๐ฆ Avg 30-year fixed is 6.25% (Jan 21).
๐ 55% experts expect a modest rate rise; others predict stability or a slight drop.
๐ฎ Morgan Stanley sees rates dropping to 5.6% by year-end 2026.
#MortgageRates #RateForecast #ExpertOpinion #MarketTrends
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