the £600k side-stepped via highly aggressive tax avoidance Industrial scale…

AI makes a few rich , some have a pension halo but the rest of us? The good , the bad and the vulnerable middle. I see a lot of people whose jobs are safe enough for the moment, they are utility workers, those who depend on capital intensive industry , largely sti…

AI makes a few rich , some have a pension halo but the rest of us? henrytapper.com/2026/04/20/a... the vulnerable middle – need better pensions that give security that they’re not getting from the workplace saving that they’re relying on at present.

AI makes a few rich , some have a pension halo but the rest of us? The good , the bad and the vulnerable middle. I see a lot of people whose jobs are safe enough for the moment, they are utility workers, those who depend on capital intensive industry , largely still public owned (the ones we can't fire people from). They are the good people who need protection through pay and deferred pay = pensions.

AI makes a few rich , some have a pension halo but the rest of us?

The good , the bad and the vulnerable middle. I see a lot of people whose jobs are safe enough for the moment, they are utility workers, those who depend on capital intensive industry , largely still public owned (the ones we can't…

Are Muslims excluded from pensions through a failure of workplace imagination? My old work friend Alan Chaplin has directed me to an opportunity for CDC which I hadn’t the imagination to see myself. Islamic people , planning for their retirement and a retirement …

Are Muslims excluded from pensions through a failure of workplace imagination? henrytapper.com/2026/04/19/a... DB pensions worked for the Islamic population , CDC could too. Thanks to @alanchaplin.bsky.social, Corporate Adviser and all the contributors for opening my eyes and ears to this problem!