How extreme weather is leaving thousands of homes uninsurable In this week's newsletter: The climate crisis is making insurance unaffordable for many – and it should worry all of us, even if we think we're safe from floods, wildfires and hurricanes

We know that the climate crisis is creating an insurability crisis. As fires & floods get worse, insurers are raise premiums, deny coverage, and pull out of entire regions.

These insurers are also complicit in climate chaos by insuring fossil fuel projects.
#InsureOurFuture

https://bit.ly/4rNXKg9

California fire victims say slow insurance payouts have stalled efforts to rebuild California fire victims say they're struggling to rebuild because insurance payouts have been slow or insufficient. Some lawmakers say home insurance is failing those facing climate change.

Fire victims of the LA fires have seen their insurers delay, underpay and even straight up deny customers’ claims. Meanwhile, the insurance industry is a major driver of the climate crisis, by providing insurance for the oil & gas projects worsening emissions. #InsureOurFuture
https://n.pr/49uzsj2

Insurance companies can help unlock the renewable energy transition and signal to other financiers it's time to move away from fossil fuel expansion.

Find out more on the new site: exitlng.org

#InsureOurFuture

Getting innovative with insurance in a world of climate change | FT Rethink The frequency of natural disasters is climbing, along with the repair bills that come with them. The FT’s Lee Harris looks at the impact that’s having on insurance premiums, the risk that entire areas...

While the insurance industry tries to manage exploding costs from increasingly frequent extreme weather events, they once again overlook the elephant in the room.

Many are still underwriting the very fossil fuel projects that are driving this crisis.

www.ft.com/video/b3e449...

#InsureOurFuture

Join us on 28th October

⚡ Dive into the new #InsureOurFuture 'Renewables Gallop as Fossil Fuels Stall' briefing

Unpack key findings and discuss what it means for the movement to shift finance away from fossil fuels and towards renewables.

🔗 Sign up: sunriseproject-org.zoom.us/meeting/regi...

On Louisiana's Gulf Coast, Residents Fume as Insurers Hike Rates and Invest in Fossil Fuel Projects Locals face a perfect storm -- they can't afford insurance and climate change threatens their livelihood.

Residents of Cameron, Louisiana have been carrying the burden of the methane gas (LNG) industry, losing income, facing climate risk, and getting price gouged by their insurance companies – who are also financing the very projects that are ruining their lives. #InsureOurFuture
https://bit.ly/46JPllH

INSURE OUR FUTURE NOT FOSSIL FUELS & GENOCIDE! ❌❌ Students crashed Lloyd’s of London Recruitment conference today to tell them young people are refusing to work for insurers complicit in genocide + fossil fuels. 💥 @insureoursurvival.bsky.social #BoycottBloodyInsurance #InsureOurFuture

Homeowners left in lurch amid concerning insurance industry trend: 'I basically lost everything' The residents of Sanibel Island recently spoke with Yale Environment 360 about the devastating fallout from multiple hurricanes in recent years.

"I basically lost everything except my Jeep and dog."

Daniel Moore Thompson is a resident of Sanibel Island whose home was destroyed by Hurricane Ian. Like many places under risk of climate disasters, Sanibel residents are at risk of losing insurance. #InsureOurFuture
https://bit.ly/4q0n3ef

Experts raise red flags about concerning trend in home insurance market: 'Often an early warning sign' The cost of homeownership is becoming increasingly expensive as insurers across the nation raise their rates on policyholders.

If you live in Nebraska or Louisiana you could be paying the highest home insurance premiums in the country

Insurers have been price-gouging climate-vulnerable communities as extreme weather events worsen. And yet, they continue to insure fossil fuels. Shame! #InsureOurFuture
https://bit.ly/42jTI4s

How a warming planet has made home insurance increasingly unaffordable Years of underestimating climate risk have left the industry in turmoil.

The insurance industry has not only underestimated the climate crisis – they've fueled it. Major insurers continue to underwrite and invest in fossil fuels.

Meanwhile, climate disasters are getting worse, driving insurers to raise premiums or drop coverage. #InsureOurFuture
https://bit.ly/3VH6gPB

Letter: Lloyd’s cannot shirk its responsibility to battle climate change From Ariel Le Bourdonnec, Insurance Campaigner, Reclaim Finance, Paris, France

Excellent letter in the FT from @reclaimfinance.org’s Ariel le Bourdonnec. #InsureOurFuture share.google/nPRZubOcCvwf...

Brief: Renewables Gallop as Fossil Fuels Stall - Insure Our Future Global Renewables Gallop as Fossil Fuels Stall reveals a race to insure the fast-growing renewable energy market. The energy transition is underway, even as the fossil fuel market size remains more than thre...

⚡ Renewable energy insurance grew 9% annually while fossil fuel insurance declined 2%.

The market is speaking loud and clear, but we need DOUBLE the growth rate to meet climate goals.

Insurers: the renewable energy boom needs you!

#InsureOurFuture

global.insure-our-future.com/2025-renewab...

Brief: Renewables Gallop as Fossil Fuels Stall - Insure Our Future Global Renewables Gallop as Fossil Fuels Stall reveals a race to insure the fast-growing renewable energy market. The energy transition is underway, even as the fossil fuel market size remains more than thre...

🚨 BREAKING: Insurance data reveals we're moving too slow on climate.

Chinese insurers are racing ahead compared to US & EU competitors, but we need to double the pace of renewables insurance growth to hit global climate targets.

global.insure-our-future.com/2025-renewab...

#InsureOurFuture

Members of XR Highlands, Islands and Inverness hand-delivered a letter to insurance broker Howden in Elgin to call on staff and managers to stop insurance for new oil and gas infrastructure.

#insureoursurvival #insureourfuture #extinctionrebellion #climateprotest #endfossilfuels (19 June 2025)

Not least, these: "Global insurance companies, including Allianz and AXA, invested large sums in shares and bonds linked to Israel’s occupation, the report said, partly as capital reserves but primarily to generate returns"
#InsureOurFuture

Divestment strategies paying off!
Shifting away from coal burning has been one of the most important early strategies in addressing the climate crisis.

#InsureOurFuture
#ActOnClimate
#NoCoal
#FossilFuels
#JustTransiiton

Open Letter to Glastonbury Festival: Boycott Allianz We love Glastonbury, but we are calling on the festival to boycott its insurer, Allianz. Allianz is the 6th largest insurer of fossil fuels globally, as well as, a major backer of the weapons and bord...

@insureourfuture.bsky.social @glastofestfans.bsky.social #BoycottBloodyInsurance
#InsureOurFuture
#BoycottAllianz
actionnetwork.org/forms/open-l...

Open Letter to Glastonbury Festival: Boycott Allianz We love Glastonbury, but we are calling on the festival to boycott its insurer, Allianz. Allianz is the 6th largest insurer of fossil fuels globally, as well as, a major backer of the weapons and bord...

@insuranceboycott.bsky.social @glastofestfans.bsky.social #BoycottBloodyInsurance
#InsureOurFuture
#BoycottAllianz
actionnetwork.org/forms/open-l...

Open Letter to Glastonbury Festival: Boycott Allianz We love Glastonbury, but we are calling on the festival to boycott its insurer, Allianz. Allianz is the 6th largest insurer of fossil fuels globally, as well as, a major backer of the weapons and bord...

@glastonburyfestivals.co.uk @glastofestfans.bsky.social #BoycottBloodyInsurance
#InsureOurFuture
#BoycottAllianz
actionnetwork.org/forms/open-l...

Open Letter to Glastonbury Festival: Boycott Allianz We love Glastonbury, but we are calling on the festival to boycott its insurer, Allianz. Allianz is the 6th largest insurer of fossil fuels globally, as well as, a major backer of the weapons and bord...

@glastonbury.bsky.social @glastofestfans.bsky.social #BoycottBloodyInsurance
#InsureOurFuture
#BoycottAllianz
actionnetwork.org/forms/open-l...

Open Letter to Glastonbury Festival: Boycott Allianz We love Glastonbury, but we are calling on the festival to boycott its insurer, Allianz. Allianz is the 6th largest insurer of fossil fuels globally, as well as, a major backer of the weapons and bord...

@glastofestfans.bsky.social #BoycottBloodyInsurance
#InsureOurFuture
#BoycottAllianz
actionnetwork.org/forms/open-l...

🚨Join #InsureOurFuture on Wednesday 2nd July!

🥳 Celebrate a HUGE win with Ethan Nuss from @ran.org, and learn how the community mobilised to push back against global insurance giant Chubb, to stop insuring gas project CP1.

🔗 Register here: sunriseproject-org.zoom.us/meeting/regi...

MSN

Homeowners insurance rates spiked 24% between 2021 and 2024, and is expected to DOUBLE in the next ten years. Why? Climate change

Many insurance companies are refusing to shoulder the risk of climate disasters, but continue to insure fossil fuels. Shame!
#InsureOurFuture
www.msn.com/en-us/money/...

New data, maps provide ‘rare window’ into scale of homeowner’s insurance crisis In recent months, the U.S. Senate Budget Committee and the Federal Insurance Office have each released detailed data on insurance premiums, non-renewals and other key metrics. The advocacy groups Publ...

New maps highlight the severity of the home insurance crisis in the U.S. 🚨

As the physical impacts of climate change escalate, US homeowners are facing soaring insurance premiums. Insurers must #InsureOurFuture now 🔥

See the impact on your community👇
www.kunc.org/2025-05-08/m...

The insurance industry is all about risk, and the riskiest thing they can do is turn their back on climate change.

Insurance companies must #InsureOURFuture NOT fossil fuels 🔥🌎⏰

Insure Our Future: Climate Shareholder Day of Action Join us on Wednesday, May 21st, in downtown Hartford for a Climate Shareholder Day of Action. Let’s make sure they Insure OUR future, not fossil fuels.

These are crucial moments when the C-Suite is listening.

RSVP below to get update on exact time and location ⬇🌎🔥 #InsureOurFuture #StopTheMoneyPipeline

actionnetwork.org/events/insur...

Experts warn of compounding insurance crises setting the stage for a major fallout: 'That is going to spill over into housing markets' The home insurance market is facing mounting pressures from worsening extreme weather events, leading to larger payouts for damage.

Rising insurance costs could have disastrous impacts on housing markets and local economies 🏦

To protect communities and prevent further price hikes caused by extreme weather, insurers must stop supporting fossil fuels and #InsureOurFuture now.

🔗 www.thecooldown.com/green-busine...

#Howden like to tell you how green they are as they quietly insure oil, gas and coal extraction.
In the UK #ClimateChange is leading to more extreme weather and flooding - and affects insurance premiums!
#InsureOurFuture not #FossilFuels!
#ExtinctionRebellion

Participants are seen holding a banner at the protest of AIG, Chubb, and Tokio Marine offices in New York City. (Photo: Erik McGregor/LightRocket via Getty Images)

Insurance companies contribute to the #ClimateCrisis through their financial choices, and then expect frontline communities to foot the bill. This must stop.

Time to #InsureOurFuture and #EndFossilFuels, #FastFairForever
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Homeowners insurance is costing more nearly everywhere in the U.S. Homeowners insurance premiums surged in 95% of U.S. ZIP codes, worsening the housing crisis, with average costs rising $648 since 2021.

Research from @consumerfed.bsky.social has shown that homeowners in nearly every area of the U.S. are having to pay higher annual insurance premiums 🏠

A key factor in this is poor regulatory oversight - state governments must step in to #InsureOurFuture.

www.consumeraffairs.com/news/homeown...