Web Payments and Digital Identity Standards Are Converging – #TIL In this episode Heather Flanagan examines how web payments and digital identity are converging at the W3C, exploring digital wallets, browser-based APIs, and regulatory pressure shaping modern payment flows and trust on the web today as standards discussions reveal shifting assumptions across ecosystems. Discover how Secure Payment Confirmation, passkeys, browser-bound keys, and the Digital Credentials API influence fraud prevention, interoperability, and auditability, and why agentic AI, mandate-based consent, and wallet fragmentation make identity design decisions increasingly critical for payments, institutions, and users worldwide.

I spent some time with the Web Payments discussions at W3C TPAC, and wow—there’s a lot shifting between payments and digital identity. Here’s my take on what stood out based on a review of the meeting minutes.

#DCAPI #WebPayments #DigitalCredentials

Two APIs Walk Into a Browser: FedCM vs. the DC API In this episode of The Digital Identity Digest, Heather Flanagan explores how two emerging browser APIs—FedCM and the Digital Credentials API—are reshaping the identity layer of the web. Learn why browsers are shifting from passive intermediaries to active participants as privacy reforms and regulatory pressure accelerate. Discover how these APIs differ in governance, user experience, and architectural philosophy, and why their proximity raises questions about future convergence. In this episode, explore what this evolution means for federated login, verifiable credentials, wallet ecosystems, and the broader digital identity landscape.

How “smart” and “dumb pipe” identity APIs are reshaping the browser’s role in digital identity. What happens when FedCM and the DC API sit this close together?

#FedCM #DigitalIdentity #DCAPI #WebStandards #IdentityStandards

OpenID for Verifiable Presentations 1.0 is now final!

This is the core presentation protocol used with the Digital Credentials API.

openid.net/specs/openid...

#dc #oid4vp #vdc #mdl #vc #sdjwt #eudiw #dcapi #digitalcredentials

The First Public Working Draft of the W3C Digital Credentials API is now published 🎉

www.w3.org/TR/digital-c...

#dcapi #vdc #digitalcredentials #mdl #sdjwt #vc

Awesome finally meeting @Julesmarie at #DCAPI last night. Always fun/freaky/awkward seeing online friends IRL.

.@gbinal at #DCAPI describing an API to query for government APIs. "Coming soon" #apinception http://twitpic.com/bzvm1p