3/ The duopoly: PhonePe & GPay’s reliability and offline QR/soundbox ubiquity lock in merchants and users. NPCI’s market cap delay to 2026 cements their lead. #MarketDominance #ReliabilityMoat
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3/ The duopoly: PhonePe & GPay’s reliability and offline QR/soundbox ubiquity lock in merchants and users. NPCI’s market cap delay to 2026 cements their lead. #MarketDominance #ReliabilityMoat