Floating liens = more than today’s assets. They can cover what you earn later too.

Always know what’s in the fine print before signing.
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Retainage = 5–10% of your payment held back until the job’s done.

Client’s safety net, your cash flow crunch.

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Ever noticed a UCC filing on your business record?

It’s like a sticky note lenders place on assets: “This lender has first dibs.” Not a red flag, just how lenders secure loans.

Once it’s repaid, the note comes off.

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