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Nearly one-third of Americans with health insurance are taking on medical debt "Health insurance can provide a financial safety net, but for many Americans, the cost of using that coverage still forces difficult choices," said Cate Deventer, a ValuePenguin senior writer and lice...

#healthinsurance #healthinsurancenews #healthinsurancereform

www.benefitspro.com/2026/03/24/n...

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How much is spent on personal healthcare in the US? | USAFacts National spending on personal healthcare has increased 2,005% since 1980 — over seven times faster than inflation — to nearly $4.3 trillion.

#healthinsurance #healthinsurancenews #healthinsurancereform

usafacts.org/articles/how...

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Cost Concerns and Coverage Changes: A Follow-Up Survey of ACA Marketplace Enrollees | KFF This KFF survey is a follow-up survey of adults who had ACA Marketplace insurance in 2025. The survey examines the cost concerns and coverage changes that these 2025 Marketplace enrollees are experien...

#healthinsurance #healthinsurancenews #healthinsurancereform

www.kff.org/public-opini...

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Big Insurance Earnings 2025: Stock Buybacks, Earnings Per Share, Market Capitalization The seven largest for-profit health insurance conglomerates took in nearly $1.7 trillion from their customers in 2025 ($175 billion more than in 2024) and they booked more than $54 billion in profits.

#healthinsurance #healthinsurancenews #healthinsurancereform

open.substack.com/pub/healthca...

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Hawley and Warren Introduce “Break Up Big Medicine Act” to Force Separation of Insurers, PBMs and Providers Bipartisan bill modeled on the 1933 Glass-Steagall Act would require health care conglomerates to divest vertically integrated subsidiaries.

#healthinsurance #healthinsurancenews #healthinsurancereform

open.substack.com/pub/healthca...

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Putting the Extraordinary ACA Premiums Increase in Perspective The Affordable Care Act premium increases for 2026 are an aberration, far above those observed in recent years.

#healthinsurance #healthinsurancenews #healthinsurancereform
www.commonwealthfund.org/blog/2026/pu...

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Americans’ Challenges with Health Care Costs | KFF This data note reviews our recent polling data that finds that many Americans struggle to afford many aspects of health care, including disproportionate shares of uninsured adults, Black and Hispanic ...

#healthinsurance #healthinsurancenews #healthinsurancereform

www.kff.org/health-costs...

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8 Things to Watch for the 2026 ACA Open Enrollment Period | KFF The ACA Marketplace Open Enrollment season begins November 1, and with it comes looming changes to the enhanced premium tax credits, increases in out-of-pocket premium payments, new Marketplace eligib...

#healthinsurance #healthinsurancenews #healthinsurancereform

www.kff.org/affordable-c...

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ACA subsidies expiration will cause 114% average premium increase in 2026 The enhanced premium tax credits saved subsidized enrollees an average of $705 annually in 2024, bringing their annual premium payment down to $888.

#healthinsurance #healthinsurancenews #healthinsurancereform

www.benefitspro.com/2025/10/06/a...

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ACA Marketplace Premium Payments Would More than Double on Average Next Year if Enhanced Premium Tax Credits Expire | KFF KFF estimates that, if Congress allows the enhanced premium tax credits to expire at the end of this year, ACA Marketplace enrollees on average would see their premium payments more than double next y...

#healthinsurance #healthinsurancenews #healthinsurancereform

www.kff.org/affordable-c...

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About Half of Adults with ACA Marketplace Coverage are Small Business Owners, Employees, or Self-Employed | KFF This analysis estimates that 48% of adults under age 65 with individual market coverage are either employed by a small business with fewer than 25 workers, self-employed entrepreneurs, or small busine...

#healthinsurance #healthinsurancenews #healthinsurancereform
www.kff.org/affordable-c...

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Employer health costs to top $17,000 per employee in 2026 The continued rise in chronic and high-cost conditions remain primary drivers of escalating medical costs in the United States.

#healthinsurance #healthinsurancenews #healthinsurancereform
www.benefitspro.com/2025/09/11/e...

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Study suggests No Surprises Act protections are reducing patients' out-of-pocket costs While data released earlier this week raised questions about the administrative costs associated with No Surprises Act (NSA) arbitrations, a second study suggests the legislation is working to redu | ...

#healthinsurance #healthinsurancenews #healthinsurancereform
www.fiercehealthcare.com/regulatory/s...

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How Will the 2025 Reconciliation Law Affect the Uninsured Rate in Each State? | KFF This analysis apportions the increase in the number of uninsured across the 50 states and DC. CBO estimates that the reconciliation law will increase the number of uninsured by 10M in 2034 and rise to...

#healthinsurance #healthinsurancenews #healthinsurancereform

www.kff.org/uninsured/ho...

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We’ve got a lot of news to share in this week’s #FridayFive, from OBBBA and Sonder Health to updates on Short-Term Medical and the ABC vs. HHS MA Commissions lawsuit: lnk.to/ASGF20250822 You don’t want to miss this one!
#MedicareAdvantage #InsuranceAgents #MedicareUpdates #HealthInsuranceNews

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How much and why ACA Marketplace premiums are going up in 2026 - Peterson-KFF Health System Tracker Health insurers submit rate filings annually to state regulators detailing expectations and rate changes for Affordable Care Act (ACA)-regulated health plans for the coming year. A relatively small, b...

#healthinsurance #healthinsurancenews #healthinsurancereform
www.healthsystemtracker.org/brief/how-mu...

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UnitedHealth earnings miss Q2 estimates, issues weak 2025 forecast UnitedHealth reports Q2 earnings miss and cuts 2025 outlook amid soaring medical costs Written July 29, 2025, 14:45 EDT UnitedHealth

UnitedHealth Slashes 2025 Forecast Amid Soaring Medical Costs

#UnitedHealthGroup #HealthcareEarnings #MedicalCostCrisis #HealthInsuranceNews #StockMarketUpdate

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Tracking the Affordable Care Act Provisions in the 2025 Reconciliation Bill | KFF KFF is tracking the Affordable Care Act (ACA) provisions in the 2025 federal budget bill, including changes related to enrollment, verifying eligiblity, and filing and reconciliation.

#healthinsurance #healthinsurancenews #healthinsurancereform

www.kff.org/tracking-the...

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Nearly two-thirds of employers plan to reallocate benefits spending amid rising costs Rising benefits costs, cited by 90% of U.S. employers, are the top issue influencing strategies this year, the 2025 Benefits Trends Survey from WTW found.

#healthinsurance #healthinsurancenews #healthinsurancereform

www.benefitspro.com/2025/06/16/n...

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ICHRA: The 401(k) moment for health care ICHRAs shift responsibility while expanding choice, allowing employees to select the plan that works best for them.

#healthinsurance #healthinsurancenews #healthinsurancereform

insurancenewsnet.com/innarticle/i...

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Many employers unaware of ICHRA health coverage option, study finds According to a 2025 ICHRA report, 46% of employers not offering ICHRA have never even heard of it.

#healthinsurance #healthinsurancenews #healthinsurancereform

www.benefitspro.com/2025/05/29/m...

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Opinion | 'Most Favored Nation' Drug Pricing Is the Headline — But the Real Crisis Runs Deeper We must go beyond the pharmacy counter to make healthcare affordable

#healthinsurance #healthinsurancenews #healthinsurancereform

www.medpagetoday.com/opinion/seco...

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HSA and ICHRA provisions survive ‘Big, Beautiful’ House tax bill fight The House Rules Committee is preparing to package the bill for floor action Wednesday.

#healthinsurance #healthinsurancenews #healthinsurancereform

www.benefitspro.com/2025/05/19/h...

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Money worries fuels mental health decline among workers, report finds One in three U.S. adults have $300 or less in their savings account, and 45% have less than $500.

#healthinsurance #healthinsurancenews #healthinsurancereform

www.benefitspro.com/2025/05/21/m...

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How Will the 2025 Reconciliation Bill Affect the Uninsured Rate in Each State?: Allocating CBO’s Partial Estimates of Coverage Loss | KFF Legislation passed by the Energy and Commerce Committee could increase the number of people without health insurance by 8.6 million, due largely to changes to Medicaid and the ACA. Combining the provi...

#healthinsurance #healthinsurancenews #healthinsurancereform

www.kff.org/affordable-c...

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CMS reversed a few recent changes to ACA coverage for the 2026 plan year. Find out what changed and how it affects your clients: lnk.to/ASG668
#ACA #CMSProposedRule #HealthInsuranceNews #InsuranceCompliance #SEPRules
#MarketplaceRules #ASGPodcast #InsuranceAgentPodcast #InsurancePodcast

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State-Level Context for Federal Medicaid Cuts of $625 Billion and Enrollment Declines of 10.3 Million | KFF Based on draft reconciliation language from the Energy & Commerce Committee, the Congressional Budget Office (CBO) released preliminary estimates showing proposed Medicaid changes would reduce federal...

#healthinsurance #healthinsurancenews #healthinsurancereform

www.kff.org/medicaid/iss...

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The Debate About Enhanced Premium Tax Credits Begins to Emerge (Finally) In his latest column, president and CEO Drew Altman discusses why debate about extending the ACA enhanced tax credits set to expire this year has been slow to develop, and why it could matter to Repub...

#healthinsurance #healthinsurancenews #healthinsurancereform
www.kff.org/from-drew-al...

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The Federal Rule on Medical Debt Federal and state policymakers have several options to expand coverage and take action to help reduce medical debt and its impact on patients.

#healthinsurance #healthinsurancenews #healthinsurancereform
www.commonwealthfund.org/publications...

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What Does the Federal Government Spend on Health Care? | KFF As Congressional Republicans and President Trump search for trillions of dollars in cuts to mandatory federal spending that could help offset the cost of extending expiring tax cuts, this brief analyz...

#healthinsurance #healthinsurancenews #healthinsurancereform

www.kff.org/medicaid/iss...

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