House subcommittee hears witnesses on 'rightsizing' U.S. bank capital framework amid debate over competitiveness and community lending A House Financial Services subcommittee hearing reviewed proposals to recalibrate U.S. bank capital rules, with industry witnesses urging data‑driven tailoring to avoid harming small businesses and community banks and academics warning of systemic risks if capital is weakened.

A heated debate unfolds as a House subcommittee weighs the future of U.S. bank capital rules, balancing safety and access to credit for small businesses and homeowners.

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