Student Loan Borrowers Will Have 90 Days To Change Plans As Education Department Upends Repayment The Education Department will begin forcing millions of student loan borrowers in an income-driven repayment plan to change programs in the coming weeks.

“The Department of Education is putting the burden on student loan borrowers to navigate this complicated mess quickly or face sky-high bills...it’s leaving people to fend for themselves in the midst of a deepening affordability crisis.” #DefendStudents @forbes.com www.forbes.com/sites/adammi...

Department Begins Kicking Over 7 Million People Out of Most Affordable Student Loan Payment Plan Borrowers Enrolled in SAVE Plan Must Apply for a New Plan and Brace for Increased Monthly Payments

“This abrupt change is going to cause hardship for millions of people who are already struggling to manage rising costs … we’re going to see a lot more people default in the coming year,” said Abby Shafroth @nclc4consumers.bsky.social. #ProtectBorrowers #DefendStudents www.nclc.org/department-b...

Record number of student loan borrowers are in delinquency and default - The Boston Globe Education Department data showed that 7.7 million borrowers had defaulted and 3 million were at least three months behind.

“The last thing student loan borrowers need is more chaos from the federal government,” said Kyra Taylor, a staff attorney at the National Consumer Law Center. #ProtectBorrowers #DefendStudents via @nytimes.com & @bostonglobe.com www.bostonglobe.com/2026/03/23/b...

Record Number of Student Loan Borrowers Are in Delinquency and Default

“The last thing student loan borrowers need is more chaos from the federal government,” said Kyra Taylor @nclc4consumers.bsky.social. @stacycowley.bsky.social @nytimes.com #ProtectBorrowers #DefendStudents www.nytimes.com/2026/03/20/b...

Elimination of SAVE Plan Puts More Than 7 Million Borrowers in Financial Peril Student Loan Borrowers Could See Monthly Bills Quadruple Following Department of Education Settlement

“Families relied on the SAVE plan to afford student loan payments while managing the rising costs of rent, groceries, childcare, and healthcare. By eliminating SAVE, the Department is pulling the rug out from under these families." #ProtectBorrowers #DefendStudents www.nclc.org/elimination-...

Parent PLUS borrowers urged to consolidate before July 1 deadline Parent PLUS borrowers may lose income‑contingent repayment after July 1. Here’s who should consolidate now and how the new rules change payments.

"Parent PLUS borrowers with low incomes or high student loan burdens will not have a good option to reduce their payments to a more affordable amount," according to NCLC's Student Loan Borrower Assistance program. #ProtectBorrowers #DefendStudents @freep.com www.freep.com/story/money/...

Student loan update as states call to block forgiveness plan The filing opens a new front in a long-running legal battle over the Biden administration's SAVE repayment program.

"The court has given the Department a golden opportunity to do right by people struggling with the staggering cost of living and crippling student loan debt," said Abby Shafroth at NCLC. #ProtectBorrowers #DefendStudents via @newsweek.com www.newsweek.com/student-loan...

Court Dismisses SAVE Lawsuit — But Uncertainty Remains for Borrowers The legal status of SAVE remains unresolved and borrowers are left to navigate a complicated landscape with an administration that is still not in favor of the policy.

“The court has given the @usdeptofed.bsky.social a golden opportunity to do right by people struggling with the staggering cost of living & crippling student loan debt,” said Abby Shafroth, NCLC's managing director of advocacy. #ProtectBorrowers #DefendStudents www.theeduledger.com/students/art...

Legal Aid Groups Urge the Department of Education to Protect Struggling Borrowers as “Big Bill” Brings Sweeping Changes With new rules for student loans scheduled to go into effect this summer that could radically increase borrowers’ monthly payments, the Department of Education must take steps to protect borrowers fro...

“Legal aid organizations have seen firsthand how student loan rules and practices can push struggling families into default. Without proper implementation, these new rules could force people to pay more than they should." #ProtectBorrowers #DefendStudents www.nclc.org/legal-aid-gr...

Student loan default is hitting a lot of borrowers at exactly the wrong moment. NCLC's Kyra Taylor will join a March 5 conversation with the Asset Funders Network on what’s driving default, who’s most at risk, and where philanthropy can step in. #ProtectBorrowers #DefendStudents

Student loan borrowers in default now able to keep tax refunds The Department of Education will delay garnishing wages and intercepting federal income tax refunds.

The announcement throws a lifeline to working and middle class families.

Student loan borrowers are buckling under the weight of outdated student loan policies that don’t reflect today’s high cost of living and affordability crisis. #DefendStudents via @usatoday.com www.usatoday.com/story/money/...

Dial Before You File: Protect Your Tax Refund If You Have Student Loans - Student Loan Borrowers Assistance Did you know that the government can take your tax refund to collect your defaulted federal student loans? The government has begun seizing tax refunds from borrowers in default for the …

Dial Before You File! Student loan borrowers in default can call the Treasury Offset Program to determine if their tax refund is slated for seizure to cover unpaid debts. The Number: 800-304-3107 studentloanborrowerassistance.org/tax-refund/ #ProtectBorrowers #DefendStudents

Department of Education Suspending Plan to Seize Tax Refunds and  Wages of Borrowers with Student Loans in Default The Department of Education announced that it will delay plans to seize tax refunds and garnish the wages of struggling student loan borrowers.

“Today’s announcement throws a lifeline to working and middle class families who are buckling under the weight of outdated student loan policies that don’t reflect today’s high cost of living and affordability crisis." #ProtectBorrowers #DefendStudents www.nclc.org/department-o...

MOHELA Hit With Fresh Charges of Ongoing Student Loan Mismanagement AFT Amends Complaint in Lawsuit Against Embattled Student Loan Servicer, Alleges MOHELA’s Misconduct Has Been Ongoing for Years

“Student loan borrowers continue to pay the price for MOHELA’s systemic loan servicing failures. While time has passed since we filed our initial complaint, time itself could not resolve the harm MOHELA inflicts on vulnerable borrowers." #ProtectBorrowers #DefendStudents www.nclc.org/mohela-hit-w...

Dial Before You File: Protect Your Tax Refund If You Have Student Loans - Student Loan Borrowers Assistance Did you know that the government can take your tax refund to collect your defaulted federal student loans? The government has begun seizing tax refunds from borrowers in default for the …

Don’t lose your tax refund- dial before you file! If you have federal student loans in default the gov’t could take your tax refund to pay the debt. Call the Treasury Offset Program today to check your status. For more: studentloanborrowerassistance.org/tax-refund/ #ProtectBorrowers #DefendStudents

Millions of student loan borrowers face new repayment rules as garnishments restart Federal wage garnishments on defaulted student loans return after 5 years, with major repayment changes and the early end of the SAVE plan in 2026.

Shafroth urges people to check if their tax refund is at risk before filing by calling the Treasury Offset Program Hotline to see if they've been flagged & potentially resolve issues to keep their refund. @scrippsnews.bsky.social #ProtectBorrowers #DefendStudents www.scrippsnews.com/us-news/educ...

Advocates Release PSA for Student Loan Borrowers: The Government May Seize Your Tax Refund Borrowers Advised to “Dial Before You File” to Know if Your Loans are in Default and Your Refund Is at Risk.

As borrowers prepare to file their taxes, they should first check if their federal student loans are in default and take extra precautions—or potentially risk having their tax refunds seized. @borrowerjustice.bsky.social #ProtectBorrowers #DefendStudents www.nclc.org/advocates-re...

The Department of Education will not permit anyone else to enroll in SAVE or forgive any loans through the SAVE Plan (or the plan that SAVE replaced, called REPAYE), and it will deny any pending applications. #ProtectBorrowers #DefendStudents
@forbes.com www.forbes.com/sites/adammi...

Big Changes Are Coming to Student Loans. Here’s What to Know if You’re Struggling.

Payments for SAVE borrowers have been paused for more than a year because of litigation, and borrowers may struggle to readjust to making payments, said Abby Shafroth at NCLC. “𝐓𝐡𝐞𝐲’𝐥𝐥 𝐛𝐞 𝐚𝐭 𝐫𝐢𝐬𝐤.” #ProtectBorrowers #DefendStudents @nytimes.com www.nytimes.com/2026/01/02/b...

Senator Durbin, Illinois AG Raoul Blast Department of Education for Delaying Promised Relief to Students Scammed by Westwood College — Student Defense FOR IMMEDIATE RELEASE December 19, 2025 MEDIA CONTACT press@defendstudents.org 303-646-7816 Senator Durbin, Illinois AG Raoul Blast Department of Education for Delaying Promised Relief to Stu...

“While the U.S. Department of Education fails to follow through on its promise to provide automatic relief to people who borrowed student loans to attend Westwood, borrowers are left in limbo." #ProtectBorrowers #DefendStudents defendstudents.org/all/senator-...

Do you have Parent PLUS loans? Act now to lower your payments before options disappear. - Student Loan Borrowers Assistance If you have Parent PLUS loans and want access to more affordable monthly payments, you will need to act soon – likely before April 1, 2026. By taking action now, …

If you have Parent PLUS loans and want access to more affordable monthly payments, 𝐚𝐜𝐭 𝐬𝐨𝐨𝐧 – before 𝐀𝐩𝐫𝐢𝐥 𝟏, 𝟐𝟎𝟐𝟔.

If you don’t act in time, then your Parent PLUS loans will be locked out of IDR plans. #ProtectBorrowers #DefendStudents studentloanborrowerassistance.org/do-you-have-...

Student Loan Cancellation Is Restarting for Some Federal Borrowers

“While Congress made all borrowers eligible for I.B.R. this summer, the Dept. of Ed has not yet implemented this legal change, meaning at least some borrowers who should be eligible for I.B.R. now are being denied." #ProtectBorrowers #DefendStudents @nytimes.com www.nytimes.com/2025/10/10/b...

NCLC Launches New Video Series for Student Loan Borrowers Videos explain borrowers’ repayment options as rapid changes in policy, funding create confusion.

“Recent changes to student loan repayment options make it harder than ever for student loan borrowers to decipher their options...The goal of this video series is to make it easy for borrowers to understand their options." #ProtectBorrowers #DefendStudents www.nclc.org/nclc-launche...

Millions of student loan borrowers are bracing to have up to 15% of their wages garnished by the government Some student loan borrowers could be left with only $217 per week.

If a student loan borrower is in default, the Education Department can direct employers to withhold up to 15% of a delinquent borrower’s disposable pay until the loan is paid off or is no longer in default status. #ProtectBorrowers #DefendStudents @fortune.com fortune.com/2025/08/29/s...

What to know if you're at risk of having your wages garnished over student loan debt Millions of student borrowers could begin having their wages garnished as soon as this summer. That's according to estimates from credit bureau TransUnion.

“The most important thing borrowers can do before administrative wage garnishment restarts is to log into studentaid.gov to check whether their federal student loans are in default & take steps now to remove them from default." #ProtectBorrowers #DefendStudents @apnews.com apnews.com/article/wage...

With student loan forgiveness under IBR plan temporarily paused, what it means for millions of borrowers The Department of Education has paused the Income Based Repayment plan in another significant move that alters the student loan repayment process.

"It has sort of quietly come out that IBR is still not giving people cancellation," Abby Shafroth, managing director of advocacy at NCLC told ABC News. "The Department of Education really has to own this and fix it." #ProtectBorrowers #DefendStudents #ProtectConsumers abcnews.go.com/Politics/stu...

Low-Income Communities Hit Hard as Senate Passes Brutal Reconciliation Bill Serious Harms Await Working People as Senators Slash Healthcare and Consumer Protections to Boost Billionaires

“Pulling back relief options for already overburdened students is bait and switch and just plain cruel,” said Kyra Taylor at NCLC. “Congress should be working to ensure student loan debt doesn’t follow low-income borrowers to the grave.” #ProtectConsumers #DefendStudents www.nclc.org/low-income-c...

NCLC Launches New Video Series for Student Loan Borrowers Videos explain borrowers’ repayment options as rapid changes in policy, funding create confusion.

“Defaulting on your federal student loans can have serious consequences,” said Anna Anderson, staff attorney at NCLC. “Our videos explain to borrowers what to do if their loans are in default to get relief and stop collections.” #ProtectBorrowers #DefendStudents www.nclc.org/nclc-launche...

Department of Education Delays Plan to Seize Social Security Benefits to Collect on Defaulted Student Loans 450,000+ student loan borrowers aged 62 and older are at risk of seizure of their Social Security benefits.

The Department of Ed. can deliver for Social Security recipients by formalizing the pause on seizures and implementing a policy of protecting at least 150% of the Federal Poverty Line in benefits from seizure when it resumes collections. #ProtectBorrowers #DefendStudents www.nclc.org/department-o...

Student Loan Repayments Could Hit Hawaiʻi Senior Citizens Hard People who stopped paying their student loans during the Covid-19 pandemic could soon start facing reductions in their monthly Social Security benefits.

Student loan debt among older people has grown at a staggering rate, in part due to rising tuitions that have forced more people to borrow greater sums. People 60+ hold $125 billion+ in student loans. #ProtectBorrowers #DefendStudents @civilbeat.bsky.social www.civilbeat.org/2025/05/stud...