Borrowers, legal‑aid groups warn proposed repayment and loan‑cap changes could harm millions Borrower advocates and legal aid groups at the Department of Education hearing urged preserving automatic IDR protections, rehabilitation pathways, and deferments, and warned that phasing out existing income‑driven plans and Graduate PLUS loans could raise defaults and limit access to graduate education.

Borrowers and advocates are sounding the alarm at the Department of Education, warning that proposed changes to repayment plans could devastate millions seeking higher education.

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