St. Lucie to explore joining FLEET trust aimed at lowering health‑insurance costs The superintendent will recommend the district sign a participation agreement to let FLEET analyze district data as a first step toward potential self‑insurance. FLEET charges a one‑time $15,000 participation fee and a $20.75 per‑employee monthly fee; typical first‑year savings range 7–12% (about $1.9M–$3.3M for St. Lucie), according to presenters and committee materials.

St. Lucie is considering a bold move to potentially save millions on health insurance by exploring a partnership with the Florida Education Health Trust!

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Committee on Taxation hears proposal to create Insurance Savings Accounts for property and casualty costs A Committee on Taxation hearing reviewed House Bill 2430, which would let individuals and businesses open tax-advantaged Insurance Savings Accounts (ISAs) to pay property and casualty premiums and deductibles; agencies disagreed on fiscal impact and proponents urged modest utilization and clearer statutory language.

A new proposal in Kansas could revolutionize how individuals and corporations save for property and casualty insurance costs through tax-advantaged Insurance Savings Accounts!

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GIC weighs benefit-design cuts to meet FY27 budget target; GLP-1 coverage draws sharp debate Facing a state directive to pare about $120 million, the Group Insurance Commission reviewed a package of plan-design changes — including deductible and copay increases, an out-of-network reimbursement change and a proposal to drop GLP-1 weight-loss drug coverage — and commissioners sharply debated equity, long-term costs and alternatives ahead of a Feb. 12 vote.

The Group Insurance Commission is facing a heated debate over proposed cuts to health benefits that could impact vulnerable members, including a controversial plan to eliminate GLP-1 coverage for weight loss.

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Innovative Wildfire Defense Sprinkler System for Homes Can Detect Flames and Lower Insurance A pair of Colorado innovators have designed an autonomous sprinkler system to hose down a home if it detects an approaching wildfire. With both men having experienced the threat of wildfires first hand, each said they were driven to try and do something about it. Owners of a firm called Defense Delivered, their system uses […] The post Innovative Wildfire Defense Sprinkler System for Homes Can Detect Flames and Lower Insurance appeared first on Good News Network.

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Louisiana Senate proposes $10,000 tax credit for fortified roofs amid hurricane risks Senator proposes non-refundable tax credit to encourage homeowners to install fortified roofs.

Louisiana is stepping up its game against hurricane damage with a new $10,000 tax credit for homeowners who invest in fortified roofs, potentially saving them 22% on insurance premiums!

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How Seniors Can Save on Car Insurance Information is brought to you by Roger Owens Signature Real Estate Group Auto insurance rates typically rise for senior citizens, who can be more accident-prone than they were in middle age with slower reflexes, changes in hearing or vision, and health conditions that can make driving difficult. Older drivers are also more likely to die or suffer worse injuries in auto accidents than younger people, requiring expensive treatment. That can lead to higher costs for insurers, which are passed on to drivers. Senior drivers can lower their auto insurance costs in a few ways: Take a class: Many states require discounts for completing a driver safety course. AARP offers many of these classes, which can reduce premiums by 5-15 percent. Pay as you go: Seniors can save up to 40 percent by using pay-as-you-go insurance programs where a device is installed on their car to record mileage and driving habits. Speed, braking tendencies and acceleration are collected and people who drive safely can have lower insurance premiums. Drive less: Chances are you’re no longer commuting if you’re a senior driver, so be sure to alert your insurance company to your annual mileage change. Driving about 7,500 miles per year or so can save about 10 percent on insurance. A device tracking your mileage can tell your insurer how few miles you’re driving. Less coverage: If you go to a second home for the winter and leave your car at your primary home, ask your insurance company if it offers “parked vehicle” or “snowbird” coverage during the months you’re not using your car. Get a safer car: If you’re thinking of buying a new car, you can save on insurance if it has the latest safety features. Rearview cameras, lane drift warnings, collision warning systems, parking assist, among others that aren’t even on the market yet, can lower insurance rates. Group discounts: Groups such as AARP have promotional pricing, called an “affinity discount.” If you’re a retired teacher or government worker, for example, your union may have a group discount for members. Stop driving: This is an extreme way to save money, but if your auto insurance rates are high because you have a poor driving record, it may be time to stop driving entirely. AARP says that some of the signs that you’re having difficulty driving include frequent close calls, dents or scrapes on your car, getting lost in familiar locations, trouble seeing or following traffic signals or signs, confusing the gas and brake pedals, misjudging gaps in traffic at intersections, and having difficulty turning around to check the rear-view mirror while back up or changing lanes. Hope these tips proved useful! Feel free to contact me for more information. Brought to you by

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School board approves budget amendment for new on-site health clinic with Dean SSM Health Board discusses on-site health clinic funding and expected benefits for staff wellness.

The Verona Area School District is set to revolutionize employee wellness with a new on-site health clinic, promising easier access to care and potential savings on insurance costs.

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County Health Budget Analysis Shows Savings with Scentivo Over Humana County reports significant savings transitioning healthcare from Humana to Scentivo since 2019.

Kewaunee County is celebrating substantial savings in health insurance costs after switching from Humana to Scentivo, with projections showing even more financial benefits ahead!

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Cheapest Homeowners Insurance for Seniors Table of Contents Why Seniors Need Affordable Homeowners Insurance Top 5 Cheapest Homeowners Insurance Companies for Seniors State Farm – Best Overall Coverage Allstate – Best for Customizable Policies Liberty Mutual – Best for Discount Opportunities USAA – Best for Military Seniors Progressive – Best for Affordable Basic Coverage How to Lower Homeowners Insurance Costs as a Senior Ask for Senior Discounts…

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Best Car Insurance for New Drivers Under 25 Table of contents Introduction Why Is Car Insurance Expensive for Drivers Under 25? Top Car Insurance Companies for New Drivers Under 25 GEICO – Best for Affordability State Farm – Best for Good Student Discounts Progressive – Best for Customizable Plans Allstate – Best for Safe Driving Rewards USAA – Best for Military Families How to Get Cheaper Car Insurance as a Young Driver…

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Best Homeowners Insurance in US Owning a home is a significant milestone, but it also comes with responsibilities. Among these, securing the best homeowners insurance in the USA is crucial. This article will guide you through everything you need to know to protect your home and gain peace of mind. Understanding Homeowners Insurance What is Homeowners Insurance? Homeowners insurance is a policy that provides financial protection against damages to your home, personal belongings, and liabilities.

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Best Car Insurance in USA Car insurance is an essential part of owning and driving a vehicle in the United States. With so many options available, choosing the right provider can feel overwhelming. This guide simplifies your decision-making process by detailing the best car insurance companies in the USA, their features, and what makes them stand out. Outline Introduction Importance of car insurance in the USA…

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Best Car Insurance in USA Car insurance is an essential part of owning and driving a vehicle in the United States. With so many options available, choosing the right provider can feel overwhelming. This guide simplifies your decision-making process by detailing the best car insurance companies in the USA, their features, and what makes them stand out. Outline Introduction Importance of car insurance in the USA…

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1️⃣ Reduced Radius = Lower Rates:
If you’ve gone regional (<500 miles), update your provider.

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