Six mortgage lenders dedicate their entire portfolios to investor lending. Zero first-time homebuyer loans. The business model is explicit. buff.ly/MmkbRLu #justeconomy #housing #fairlending

“Consumers are often charged too much for the home, often wind up with more expensive credit than they should get, and are unaware of the significance of titling their home as real or personal property." #FairHousing #FairLending #ProtectConsumers www.homes.com/news/buyers-...

Event Recap - 2018 #JustEconomy Conference » NCRC More than 1,100 community and national leaders from 40 states, Washington DC, and Puerto Rico attended 41 conference sessions and joined 100 meetings with lawmakers and Congressional staffers on Capitol...

"Segregation hurts everybody. It hurts our views and our education." - Jackson, 2018. He understood economic exclusion was segregation. That's why he fought redlining for 50 years. buff.ly/69Jh79G #justeconomy #FairLending #EconomicJustice

Mortgage Market Report Series - Part 7: Investor Lending Analysis » NCRC Using 2018–2024 HMDA data, this report tracks investor lending for second homes and rentals—showing volatility, concentration in Florida/vacation markets, and large demographic gaps.

HMDA data that exposes lending discrimination is collected by CFPB. Staff cuts threaten the data that makes fair lending analysis possible. buff.ly/3PQtcRj #justeconomy #fairlending #CFPB

Roses are Red 🌹, Violets Are Blue🟦,
When Housing is Unfair, You Should Be Able to Sue.

Take action before #ValentinesDay to stand up for #FairHousing, #FairLending, and Access to Justice! www.nclc.org/urge-hud-to-...

Love 💕 isn’t always fair, but housing should be! Take action to support #FairHousing and defend disparate impact. It protects against bad housing policies that might look neutral but cause real harm. #FairLending #ValentinesDay www.nclc.org/urge-hud-to-...

.@hudgov.bsky.social proposed changes would fundamentally rewrite #FairHousing law, and give discrimination the green light. Take action before #ValentinesDay to tell HUD that you ❤️ disparate impact rules & #FairLending. www.nclc.org/urge-hud-to-...

Access to #FairHousing is critical for people with disabilities ♿. Show them some love by taking action to urge @HUDgov to keep disparate impact rules and encourage #FairLending. #ValentinesDay www.nclc.org/urge-hud-to-...

Roses are red, but no one loves redlining. Take action TODAY to urge @hudgov.bsky.social to keep #FairHousing & #FairLending rules on the books. #ValentinesDay www.nclc.org/urge-hud-to-...

#BlackHistoryMonth is about more than remembering the past — it’s about protecting hard-won civil rights today. @HUDgov's proposed rule would weaken #FairHousing and #FairLending and open the door to discrimination. tinyurl.com/sm4u7fvm

Urge HUD to Fully Enforce the Fair Housing Act and Withdraw Proposed Rule to Eliminate Civil Rights Tools HUD should withdraw this proposed rule, reaffirm the current standard, and step up enforcement under the Fair Housing Act.

.@hudgov.bsky.social threatens to undo decades of work to end redlining, segregation, and other forms of housing discrimination. Take action ahead of #ValentinesDay to say, “no way, we ❤️ #FairHousing & #FairLending. www.nclc.org/urge-hud-to-...

Urge HUD to Fully Enforce the Fair Housing Act and Withdraw Proposed Rule to Eliminate Civil Rights Tools HUD should withdraw this proposed rule, reaffirm the current standard, and step up enforcement under the Fair Housing Act.

.@hudgov.bsky.social threatens to undo decades of work to end redlining, segregation, and other forms of housing discrimination. Take action ahead of #ValentinesDay to say, “no way, we ❤️ #FairHousing & #FairLending. www.nclc.org/urge-hud-to-...

Roses are Red 🌹, Violets Are Blue🟦,
When Housing is Unfair, You Should Be Able to Sue.

Take action before #ValentinesDay to stand up for #FairHousing, #FairLending, and Access to Justice! www.nclc.org/urge-hud-to-...

NCRC researchers in Cities journal: the mortgage gap between Black and white households is LARGER in redlined areas and WIDENED over time. buff.ly/CWY4wSi #justeconomy #redlining #fairlending

Fair access to mortgages is critical to equal access to homeownership opportunities in our community. Join us TOMORROW for a FREE workshop on #FairLending #Data.

Registration required: www.fhcci.org/events

Fair Lending » NCRC Everyone is entitled to just, equitable and responsible financial products and services. If you have been victim to, witnessed or suspect a bank is engaging

Federal government stopped doing fair lending exams. We didn't stop watching. NCRC launched a tip line for lending discrimination. If you can't reach regulators, reach us. ncrc.org/fairlending #FairLending #justeconomy

Mortgage Market Report Series - Part 6: How Major Builders Serve Their Communities » NCRC This Mortgage Market Series report analyzes 206,000+ builder-lender loans (2022–2024), grading how major builders serve communities on access, cost, and wealth-building.

D.R. Horton saves homebuyers nearly $1,800 compared to similar lenders AND serves diverse communities well. Proof you don't have to choose between affordability and fairness. buff.ly/R8cbJwb #FairLending #justeconomy

Trump Administration Proposal to Gut ECOA Would Resurrect Lending Hurdles for Women, Black People, Veterans, and Native Americans Proposed Rule Would Decimate Fair Lending Protections and Make Buying a Car or Home Harder

“Proposed changes to the #ECOA represent a radical departure from the law’s core mission to #ProtectConsumers,” said Odette Williamson at NCLC. “The move to gut fair lending protections will leave people vulnerable to discrimination in the credit market." #FairLending www.nclc.org/trump-admini...

Proposed rollbacks to Regulation B and Section 1071 would weaken fair lending enforcement and put communities at risk. Fair lending laws only work when regulators have the tools to enforce them. Read our full statement: beneficialstate.org/perspectives...

#FairLending

Fair Lending » NCRC Everyone is entitled to just, equitable and responsible financial products and services. If you have been victim to, witnessed or suspect a bank is engaging

Your bank turned you down and you suspect discrimination. Your mortgage rate doesn't match what was promised. File a complaint at ncrc.org/fairlending and we'll investigate. Your voice matters. #FairLending #ConsumerRights #justeconomy

IHDA Executive Director Kristin Faust joined the #WoodstockInstitute #HMDA at 50 event, highlighting how transparency in lending remains vital to advancing fair housing, racial equity, and closing the wealth gap. #HMDA50 #FairLending

Tell the Consumer Financial Protection Bureau to withdraw the rule that eliminates fair lending protections Trump’s CFPB has proposed a rule that would dismantle foundational protections under the Equal Credit Opportunity Act and open the door to widespread discrimination in lending. The proposal eliminates...

The joke of a CFPB wants to gut fair lending protections, opening the door to widespread credit discrimination. This would reverse decades of progress and harm entire communities.

Tell them NO: actionnetwork.org/letters/figh...

#FairLending #CivilRights

Mortgage Market Report Series - Part 5: Top 50 Home Purchase Lenders Analysis for 2024 » NCRC This fifth part in the Mortgage Market series will focus specifically on the nation's 50 largest home purchase lenders and the dramatic market shift

Best performers serve low-income borrowers 3x more than worst performers among top 50 lenders. Effective LMI lending is achievable at scale. buff.ly/ymLC7Fh #mortgage #fairlending #justeconomy

Most AI in lending is built to maximize volume—not fairness. New research shows you can do both.

What “distribution matching,” inclusive data, and new underwriting approaches could change.

Read: bit.ly/4eh4tJC

#AIinFinance #FairLending #Homeownership #Equity

NCRC research team supports member organizations with analysis of local fair lending patterns, appraisal bias studies, and neighborhood lending trends. Free to members. This is how we build power together. #justeconomy #fairlending #solidarity

Mortgage Market Report Series » NCRC Read NCRC's detailed analysis of mortgage market trends from 2024 Home Mortgage Disclosure Act data.

Mortgage lending disparities don't happen by accident. They're the result of decisions. And decisions can be changed. That's what the #JustEconomy movement is about. buff.ly/2BZulTk #FairLending #HousingRights

Mortgage Market Report Series » NCRC Read NCRC's detailed analysis of mortgage market trends from 2024 Home Mortgage Disclosure Act data.

Mortgage lending disparities don't happen by accident. They're the result of decisions. And decisions can be changed. That's what the #JustEconomy movement is about. buff.ly/2eDePVn #FairLending #HousingRights

The Injustice of Redlining » NCRC Cover image: Keyframe Lab-stock.adobe.com

When lending discrimination is baked into the system for decades, 'fixing it' takes more than thoughts and prayers. Redlining didn't end. It just changed zip codes. ncrc.org/redlining/ #JustEconomy #FairLending #HousingJustice

CFPB officially delays small-business reporting rule The Consumer Financial Protection Bureau will delay its small-business lending data rule by a year, citing litigation and plans to rewrite the regulation in the interim as reasons for the delay.

CFPB delays fair lending data for small businesses another year. 16 years since Congress passed it. Meanwhile, discrimination in lending continues unchecked. buff.ly/aqpslfg #fairlending #justeconomy

Announcing the latest @fairforyou.bsky.social 8% investment bond offer, launching today!
Now you can be part of the next chapter in their amazing impact story.

Find out more and invest here: www.ethex.org.uk/invest/fair-...

#FinancailInclusion #AffordableFinance #FairLending