Appeals court backs New Hampshire in fight over ERISA plan's fertility coverage The state's group health coverage mandate does apply to a multistate plan sponsored by a Tennessee-based employer, a three-judge panel ruled.

WHOA. A three-judge panel at the 6th U.S. Circuit Court of Appeals ruled Thursday that a New Hampshire fertility benefits mandate does apply to a #multistate group health insurance plan that's administered by BCBS of Tennessee. #ERISA #ERISAPreEmption #HealthInsurance #GroupBenefits buff.ly/pch9ppM

State PBM laws may set traps for employers, WTW advisors warn Knowing how ERISA preemption applies to any particular situation is complicated.

#Employer plan sponsors should not solely rely on their #PBM vendor for legal interpretation of state and federal PBM laws. #ERISA #ERISAPreemption #StateVsFederal #Rx buff.ly/CUdAAJU