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Posts by Jay Fleischman

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3/16/26: PSLF Buyback is taking longer than ever

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Student loan so old it fell off your credit report? Doesn’t mean you’re off the hook

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SAVE Plan died again between the time I posted the last video and this one

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3/9/26 SAVE Plan drama continues as borrowers file a lawsuit to compel the Department of Educat

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If you and your spouse have federal student loans, here’s how your IDR payments are calculated

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Filing separate tax returns may lower your student loan payments, but the impact on your taxes

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Is the new Income-Driven Repayment (IDR) Plan for your federal student loans considered a "qualifying plan" for Public Service Loan Forgiveness?

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spousal income can count for RAP but it’s not required

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Here are the important deadlines for current student loan borrowers to qualify for, keep, and switch to existing repayment plan options

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Getting your student loans forgiven under PSLF is life-changing, so don’t risk it due to impati

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With PSLF forms, timing is everything

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The pending overhaul of Public Service Loan Forgiveness specifically targets healthcare providers who offer gender affirming care to trans children and young adults

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PSLF buyback is experiencing ever-increasing backlogs. Applications are being processed but the

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Public Service Loan Forgiveness is being overhauled, but will it impact your loans?

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PSLF regulations are being overhauled but nothing will change until July 2026 at earliest, so let’s not panic yet #studentloans #pslf #studentloanlawyer

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Switching your federal student loan IDR plan is often a matter of timing

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I’ve been looking for a reason to use this sound

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Keeping your federal student loans in SAVE while making interest-only payments may work for some borrowers, but consider your situation before jumping at this strategy

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De'ann Romanick Your spouse’s income doesn’t need to be a factor in your federal student loan p

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Everyone is entitled to an opinion, and to keep it to themselves

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Federal student loan system will be offline August 2-3, 2025

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If your student loans are held up in the SAVE Plan forbearance, don’t panic! Your loans will not go back into repayment on August 1, 2025.

The current forbearance won’t vanish overnight, but interest on your loans will begin to accrue again.

Should you stay in forbearance? Switch repayment plans?

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When it comes to federal student loans and IDR plans, the most important element is your discre

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College costs money, so here’s one way to find out if you’re making a bad investment

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IBR forgiveness paused, not gone so don’t panic (yet)

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Department of Education halts student loan forgiveness under IBR, but it's not time to panic (yet).

Forgiveness hasn't ended. IBR hasn't ended. PSLF hasn't ended.

There's a glitch in the system and they're working to fix it. Unfortunately, it will probably take a while, because half the staff was

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460k requests to enter into an IDR Plan or switch to a different plan will be denied by the US

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legal has entered the chat

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Considering student loan consolidation? Not so fast

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Parent PLUS borrowers who take out new loans after June 30, 2026, will face challenges under the new student loan repayment and forgiveness laws.

Watch this so you can understand the risks and how to protect yourself.

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