CBNK Reports 4Q EPS of $0.91; 4Q ROA of 1.71% and ROE of 15.23%; FY 2025: Record Earnings, Double-Digit Balance Sheet Growth and a 1.71% ROA Capital Bancorp (NASDAQ: CBNK) reported 4Q 2025 GAAP net income of $15.0M or $0.91 EPS, roughly flat vs. 3Q 2025 and up from $7.5M in 4Q 2024. Core net income was $15.0M ($0.91), above 3Q core results. Key returns: ROA 1.71% and ROE 15.23%. Balance sheet growth included gross loans of $2.96B (up $137.5M in 4Q, 19.3% annualized) and total deposits up $180.9M (24.6% annualized). NIM was 5.94% (down 42 bps QoQ). Board declared a $0.12 cash dividend payable Feb 28, 2026; repurchased 304,288 shares for $8.6M in 4Q.

#CBNK CBNK Reports 4Q EPS of $0.91; 4Q ROA of 1.71% and ROE of 15.23%; FY 2025: Record Earnings, Double-Digit Balance Sheet Growth and a 1.71% ROA

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Capital Bank (CBNK) expands SBA leadership team to strengthen national small business lending platform Capital Bank adds seasoned SBA executives in sales, credit and operations, aiming to enhance government-guaranteed lending and deepen service to entrepreneurs nationwide.

#CBNK Capital Bank Accelerates SBA Growth with a Strategic Expansion of its SBA Team

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CBNK Reports 3Q EPS of $0.89; 3Q ROA of 1.77% and ROE of 15.57%; Continued Strong Growth in Loans and Book Value Third Quarter 2025 Highlights GAAP Net Income of $15.1 million, or $0.89 per share, and return on average assets ("ROA") of 1.77% Core net income ( 1 ) of $12.2 million, or $0.72 per share, and Core ROA (1) of 1.43% Book value per common share of $23.80 at September 30, 2025, increased $0.88

#CBNK CBNK Reports 3Q EPS of $0.89; 3Q ROA of 1.77% and ROE of 15.57%; Continued Strong Growth in Loans and Book Value

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Trade Alerts, Wednesday September 10, 2025 – Crystal Equity Research

Small-cap stocks registering bearish MACD crossover signal, Wed Sept 10th - #ZEUS #STKL #RSVR #PHAT #OCFC #NATR #MIST #LKFN #IBEX #HCSG #FMBH #WASH #ENTA #DCOM #CBNK #BFC #ZEPP #UTZ #TRTX #SGU #RMAX #OLP #TASK #NIC #LXFR #IVR #HLF - More: crystalequityresearch.com/trade-alerts... - #smallcap

CBNK Reports 2Q ROA of 1.60% and EPS of $0.78 Growth across Loans, Deposits, and Cards accompanied by Improving Credit Delivers Strong Profitability Capital Bancorp (NASDAQ: CBNK) reported strong Q2 2025 financial results with GAAP net income of $13.1 million, or $0.78 per share, and a return on assets (ROA) of 1.60%. The company demonstrated robust growth across key metrics, with core net income of $14.2 million, or $0.85 per share. Notable achievements include gross loan growth of $61.4 million (9.2% annualized) in Q2, and total deposit growth of $49.4 million (6.9% annualized). The company maintained a strong net interest margin of 6.04% and increased its quarterly cash dividend by 20% to $0.12 per share. The integration of the IFH acquisition continues to progress, contributing to year-over-year growth with $373.5 million in acquired loans and $459.0 million in deposits. The company's fee revenue remained strong at 21.6% of total revenue, while maintaining an allowance for credit losses ratio of 1.73%.

#CBNK CBNK Reports 2Q ROA of 1.60% and EPS of $0.78 Growth across Loans, Deposits, and Cards accompanied by Improving Credit Delivers Strong Profitability

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Regional Banking Merger Success: How Capital Bancorp's Latest Integration Reshapes Its Market Position Strategic integration adds Illinois presence and specialized lending capabilities while expanding footprint with new North Carolina branch, strengthening regional banking network.

#CBNK Capital Bancorp, Inc. Completes Operational Conversion of Integrated Financial Holdings, Inc.

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