PFRDA Plans New Post-Retirement Products To Outperform Annuities Under NPS PFRDA chairma Sivasubramanian Ramann plans new post-retirement products for NPS, aiming higher returns, digital onboarding, gig worker inclusion, and reforms.

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NPS Gets A Major Overhaul In 2025: What The New Rules Mean For Your Retirement Money? In 2025, a sweeping set of reforms by the Pension Fund Regulatory and Development Authority (PFRDA) has been announced to make NPS more attractive, flexible, and investor-friendly.

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Pension Fund Regulatory and Development Authority (PFRDA) eases NPS rules, eliminating the 5-year lock-in for private subscribers. Now, up to 80% lump sum withdrawals are permitted for those with larger corpus.

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