Bill would require human sign‑off and disclosure when insurers use AI in adverse determinations Rep. Alicia Gregg's HB 14‑06 would bar insurers from using AI as the sole decision‑maker for claim denials and payment reductions, require disclosure when AI is used, and compel recordkeeping for audits; the Insurance Department supports guardrails but insurers warned the bill could duplicate or expand existing regulatory authority and unintentionally slow administrative functions.

New Hampshire is taking a bold step to ensure that real doctors, not algorithms, make critical decisions about health care claims—will this reshape the future of AI in insurance?

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