Fair Plan says new policy language, claim reviews will address smoke-damage disputes Fair Plan officials told the Assembly committee they revised policy language after litigation, pay covered smoke damage under California law, and have reopened and reviewed closed claims where appropriate; they described practical limits (cleaning vs. replacement) and steps to process reopenings case-by-case.

Major changes are coming to Fair Plan's smoke damage policies, with leadership promising to reassess closed claims and clarify coverage limits after recent litigation.

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