🎯 Start 2026 with a Smart Money Move!
With a New Year, new habits:
✅ Income Account for wages/benefits
✅ Bills Account for direct debits (no cards!)
Add a standing order after payday + try envelope budgeting.
Small change = big impact!

#NewYearNewHabits #PennySmartCIC

📍 Want better mobile signal?
Find out which network works best in your area with this FREE postcode checker from Ofcom 👇
🔗 www.ofcom.org.uk/mobile-cover...
📰 www.yourmoney.com/household-bi...
Helping you stay connected & make smarter choices 💡
#PennySmartCIC #MobileCoverage #DigitalInclusion

💬 When someone dies, what happens to their debt?
A helpful piece from The Independent outlines what families need to know - and how to avoid added stress during grief.
📖 Read more: www.independent.co.uk/money/dealin...

#DebtAdvice #BereavementSupport #PennySmartCIC

📝 One simple habit: writing down every purchase.
It helped one person curb mindless spending and take back control. A great tip to share with clients!

📎 Read more www.theguardian.com/lifeandstyle...

#PennySmartCIC #MoneyMindfulness #ReferralPartners #BudgetTips

💬 Helping clients take control of their money in 2025?
This quick read from MoneyMagpie offers smart, practical tips - from budgeting to boosting income.
📎 Read more: www.moneymagpie.com/manage-your-...
#PennySmartCIC #ClientSupport #MoneyTips #ReferralPartners