Russell Vought’s Latest Attempt to Dismantle CFPB Will Cut 70 Percent of Agency Staff, Leaving it Unable to Protect Consumers from Financial Scammers #DefendCFPB #ProtectConsumers www.responsiblelending.org/media/russel...

CFPB Seeks Green Light To Shed Half Of Staff In New Plan - Law360 The Consumer Financial Protection Bureau has asked the D.C. Circuit to let it proceed with a new plan to lay off roughly half of its remaining staff, arguing this latest downsizing proposal moots conc...

"This latest attempt to eliminate essential staff at the CFPB would reduce the bureau to an empty shell, unable to fulfill the functions the CFPB is statutorily required to engage in." @chichiwu.bsky.social via @law360.bsky.social #ProtectConsumers www.law360.com/articles/246...

Trump's VA killed a home loan program. Vets are now losing their homes because of it Foreclosures on VA loans are at their highest level in a decade. VA has a fix but it is months away and could still leave vets worse off than most other homeowners.

Advocates are pushing the VA to ask the mortgage industry to hold off foreclosing on vets until its new program gets up and running. That would buy time for the tens of thousands of vets who are already behind on their loans. #ProtectConsumers 2/2 @npr.org #Veterans www.npr.org/2026/04/02/n...

Zombie Mortgages Are Back: Why Old Home Loans Are Resurfacing Forgotten second mortgages from the housing crash are reappearing — sometimes with bigger balances and foreclosure risk.

A zombie mortgage can quickly turn a homeowner’s finances upside down. Debt collectors often arrive with sudden payment demands, leaving borrowers scrambling to understand a debt they may not have known still existed. #ProtectConsumers @kiplinger.com.web.brid.gy www.kiplinger.com/real-estate/...

Building Energy Codes Could Weaken Under New Plan, Raising Bills New proposal would allow efficiency requirements to stagnate—or even weaken—raising long-term energy costs

Building energy codes have saved families and businesses billions of dollars in recent decades, cutting utility bills. 𝐁𝐮𝐭 𝐚 𝐧𝐞𝐰𝐥𝐲 𝐫𝐞𝐥𝐞𝐚𝐬𝐞𝐝 𝐩𝐫𝐨𝐩𝐨𝐬𝐚𝐥 𝐜𝐨𝐮𝐥𝐝 𝐜𝐡𝐚𝐧𝐠𝐞 𝐭𝐡𝐚𝐭 𝐭𝐫𝐚𝐣𝐞𝐜𝐭𝐨𝐫𝐲. @aceee.org #ProtectConsumers www.aceee.org/blog-post/20...

Buy Now, Suffer Later The promises of Klarna and other “buy now, pay later” companies are too good to be true.

Adam Rust @consumerfed.bsky.social said buy now, pay later “sounds like it’s light & easy. ‘I’m not going to pay any interest? Wow — this is what I’ve been waiting for.’ That’s the glitter.”

The reality is a little more worrisome. @levernews.com #ProtectConsumers www.levernews.com/buy-now-suff...

#Borax is my laundry's best friend, & now you're telling me this?!

#protectconsumers #destroymoneyhungryindustries #whyisntthismorecommonlyknown

Seriously people. Buy borax. & No. They aren't sponsoring me.

Spring Training - NACA Register Today Why Attend? Join the community of consumer advocates to learn from leaders how we can work together to support and protect the vulnerable from financial exploitation and fight back agai...

Spring Training is 𝐀𝐩𝐫𝐢𝐥 𝟑𝟎 - 𝐌𝐚𝐲 𝟑! Bundle the 𝐂𝐨𝐧𝐬𝐮𝐦𝐞𝐫 𝐏𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧 𝐟𝐨𝐫 𝐓𝐞𝐧𝐚𝐧𝐭𝐬 𝐓𝐫𝐚𝐜𝐤 & 𝐂𝐥𝐚𝐬𝐬 𝐀𝐜𝐭𝐢𝐨𝐧 𝐈𝐧𝐭𝐞𝐧𝐬𝐢𝐯𝐞 to 𝐒𝐀𝐕𝐄 on registration. 𝐑𝐞𝐠𝐢𝐬𝐭𝐞𝐫 𝐧𝐨𝐰! #ProtectConsumers #ConsumerLaw @consumeradvocates.bsky.social www.consumeradvocates.org/training-eve...

“We urge the VA to stabilize homeownership for Veterans who earned the home loan benefit through service and sacrifice,” said Alys Cohen @nclc4consumers.bsky.social. #FairHousing #ProtectConsumers www.nclc.org/house-vetera...

New Data Shows Alarming Rise in Home Energy Insecurity “These findings paint an alarming picture of the growing challenges families face in heating and cooling their homes and keeping the lights on."

Key findings from our analysis of the preliminary 2024 RECS data include:

• US households experiencing energy insecurity rose from 27% to 33%
• Nearly 25% reported reducing or forgoing food or medicine to pay their energy bills
#ProtectConsumers #LIHEAP 2/2
www.nclc.org/new-data-sho...

New earned wage access schemes are worsening the affordability crisis New app-based programs resemble payday loans, often trapping users in a pattern of fee-based transactions while demanding "tips" that cost some consumers hundreds of dollars per year.

A new, slick breed of payday loan app is extracting profits from people struggling with the affordability crisis. Like "payday loans on steroids," lenders are luring cash-strapped workers into a downward spiral. #StopTheDebtTrap #Fintech #ProtectConsumers www.americanbanker.com/payments/opi...

Unwanted Scam Calls Are Out of Control, But One Strategy Can Silence Them It is possible to make sure annoying unsolicited phones calls don't disrupt your day.

"We have been maintaining for some time that Stir/Shaken is not working to ensure accurate caller ID ... The numbers of unwanted calls are about the same as they have been for years." #EndRobocalls #ProtectConsumers @yahoonews.com tech.yahoo.com/phones/artic...

Spring Training - NACA Register Today Why Attend? Join the community of consumer advocates to learn from leaders how we can work together to support and protect the vulnerable from financial exploitation and fight back agai...

𝐄𝐚𝐫𝐥𝐲 𝐛𝐢𝐫𝐝 𝐫𝐞𝐠𝐢𝐬𝐭𝐫𝐚𝐭𝐢𝐨𝐧 𝐞𝐧𝐝𝐬 𝐭𝐨𝐝𝐚𝐲! Register now for the 𝟐𝟎𝟐𝟔 𝐒𝐩𝐫𝐢𝐧𝐠 𝐓𝐫𝐚𝐢𝐧𝐢𝐧𝐠 from April 30 - May 1 (post-conference intensives May 2-3) in 𝐌𝐢𝐧𝐧𝐞𝐚𝐩𝐨𝐥𝐢𝐬.
@consumeradvocates.bsky.social #ProtectConsumers #ConsumerLaw www.consumeradvocates.org/training-eve...

Consumer debt collection cases spike 60% in two years in Mass. courts A new report shows consumer debt cases have surged in Massachusetts. Legislation to reduce the interest rate companies can charge when they win have so far failed.

“It’s important to use that information to try to better work with individuals who are being sued, provide the resources, provide procedures that work,” said April Kuehnhoff @nclc4consumers.bsky.social via @wgbh.org #mapoli #ProtectConsumers #FairDebt www.wgbh.org/news/local/2...

Spring Training - NACA Register Today Why Attend? Join the community of consumer advocates to learn from leaders how we can work together to support and protect the vulnerable from financial exploitation and fight back agai...

𝐄𝐚𝐫𝐥𝐲 𝐛𝐢𝐫𝐝 𝐫𝐞𝐠𝐢𝐬𝐭𝐫𝐚𝐭𝐢𝐨𝐧 𝐞𝐧𝐝𝐬 𝐭𝐨𝐦𝐨𝐫𝐫𝐨𝐰! Register today for the 𝟐𝟎𝟐𝟔 𝐒𝐩𝐫𝐢𝐧𝐠 𝐓𝐫𝐚𝐢𝐧𝐢𝐧𝐠 from April 30 - May 1 (post-conference intensives May 2-3) in 𝐌𝐢𝐧𝐧𝐞𝐚𝐩𝐨𝐥𝐢𝐬.
@consumeradvocates.bsky.social #ProtectConsumers #ConsumerLaw www.consumeradvocates.org/training-eve...

The Munóz family lost their dream home when their monthly payments shot up.

Property taxes were assessed for a piece of land with no home on it, making it look like the house was within their budget. #FairHousing #ProtectConsumers via @moreperfectunion.bsky.social www.youtube.com/watch?v=AO2q...

The plaintiffs say that low-quality food and small portions are part of Aramark’s scheme to “drive people incarcerated at Mt. Olive and their loved ones to purchase food that should be provided for free.” #CriminalJustice #ProtectConsumers @theappeal.org theappeal.org/aramark-west...

MrBeast’s finance app for kids is backed by a bank that’s faced regulatory scrutiny and a fintech partner’s failure The YouTuber’s new fintech venture relies on Evolve Bank & Trust, a partner bank of the now-collapsed Synapse that has dealt with numerous setbacks.

“One of the last places in the world I would want my teen to put money is an app associated with Evolve,” said Lauren Saunders @nclc4consumers.bsky.social. #ProtectConsumers #Fintech #StopTheDebtTrap via @marketwatch.com www.marketwatch.com/story/mrbeas...

‘Zombie’ Second Mortgages Spur New Battles in State Capitols Debt collectors are blindsiding borrowers with years of back interest on old home loans. States are becoming a flashpoint in the legal battle.

Without federal enforcement of consumer protection laws, debt collectors can exploit loopholes in the patchwork of state laws

“It’s like reinventing the wheel in each state,” said Andrea Bopp Stark @nclc4consumers.bsky.social. #ProtectConsumers @bloomberg.com www.bloomberg.com/news/feature...

Digital Library: 7 Biggest Mistakes When Attacking an Arbitration Requirement This article describes seven of the biggest mistakes consumer litigants make in responding to arbitration provisions.

A new NCLC Digital Library article details seven key mistakes consumers make in attacking arbitration requirements, including underestimating arbitration’s ability to provide individual and even broad-based relief. #ProtectConsumers #ConsumerLaw www.nclc.org/digital-libr...

Trump Seeks to Strip Mortgage Rules Created to Prevent Another Financial Crisis E.O. Rolls Back the Mortgage Lending Clock to Subprime Lending’s Heyday

“The market the President’s order would return us to is one of rampant discrimination, high and anti-competitive rates, and frequent calamitous market failures,” Diane Thompson @nclc4consumers.bsky.social said. “We must reject this dangerous rollback." #ProtectConsumers www.nclc.org/trump-seeks-...

Christopher Greenwood: The high cost of workplace payday loan apps in Illinois Illinois got rid of storefront payday loans. But savvy marketing campaigns have tricked consumers into turning back to paying to get paid.

"Modern technology may have changed how workers borrow, but the consequences of carving a hole in next week’s paycheck for this week’s expenses remain the same. These apps force workers to pay to be paid." @chicagotribune.com #StopTheDebtTrap #ProtectConsumers www.chicagotribune.com/2026/03/13/o...

Debt Settlement's Legal Loophole | Bankrate Bankrate's investigation into the $23 billion debt relief industry, where some settlement firms masquerade as law firms to scam consumers.

Debt settlement is meant to fast track getting you out of the red when you’re in debt. Instead of walking away with less debt, consumers who fall prey to the attorney model can end up with ruined credit and money spent out of pocket. @bankrate.com #ProtectConsumers www.bankrate.com/personal-fin...

Letter to Senators Thune, Schumer in Support of the Bipartisan 21st Century ROAD to Housing Act The National Consumer Law Center (NCLC), on behalf of its low-income clients, supports the Senate’s 21st Century ROAD to Housing Act legislative package and encourages its swift passage. The Act inclu...

Today, the Senate passed the 21st Century ROAD to Housing Act to make homeownership more sustainable and address challenges with housing supply and affordability. The House should swiftly follow suit.

Read NCLC's letter of support: www.nclc.org/resources/le...
#ProtectConsumers #FairHousing

Credit bureaus are leaving more mistakes on frustrated consumers’ reports under Trump’s CFPB | CNN Business TransUnion and Experian, two of the three major credit bureaus, have started dismissing a larger share of consumer complaints without help since the Trump administration began dismantling the CFPB.

Without a functioning #CFPB, enforcement may fall to state attorneys general and private lawsuits. The FTC can bring cases but lacks the authority to conduct routine supervision.

A future without a CFPB will leave consumers increasingly trapped. #ProtectConsumers www.cnn.com/2026/03/11/b...

2026 Mortgage Conference Virtual | July 14 – 17, 2026 Pre-Conference Affirmative Litigation Skills in Mortgage Cases Intensive: July 13, 2026 Join us virtually for expert-led sessions on need-to-know topics and pressing issue...

𝐒𝐚𝐯𝐞 𝐭𝐡𝐞 𝐃𝐚𝐭𝐞: The 2026 Mortgage Conference (Virtual) is 𝐉𝐮𝐥𝐲 𝟏𝟒 -𝟏𝟕 | Pre-Conference Intensive 𝐉𝐮𝐥𝐲 𝟏𝟑

Join NCLC & @consumeradvocates.bsky.social virtually for expert-led sessions on need-to-know topics.
#ProtectConsumers #ConsumerLaw www.nclc.org/event/2026-m...

Consumer Federation of California Statement on Settlement between Trump DOJ and Live Nation/Ticketmaster Sacramento, CA – Today, Robert Herrell, Executive Director of the Consumer Federation of California, issued the following statement in response to Trump DOJ and Live Nation/Ticketmaster settl…

"Rule one of monopolies – they never give up power. It always has to be taken from them. The monopoly should be broken up & then perhaps elements of this “agreement” might be up for discussion. But this deal stinks and consumers can smell the stench from miles away.” #Ticketmaster #ProtectConsumers

Credit Bureaus Are Leaving More Mistakes on Frustrated Consumers’ Reports Under Trump’s CFPB The credit bureaus have started dismissing a larger share of consumer complaints without help since the Trump administration began dismantling the CFPB.

TransUnion and Experian, have sharply reduced the share of consumer complaints they resolved in customers’ favor, according to a @propublica.org analysis.

The credit bureaus “want to do as little as possible,” said @chichiwu.bsky.social. #ProtectConsumers www.propublica.org/article/cred...

Rocket accused of kickback scheme, hiking cost of homebuying Plaintiffs' attorneys describe the alleged deal between Rocket and real estate agents as "a perpetual loop of illegal referrals and kickbacks."

If the case against Rocket is successful, "it will really send a message that this kind of thing shouldn't be tolerated," said Andrew Pizor, NCLC senior attorney. "It'll promote competition, which usually lowers prices for consumers." #ProtectConsumers

Trump’s Reckless Gutting of the Consumer Financial Protection Bureau As the cost of living continues to spiral upward, the White House is dismantling the government agency built to protect Americans from financial ruin.

Under Vought’s leadership, the CFPB has become a “zombie regulator.” The bureau has dropped at least forty lawsuits and other enforcement actions, valued at more than $3B. 𝐓𝐡𝐞 𝐭𝐢𝐦𝐢𝐧𝐠 𝐨𝐟 𝐭𝐡𝐢𝐬 𝐩𝐮𝐥𝐥𝐛𝐚𝐜𝐤 𝐜𝐨𝐮𝐥𝐝𝐧’𝐭 𝐛𝐞 𝐰𝐨𝐫𝐬𝐞. #ProtectConsumers www.newyorker.com/magazine/202...