OIC Study: JUA Could Address Availability for Some Child‑Care Providers but Not High Historic Claim Costs A rapid OIC feasibility study found a Joint Underwriting Association could improve availability for some childcare providers, but historic sexual‑assault claims drive unsustainable claim costs for group foster homes and child‑placing agencies; staff suggested short‑ and long‑term policy options including safe harbors and a victims fund.

A new study reveals that while a Joint Underwriting Association could help some childcare providers secure insurance, the looming threat of historic sexual-assault claims continues to create a crisis for others.

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