Opportunity Zones are still a tax shelter for rich investors. But a new designation cycle means a shot at directing some of that capital where it's actually needed. NCRC's overview on what to do now: buff.ly/8iz9Pp3 #justeconomy
"Nobody knows anything" about AI. Not the consultants. Not the keynote speakers. Ethan Mollick talks to the labs regularly and that is his conclusion. There are no experts. Engage directly and find out for yourself. youtu.be/KEQjwE7hDjk #justeconomy
Our ED Erin Kilmer Neel is speaking at @NCRC’s #JustEconomy Conference!
Her session explores how underwriting can better serve communities and expand fair access to credit.
Join her April 15, 9:30–10:45 AM ET: ncrc.org/conference
#UnderwritingForRacialJustice @justeconomy.bsky.social
In 1955, a Tampa home cost $120K in today's dollars. Now it's $500K. The median family had income to spare then. Now they come up short. #justeconomy ncrc.org/when-housing...
Vought wants to "close down" the CFPB and has never once explained who that helps. Hint: it's not you or me.
ncrc.org/a-win-for-co...
#justeconomy
I’m excited to be a speaker at @NCRC’s 2026 #JustEconomy Conference on April 15. I will be speaking about the extractive crypto industry - if you're interested, you can register here: www.ncrc.org/conference
Multifamily insurance doubled since 2019, going straight to rent. "Labor costs" rose 24% but workers' real wages fell, the gap is health insurance, not pay. Climate and healthcare failure are the crisis under the housing crisis.
www.jchs.harvard.edu/americas-ren...
#justeconomy
Code either runs or it doesn't, which is why AI hit this profession first. Other knowledge workers won't have that check on AI output. This is a preview of what is coming for every field built on language and information.
#justeconomy #AI #FutureOfWork [5/]
Six mortgage lenders dedicate their entire portfolios to investor lending. Zero first-time homebuyer loans. The business model is explicit. buff.ly/MmkbRLu #justeconomy #housing #fairlending
New from NCRC: about 60,000 Black residents left gentrifying DC neighborhoods, 1990-2020. NCRC's method proved most valid for measuring gentrification. ncrc.org/does-gentrif... #gentrification #justeconomy
LatinoProsperity HMDA analysis: Citibank hit just 5.3% Latino lending in CA. Wells Fargo: 6.8%. Nonbank average: 30.5%. The gap between banks and nonbanks is not close. heysocal.com/2026/03/10/r... #HMDA #justeconomy
We barely understand alignment for single AI models. Autonomous agents that learn from each other, from hostile prompts, from long unsupervised runs? Much harder. Via @emollick.bsky.social bsky.app/profile/emol... #justeconomy #AI #AIsafety
Major banks directed just 11.4% of loans to Latino homebuyers in CA in 2024, while nonbank lenders hit 30.5%. New LatinoProsperity report shows who's doing the work and who's not. heysocal.com/2026/03/10/r... #fairhousing #justeconomy
We use AI to turn HMDA data, CRA exams, and FDIC records into plain-language reports for NCRC members. If your org needs to understand lending patterns in your market, that is what we do. buff.ly/rXK7U7Z #justeconomy #CommunityReinvestment
If I had to do it over, I'd become a plumber. Everybody poops.
We're losing trades workers fast. These jobs exist everywhere people do. You can't automate a broken pipe at 2 AM.
nationalskillscoalition.org/campaigns/a-... #justeconomy
New in Journal of Urban Affairs: Dr. Mitchell tested five gentrification methods in DC using ROC curve analysis. Three outperformed the rest. Contact me for full text. buff.ly/8byWI8i #justeconomy #gentrification
I adapted John Perry Barlow's 1977 Principles of Adult Behavior into 21 Principles of AI Behavior. Targeting sycophancy, hallucination, false confidence and performative helpfulness. Full list on Facebook.
#AIethics #EFF #justeconomy
Adapted John Perry Barlow's 1977 Principles of Adult Behavior for AI. 21 principles targeting sycophancy, hallucination, false confidence and performative helpfulness. Full list on FB.
#AIethics #EFF #justeconomy www.facebook.com/615738497676...
69% of Chinese say AI benefits outweigh risks vs 35% of Americans. An authoritarian state run by engineers will embrace AI as long as they control it.
www.nytimes.com/2026/03/04/w... #justeconomy
NCRC's research team works with mortgage data, CRA evaluations, small business lending records, and SEC filings. If your org needs to understand lending disparities in your market, membership gets you there. buff.ly/GhVtH2G #justeconomy #CommunityReinvestment
The administration wants lower housing costs. Its FHFA pick eliminated fair lending teams at Fannie and Freddie. Jesse Van Tol: "You can take from that a shift in focus." buff.ly/F2zcz83 #justeconomy #HousingJustice
Black unemployment hit 7.5% nationally. A new report warns D.C. faces especially sharp risks. The numbers are bad. The policy direction is making them worse. ncrc.org/black-unempl... #justeconomy #RacialWealthGap
State of the Dream 2026 is out. Black economic progress has not just stalled -- it has reversed. NCRC covered it. buff.ly/PYywzGW #justeconomy #EconomicJustice
Black median checking and savings: $2,200. White median: $10,000. Not a budgeting problem. The downstream result of being locked out of wealth-building for generations. buff.ly/McEvMss #justeconomy #RacialWealthGap
Black women with bachelor's degrees saw the steepest employment declines in 2025. Over 270,000 lost public sector jobs, many due to DOGE cuts. #justeconomy
Black homeownership: 43%. White homeownership: 73%. That gap is not accidental. Decades of redlining, discriminatory lending, and policy neglect. NCRC tracks it. buff.ly/McEvMss #justeconomy #FairHousing
High-demand industries like IT and finance once added 44,000 jobs monthly for college grads. Now they're losing 9,000 jobs per month. The job market shift is real. #justeconomy
Crypto.com is pursuing a national trust bank charter. NCRC's concern: consumers may assume FDIC protection that isn't there. Oh, and trust banks are exempt from the CRA. Cool system. buff.ly/DgchiGC #justeconomy #ConsumerProtection
Black households hold 15 cents for every dollar of white household wealth. $44,100 vs. $284,310. That gap has barely moved. NCRC's Racial Wealth Snapshot has the numbers. buff.ly/McEvMss #justeconomy #RacialWealthGap
January's jobs report beat expectations with 130K jobs added and unemployment at 4.3%. But healthcare drove most gains, and past reports were revised down. Is this a real turnaround? #justeconomy
