San Jose board accepts 2025 actuarial valuation as funded ratio edges up; stress tests show sensitivity to market shocks Trustees approved the final 2025 pension valuation showing a plan value of roughly $3.6 billion and an overall funded ratio near the mid‑60s; actuaries warned that one‑year market shocks or discount‑rate changes would materially raise city and member contribution rates.

San Jose's retirement board just approved a pivotal 2025 pension valuation, revealing a $3.6 billion fund and a promising path to recovery amidst market uncertainties.

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