Lawmakers and experts warn agentic AI could accelerate bank runs; urge regulators to study implications Members and witnesses told a House subcommittee that agentic AI may speed trading and deposit outflows, increasing volatility and the risk of seconds‑scale runs; experts recommended stress‑testing, better liquidity tools and data before easing capital constraints.

Lawmakers caution that the rise of agentic AI could trigger bank runs at lightning speed, outpacing traditional oversight and posing a systemic risk to financial markets.

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