finews

@finews.ch

1 week ago

Banks Show That Regulation Can Work Without the State Due to their unique role in the economy, banks occupy a special position worldwide and are among the most heavily regulated industries. The fight against greenwashing in the Swiss investment sector demonstrates that regulation does not necessarily have to be government-led: According to a study conducted by the Lucerne University of Applied Sciences and Arts on behalf of the Swiss Bankers Association, banks have acted quickly and effectively through industry-specific self-regulation.

Banks Show That Regulation Can Work Without the State: Due to their unique role in the economy, banks occupy a special position worldwide and are among the most heavily regulated industries. The fight against greenwashing in the Swiss investment… #schweizerischebankiervereinigung #swissbanking

finews

@finews.ch

1 week ago

Schweizer Banken zeigen, dass Regulierung auch ohne den Staat funktioniert Banken nehmen aufgrund ihrer besonderen volkswirtschaftlichen Rolle weltweit eine Sonderstellung ein und zählen zu den am stärksten regulierten Branchen. Dass Regulierung nicht zwingend staatlich sein muss, zeigt die Bekämpfung von Greenwashing im Schweizer Anlagegeschäft: Laut einer Studie der Hochschule Luzern im Auftrag der Schweizerischen Bankiervereinigung haben Banken mit einer branchenspezifischen Selbstregulierung rasch wirksam gehandelt.

Schweizer Banken zeigen, dass Regulierung auch ohne den Staat funktioniert: Banken nehmen aufgrund ihrer besonderen volkswirtschaftlichen Rolle weltweit eine Sonderstellung ein und zählen zu den am stärksten regulierten Branchen. Dass Regulierung… #schweizerischebankiervereinigung #swissbanking

finews

@finews.ch

1 month ago

Survey on the Swiss Banking Sector: Everyday Trust, but Rising Expectations The latest opinion poll conducted by the Swiss Bankers Association (SBA) shows that economic issues are gaining in importance and that banks' contribution to stability, financing, and employment is recognized. At the same time, expectations of the industry are rising. The population is calling for clear progress, particularly in the areas of sustainability, digitalization, and international competitiveness, in order to keep the financial center fit for the future.

Survey on the Swiss Banking Sector: Everyday Trust, but Rising Expectations: The latest opinion poll conducted by the Swiss Bankers Association (SBA) shows that economic issues are gaining in importance and that banks' contribution to stability,… #swissbanking #schweizerbankiervereinigung

finews

@finews.ch

1 month ago

Umfrage zum Bankenplatz: Vertrauen im Alltag, aber wachsende Erwartungen Die aktuelle Meinungsumfrage der Schweizerischen Bankiervereinigung (SBVg) zeigt, dass wirtschaftliche Themen an Bedeutung gewinnen, und der Beitrag der Banken zu Stabilität, Finanzierung und Beschäftigung anerkannt wird. Gleichzeitig steigen die Erwartungen an die Branche. Besonders bei Nachhaltigkeit, Digitalisierung und internationaler Wettbewerbsfähigkeit fordert die Bevölkerung klare Fortschritte, um den Finanzplatz zukunftsfähig zu halten.

Umfrage zum Bankenplatz: Vertrauen im Alltag, aber wachsende Erwartungen: Die aktuelle Meinungsumfrage der Schweizerischen Bankiervereinigung (SBVg) zeigt, dass wirtschaftliche Themen an Bedeutung gewinnen, und der Beitrag der Banken zu Stabilität,… #swissbanking #schweizerbankiervereinigung

Michael B. Bishku

@mbishku.bsky.social

2 months ago

Hundreds of Nazi-linked accounts discovered at Credit Suisse, US lawmaker says Wartime accounts for the German Foreign Office, a German arms manufacturer and the German Red Cross discovered, as well as new details on scheme to help Nazis flee to Argentina

www.timesofisrael.com/hundreds-of-... — Made lots of money during WWII and afterwards! #SwissBanking

finews

@finews.ch

4 months ago

Continuing Education in the Banking Industry: Strong, Independent and Focused on the Future Swiss banks are increasingly turning to their own flexible training pathways. This confirms that a decentralized market meets today’s demand for new competencies more effectively than centrally imposed guidelines, writes Dominique Steiner, Head of Education & Academy at the Swiss Bankers Association.

Continuing Education in the Banking Industry: Strong, Independent and Focused on the Future: Swiss banks are increasingly turning to their own flexible training pathways. This confirms that a decentralized market meets today’s demand for new competencies more… #SwissBanking #Weiterbildung

finews

@finews.ch

4 months ago

Weiterbildung in der Bankenbranche: stark, eigenständig und zukunftsorientiert Die Schweizer Banken setzen in der Weiterbildung zunehmend auf eigene, flexible Bildungswege. Sie bestätigen damit, dass ein dezentraler Markt den Bedarf an neuen Kompetenzen heute besser erfüllt als zentrale Vorgaben, schreibt Dominique Steiner, Leiter Bildung & Academy der Schweizerischen Bankiervereinigung. 

Weiterbildung in der Bankenbranche: stark, eigenständig und zukunftsorientiert: Die Schweizer Banken setzen in der Weiterbildung zunehmend auf eigene, flexible Bildungswege. Sie bestätigen damit, dass ein dezentraler Markt den Bedarf an neuen Kompetenzen heute besser… #SwissBanking #Weiterbildung

Wiobs

@wiobs.bsky.social

4 months ago

Swiss Banks Face Costlier Liquidity as Credit Suisse Fallout Lingers - Swiss banks are paying higher liquidity costs two years after the Credit Suisse collapse, reshaping funding markets and driving...

Swiss Banks Face Costlier Liquidity as Credit Suisse Fallout Lingers
wiobs.com/swiss-banks-...
#Swissbanking #CreditSuissecollapse #UBStakeover #SwissNationalBank #fundingcosts #liquiditypremiums #swapspreads #Swisscreditmarket #Swissdomesticbanks

Sheppard Lens Media

@sheppardlensmedia.com

7 months ago

Part 3/6 – Swiss private-bank briefings in Epstein-linked inboxes show curation of global influence networks.

#EpsteinFiles #SwissBanking #JuliusBaer #SheppardLensMedia

finews

@finews.ch

7 months ago

German Bank Consultant Gets Ready for Switzerland Lucht Probst Associates (LPA) offered software development and consulting under one roof, serving many Swiss banks. Now they're going their separate ways: LPA is spinning off its consulting division into an independent company. Those involved say it's a stroke of luck.

German Bank Consultant Gets Ready for Switzerland: Lucht Probst Associates (LPA) offered software development and consulting under one roof, serving many Swiss banks. Now they're going their separate ways: LPA is spinning off its consulting division into an… #swissbanking #transformation

finews

@finews.ch

7 months ago

Deutscher Banken-Berater macht sich fit für die Schweiz Lucht Probst Associates (LPA) bot Software-Entwicklung und Beratung unter einem Dach an und bediente damit viele Schweizer Banken. Nun trennen sich die Wege: LPA entlässt seine Beratungssparte in die Selbstständigkeit. Die Betroffenen sprechen von einem Glücksfall. 

Deutscher Banken-Berater macht sich fit für die Schweiz: Lucht Probst Associates (LPA) bot Software-Entwicklung und Beratung unter einem Dach an und bediente damit viele Schweizer Banken. Nun trennen sich die Wege: LPA entlässt seine Beratungssparte in die… #swissbanking #transformation

finews

@finews.ch

8 months ago

Banken als Schlüsselpartner für den Erfolg von Schweizer KMU Die Schweiz bleibt Innovations- und Exportweltmeisterin. Viele KMU schöpfen ihr Potenzial nicht aus, weil der Zugang zu Finanzierungen unnötig komplex ist. Dabei könnten neue Technologien wie künstliche Intelligenz den Kreditprozess vereinfachen und so den Innovationsmotor der Schweizer Wirtschaft gezielt fördern. Banken bietet sich jetzt die Gelegenheit, die richtigen Hebel zu setzen.

Banken als Schlüsselpartner für den Erfolg von Schweizer KMU: Die Schweiz bleibt Innovations- und Exportweltmeisterin. Viele KMU schöpfen ihr Potenzial nicht aus, weil der Zugang zu Finanzierungen unnötig komplex ist. Dabei könnten neue Technologien wie künstliche… #martinhess #swissbanking

finews

@finews.ch

8 months ago

The Banks: Key Partners for Successful Swiss SMEs Switzerland remains a global leader in innovation and exports. Yet many SMEs fail to realize their full potential due to unnecessarily complex access to financing. New technologies such as artificial intelligence could simplify the credit process and thus effectively strengthen the engine of Swiss innovation. Banks now have the opportunity to use the right levers.

The Banks: Key Partners for Successful Swiss SMEs: Switzerland remains a global leader in innovation and exports. Yet many SMEs fail to realize their full potential due to unnecessarily complex access to financing. New technologies such as artificial intelligence could… #martinhess #swissbanking

Profit Trading USA

@profittradingusa.bsky.social

8 months ago

Swiss zero rate squeeze on banks may lead to bumpy ride for borrowers By Oliver Hirt, John Revill and Ariane Luthi ZURICH (Reuters) -Banks in Switzerland will be searching for other ways to squeeze borrowers as their lending margins are hit by the central bank’s introduction of zero rates, analysts say, suggesting banking services and some types of credit may soon get costlier. The Swiss National Bank’s June decision to cut its benchmark rate to zero took the country’s borrowing costs to the lowest level among major economies - far lower than the neighbouring European Central Bank’s key 2.0% deposit rate, for example. Following the SNB’s two rate cuts this year, banks may see their net interest income fall by about 660 million Swiss francs ($830 million) this year, Daniel Geissmann from banking consultancy zeb estimates. Banks made roughly 20 billion francs from this business in 2024. "Zero interest rates are the worst-case scenario for banks," Geissmann said. "The banks lose because they can’t pass on the rate cut to deposits." When interest rates were last around 0% between 2011 and 2015, Swiss banks’ net interest rate margin fell from 1.4% to 1.1%, hitting profits, SNB data show. Geissmann estimated banks lost out on nearly 4 billion francs between 2011 and 2014, but noted the effect would likely be less pronounced this time because lenders are starting from a lower margin level. Reluctant to pass the cost on to depositors via sub-zero rates, if banks want to protect their profits they must make up for the missing revenues elsewhere. Martin Hess (NYSE:HES), chief economist of the Swiss Bankers Association (SBA (LON:SBA)), said credit could become more expensive as banks have to rely on costlier sources of funding such as capital market instruments instead of deposits. "Ultimately, this will be passed on to the real economy and customers," he said, pointing to higher mortgage costs. PROPERTY Ultra-low interest rates tend to fuel demand for property, with the 2011 to 2015 period seeing house prices jump by 15%, triple the rate in 2000-2005, SNB data show. "This increased risks in the property market of overvaluations and a correction, although it didn’t happen last time," said GianLuigi Mandruzzato, an economist at EFG Bank. "These risks could emerge again." It was also challenging for insurers and pension funds, which found it hard to generate returns to cover their commitments as yields from bond investments plunged, he noted. UBS economist Maxime Botteron said that banks may also become increasingly reluctant to lend if the yield curve flattened further or inverted with rates at zero. The stock market is also not immune to the impact of the SNB’s zero rates. With official rates well below those of other central banks in Europe and North America, shares of Switzerland’s main listed banks have already begun to underperform those of their rivals. Shares of UBS, which faces tougher capital rules following its 2023 takeover of Credit Suisse, are up just 2.2% in 2025, while Julius Baer (SIX:BAER)’s shares are down 6.7% as new management seeks to draw a line under a recent run of setbacks. The Stoxx European Banks Index, by contrast, has risen 29.3% this year, highlighting the Swiss underperformance. Savings and loans banks are likely to be most affected by the erosion of lending margins. Banks that primarily collect deposits and issue mortgages such as Raiffeisen and Valiant generate more than 70% of their revenue from their interest business, company data show. Less affected are outright wealth and asset managers like Julius Baer and Vontobel, which derive only around 10% from interest income. Diversified lenders like UBS at about 15% and ZKB with 54% lie in between. Vontobel banking analyst Andreas Venditti said that how hard banks are hit by zero rates will ultimately depend on how long those rates stay in place. "The problem gets worse if you stay at zero for a longer period of time," he said. "Interest margins in Europe and especially in the U.S. are much higher." ($1 = 0.7966 Swiss francs) Before you buy stock in BAER, consider this: ProPicks AI are 6 easy-to-follow model portfolios created by Investing.com for building wealth by identifying winning stocks and letting them run. Over 150,000 paying members trust ProPicks to find new stocks to buy – driven by AI. The ProPicks AI algorithm has just identified the best stocks for investors to buy now. The stocks that made the cut could produce enormous returns in the coming years. Is BAER one of them?

Click Subscribe. #SwissBanking #ZeroInterestRate #Borrowers #EconomyNews #Finance

Profit Trading USA

@profittradingusa.bsky.social

9 months ago

Click Subscribe. #SwissBanking #WealthManagement #PrivateBanking #FinancialReport #InvestmentStrategies

finews

@finews.ch

10 months ago

Swiss Banking Between Confidence and Self-Reassurance Private wealth management is by nature a discreet business. That makes the sentiment expressed at the Private Banking Day all the more valuable. In a time of growing international pressure and mounting uncertainty, the event’s focus on «Swissness» can also be interpreted as a clear statement of intent.

Swiss Banking Between Confidence and Self-Reassurance: Private wealth management is by nature a discreet business. That makes the sentiment expressed at the Private Banking Day all the more valuable. In a time of growing international pressure and mounting uncertainty, the… #swissbanking #swissness

finews

@finews.ch

10 months ago

Erol Bilecen: «Pieces Still Missing From Climate Jigsaw»  If Switzerland is serious about implementing the Paris Agreement on climate change, everyone needs to pull together. One tried-and-tested instrument could make this easy to achieve. means, Erol Bilecen, Head Sustainable Finance at Swiss Banking. 

Erol Bilecen: «Pieces Still Missing From Climate Jigsaw» : If Switzerland is serious about implementing the Paris Agreement on climate change, everyone needs to pull together. One tried-and-tested instrument could make this easy to achieve. means, Erol Bilecen, Head… #swissbanking #Carontax

finews

@finews.ch

10 months ago

Erol Bilecen: «Es fehlen noch Teile im Klima-Puzzle»  Wenn die Schweiz es ernst meint mit der Umsetzung des Pariser Klimaabkommens, müssen alle Akteure am selben Strang ziehen. Das liesse sich mit der konsequenten Anwendung eines bewährten Instruments einfach erreichen, schreibt Erol Bilecen, Leiter Sustainable Finance der Schweizerischen Bankiervereinigung in seinem Meinungsbeitrag. 

Erol Bilecen: «Es fehlen noch Teile im Klima-Puzzle» : Wenn die Schweiz es ernst meint mit der Umsetzung des Pariser Klimaabkommens, müssen alle Akteure am selben Strang ziehen. Das liesse sich mit der konsequenten Anwendung eines bewährten Instruments einfach erreichen,… #swissbanking #Carontax

finews

@finews.ch

11 months ago

Die Schweiz gestaltet die digitale Finanzarchitektur mit Technologischer Fortschritt ist integraler Bestandteil der heutigen Finanzwelt – und stellt für die beteiligten Akteure sowohl Chancen als auch Risiken dar. Wie lassen sich technologische Potenziale ausschöpfen, ohne Stabilität und Vertrauen zu gefährden? Und welche Rolle spielt die Schweiz im globalen Wettbewerb um Standards und Souveränität? 

Die Schweiz gestaltet die digitale Finanzarchitektur mit: Technologischer Fortschritt ist integraler Bestandteil der heutigen Finanzwelt – und stellt für die beteiligten Akteure sowohl Chancen als auch Risiken dar. Wie lassen sich technologische Potenziale ausschöpfen,… #swissbanking #augustbenz

finews

@finews.ch

11 months ago

Switzerland is Shaping the Digital Financial Architecture Technological progress is an integral part of today’s financial world — offering both opportunities and risks for all involved. How can we harness technological potential without endangering stability and trust? And what role does Switzerland play in the global competition for standards and sovereignty?

Switzerland is Shaping the Digital Financial Architecture: Technological progress is an integral part of today’s financial world — offering both opportunities and risks for all involved. How can we harness technological potential without endangering stability and trust?… #swissbanking #augustbenz

Elvis Eckardt Recruitment

@elviseckardtrec.bsky.social

11 months ago

Also weighing on UBS: Switzerland’s regulatory debate.

Ongoing discussions around stricter rules post-Credit Suisse merger are dampening investor sentiment.

#SwissBanking #UBS #Regulation

finews

@finews.ch

11 months ago

This is How Much the Banking Sector Contributes to the Swiss Economy The banking association Swiss Banking has presented a study that underscores the importance of the financial industry for the Swiss economy. To ensure this remains the case, prudent strategic decisions and smart, focused regulation are needed.

This is How Much the Banking Sector Contributes to the Swiss Economy: The banking association Swiss Banking has presented a study that underscores the importance of the financial industry for the Swiss economy. To ensure this remains the case, prudent strategic decisions and… #SwissBanking #SBVg

finews

@finews.ch

11 months ago

So viel steuert der Bankensektor zur Schweizer Wirtschaft bei Der Bankenverband Swiss Banking hat eine Studie vorgelegt, welche die Bedeutung der Finanzindustrie für die Schweizer Volkswirtschaft unterstreicht. Damit das so bleibt brauche es umsichtige strategische Weichenstellungen sowie eine kluge und fokussierte Regulierung.

So viel steuert der Bankensektor zur Schweizer Wirtschaft bei: Der Bankenverband Swiss Banking hat eine Studie vorgelegt, welche die Bedeutung der Finanzindustrie für die Schweizer Volkswirtschaft unterstreicht. Damit das so bleibt brauche es umsichtige strategische… #SwissBanking #SBVg

Elvis Eckardt Recruitment

@elviseckardtrec.bsky.social

1 year ago

🏦 According to reports, demand for Swiss financial services has increased by 50% compared to Biden's inauguration, with many looking to secure their assets away from the instability surrounding US politics.

#FinancialPlanning #SwissBanking

Profit Trading USA

@profittradingusa.bsky.social

1 year ago

Exclusive-UBS floats concessions to broker Swiss capital compromise, say sources By Ariane Luthi and Oliver Hirt ZURICH (Reuters) - Two years since it acquired Credit Suisse to create a Swiss banking giant, UBS is trying to head off tougher regulations by offering to limit the future size of its investment bank and hold more capital, people familiar with discussions said. The 2023 collapse of Credit Suisse was a watershed for Switzerland, leaving it with just one global lender and prompting regulators to demand it hold more capital to make the industry safer. UBS executives say that will hurt Swiss financial competitiveness, while the head of the main Swiss banking lobby warned this month that excessive demands could spur the lender to move its headquarters abroad. "I never expected the greatest obstacle to delivering a successful outcome would come from the same authorities who asked us to take on the Credit Suisse challenge," UBS CEO Sergio Ermotti said in a memo to staff he published on March 19, reflecting on the regulatory challenges. UBS makes most of its profits managing money for the wealthy, but if it is saddled with excessive capital demands, it could depress the bank’s shares and make it a takeover target, according to two people familiar with the lender’s concerns. Its wealth management business in particular could be attractive to rivals such as Morgan Stanley, JPMorgan, Goldman Sachs and HSBC, one of the people said. Behind the scenes, UBS is offering regulators some reassurances so it can avoid having to stump up what it estimates could total over $40 billion in additional capital compared to where it stood before buying Credit Suisse. That is the amount it would need should the bank be required to back its participation in foreign entities with 100% equity instead of 60% at present, as financial regulator FINMA wants, according to a UBS presentation to lawmakers seen by Reuters. One potential concession UBS has floated to politicians is capping the investment bank at around 30% of its total business, according to two people familiar with the matter. The division, which trades stocks and bonds and advises companies on deals, is considered riskier than some other businesses because of its direct exposure to market swings. Excluding non-core and legacy assets, the investment bank accounted for about 21% of UBS’s risk-weighted assets at end-2024, allowing some room for growth. The division accounted for nearly two-thirds of such assets in 2008, when UBS needed a government bailout, an experience that weighs on Swiss public debate about regulation. Another concession is an offer to bolster the bank’s capital, albeit not as much as some politicians are looking for. UBS estimates that as a result of the Credit Suisse takeover and new international rules, it will already need as much as $19 billion in additional capital.UBS may be prepared to add a further $5 billion, two sources said, a fraction of the amount advocates for strict capital rules, such as FINMA, would like it to hold. A UBS spokesperson said the bank supported in principle the government’s efforts to strengthen financial stability provided they did not put disproportionate burdens on the institution. "UBS is already one of the best-capitalized banks globally," the spokesperson said. In May, the government is due to give an estimate of how much additional capital UBS should hold under the new rules, though the final approval process for the regulation could take until 2028 or longer, officials say. Meanwhile, UBS is examining all possible scenarios, including moving its headquarters, though it has no intention of leaving Switzerland, two sources said. Last month’s government decision to make parliament responsible for the new rules opened the door for UBS to lobby lawmakers into taking the sting out of regulation even as the industry stirs the threat the bank could disappear. Franziska Ryser, a lawmaker from the centre-left Green Party who sits on the economic affairs and taxation committee which oversees banking regulation, rejected the notion that the regulatory overhaul could trigger the bank’s departure. "There won’t be demands made leading to these consequences. This will all be discussed calmly and a suitable solution will be found," she told Reuters. "Extreme rules won’t be set."

Click Subscribe #UBS #CreditSuisse #BankingNews #InvestmentBanking #SwissBanking

CryptosNewss

@cryptosnewss.bsky.social

1 year ago

Swiss National Bank Rejects Bitcoin Reserve, Highlights Volatility And Risks - Amid growing global momentum toward digital assets, the Swiss National Bank (SNB) has decisively ruled out incorporating Bitcoin or other cryptocurrencies

🇨🇭 Swiss National Bank Says No to Bitcoin Reserves!
The SNB rejects Bitcoin as a reserve asset, citing volatility and legal concerns, while the U.S. creates a Strategic Crypto Reserve.
#Bitcoin #BitcoinReserve #SwissBanking #BlockchainAdoption #CryptoReserves

cryptosnewss.com/swiss-nation...

finews

@finews.ch

1 year ago

Stunde der Wahrheit für UBS & Co. Die kombinierte Grossbank präsentiert kommenden Dienstag ihren Jahresabschluss. In der gleichen Woche werden die Zahlen von zwei weiteren prominenten Banken publik. Alle stehen unter besonderer Beobachtung. 

Stunde der Wahrheit für UBS & Co.: Die kombinierte Grossbank präsentiert kommenden Dienstag ihren Jahresabschluss. In der gleichen Woche werden die Zahlen von zwei weiteren prominenten Banken publik. Alle stehen unter besonderer Beobachtung.  #swissbanking #results2024

Swiss Private Banking

@swissprivatebanking.info

1 year ago

#UBS #BCGE #ZurichKantonalBank #JuliusBaer #EFG #Syz #Heritage #Vontobel #PrivateBanking #SwissBanking #Privatebanks #InsideParadePlatz #SwissPrivateBanking #WealthManagement #Switzerland #LombardOdier #Bordier #Gonet

Swiss Private Banking

@swissprivatebanking.info

1 year ago

#banking #wealthmanagement #swissbanks #switzerland #swissprivatebanking
#swissbanking
www.swissprivatebanking.info

Sandro Hofmann 🦋

@d3llacort3.bsky.social

2 years ago

Top Banken 2024: Das sind die beliebtesten Banken der Schweiz Erstmals hat die «Handelszeitung» die Top Banken und Top Kreditkarten erhoben. Auf Rang eins der Retailbanken liegt die Migros Bank.

Welches sind die beliebtesten Banken der Schweiz? Das Ranking «Top Banken 2024» von @statista.bsky.social und der «Handelszeitung» gibt dazu Antworten. #hzbanking #topbank2024 #retailbanking #swissbanking