Subcommittee adopts notice requirement for earthquake coverage; sets implementation date to Jan. 1, 2027 Representative Gatch’s H.3227 would require insurers to notify policyholders at issuance and renewal when a residential policy lacks earthquake coverage; the subcommittee adopted a boldface notice amendment and an effective date of 2027‑01‑01 and sent the amended bill to the full committee unanimously.

A new bill in South Carolina is set to ensure homeowners are fully informed about their earthquake coverage options, but will the insurance industry be ready by 2027?

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