2️⃣ How it Works: Pay-by-bank moves money directly from customer to merchant, bypassing Visa and Mastercard. It settles in seconds via $SEPA and costs merchants 30% to 70% less than card processing, with zero interchange fees. #Payments ⚡📉

Two models. One future.

x402 → crypto-native, simple, open
MPP → multi-rail, global, integrated

Both solve one thing:

AI agents that can pay.

The real battle isn’t tech.

It’s who owns agent payments.

#AI #Fintech #Payments

It's past time for paper checks to follow the penny into extinction In a digital world, paper checks are an expensive, inefficient and unsecured vestige of the past. Bankers, regulators and policymakers need to come together around a strategy to eliminate their role…

It's past time for paper checks to follow the penny into extinction

Checks are an expensive, insecure legacy that is a drag on the U.S. economy. it is time for the U.S. to phase them out in a logical, orderly fashion.

buff.ly/3oVTLpP

#FinTech #FinServ #Banking #Payments #PayTech

As agentic commerce grows, risks abound New study highlights the dangers banks face and potential fixes as merchants and consumers embrace the emerging form of artificial intelligence.

As #AgenticVommerce grows, risks abound

Agentic commerce, which enables tasks with little or no human supervision, can add efficiency to transactions, but also boosts security risks.

www.americanbanker.com/payments/new...

#FinTech #FinServ #Banking #Payments #PayTech #AI

🚨 Ripple Enters US Payments Debate! 💳

Ripple cited by lawmakers in push to modernize the $93T ACH network.

Blockchain and pre-funded models gain traction for faster, safer payments.

#Crypto #Ripple #Payments #Blockchain #Fintech #Coinpedia

Cross-border payments aren’t slow by accident.

They’re complex by design:

Wallets → Clearing → Banks → FX → Settlement

Every layer adds friction.

The real opportunity?
Interoperability.

Whoever solves this wins global payments.

#Fintech #Payments #DigitalWallets

Merchants are increasingly frustrated by opaque card interchange fees From transaction to transaction, it is impossible for merchants accepting major credit cards to know with certainty what interchange fees they are being charged. Until that's fixed, the interchange…

Merchants are increasingly frustrated by opaque card interchange fees

Instead of treating interchange as a fixed construct to be defended, financial institutions and card networks could move toward a model that emphasizes transparency

buff.ly/Q0W9jB8

#FinTech #FinServ #Banking #Payments #PayTech

7/8: A huge thank you to #Visa for your support on the weekly #TechItOut #radio show and #podcast. Just as I attempt to "break down geek speak into street speak" each week, #Visa aims to demystify #payments and personal protection. #sp #ad

TECH IT OUT:

marcsaltzman.com/podcasts

Branch enlists Stripe for digital wallet payouts The EWA provider is using Stripe’s infrastructure to offer another tool that enables companies and contractors to pay their workforces.

Branch enlists Stripe for digital wallet payouts

The #EWA provider is using Stripe’s infrastructure to offer another tool that enables companies and contractors to pay their workforces.

www.paymentsdive.com/news/branch-...

#FinTech #FinServ #Banking #Payments #PayTech

Krak Introduces UK Accounts With Instant Setup and Salary Rewards - Crypto Economy Krak Introduces UK Accounts With Instant Setup and Salary Rewards, explore its impact on the crypto ecosystem, market trends, and current blockchain analysis.

💼 Kraken expands into UK crypto banking services

Kraken introduces UK accounts with instant setup and salary rewards, moving further into integrated financial services.

#Crypto #Kraken #UK #Payments #Banking

CoinPayments Partners With OSL to Accelerate Crypto Payments Expansion in Asia - Crypto Economy CoinPayments Partners With OSL to Accelerate Crypto Payments Expansion in Asia, explore its impact on the crypto ecosystem, market trends, and current

🌏 CoinPayments expands into Asia with OSL

CoinPayments partners with OSL to grow crypto payments across Asia and strengthen its presence in key regional markets.

#Crypto #CoinPayments #OSL #Payments #Asia

Tempo Integrates USDT0 to Power Unified Omnichain Payments - Crypto Economy Tempo integrated USDT0 to bring unified USDT omnichain liquidity to its Layer 1 network designed for on-chain payments at global scale.

💰 Tempo expands omnichain payments with USDT0

Tempo integrates USDT0 to unify cross-chain payments and enhance operational efficiency across its global transaction infrastructure.

#Crypto #Tempo #USDT #Payments #Blockchain

A card payment takes seconds.

But behind it?

Gateways.
Acquirers.
Fraud systems.
Card networks.
Issuing banks.

Companies like Visa, Mastercard, Stripe, Adyen run this invisible machine.

Simple on the surface.
Complex underneath.

#Fintech #Payments #Infrastructure

BMO, UK's Monument Bank join the tokenized deposit train Bank of Montreal has introduced a tokenized cash and deposit platform, while the London-based Monument is partnering with the Midnight Foundation's distributed ledger. Also, Starling Bank's AI play,…

BMO, UK's Monument Bank join the tokenized deposit train

Banks are embracing tokenized deposits to improve payment processing without using other forms of cryptocurrency.

www.americanbanker.com/payments/new...

#FinTech #FinServ #Banking #Payments #PayTech

XRP Ledger Tests Stablecoin-Backed Ripple Payments Delivery in New Trial - Crypto Economy Ripple is testing stablecoin-backed payment delivery on XRPL, hinting at a broader push into real-world payment utility and institutional-grade security.

💼 Ripple tests stablecoin payments on XRPL

XRP Ledger moves forward with stablecoin testing within Ripple Payments, expanding its focus on global payments and liquidity.

#Crypto #Ripple #XRP #Stablecoins #Payments

Tempo Integrates With Safe Wallet to Power Payments‑First Treasury Management - Crypto Economy Tempo announced its integration with Safe{Wallet} to offer payment infrastructure on smart multisig accounts over blockchain.

⚙️ Tempo strengthens crypto treasury with Safe Wallet

Tempo integrates with Safe Wallet to enhance payments-focused treasury management and improve operational control over digital assets.

#Crypto #Tempo #SafeWallet #DeFi #Payments

XRP just took another step into real-world adoption as the new YUBIT card now allows everyday payments powered by XRP bringing crypto utility closer than ever to daily spending. #XRP #Ripple #XRPL #CryptoNews #Payments

For Consumer AI, Distribution Is Becoming the Deciding Factor Data from PYMNTS Intelligence shows that consumer artificial intelligence has crossed a critical threshold: 54% of U.S. adults now use ...

#artificial #intelligence #AI #AI #use #featured #insights […]

[Original post on pymnts.com]

Tidal Shift Thursday is here again, and this week’s wave is a big one. 🚀

youtube.com/shorts/6jHBb...

#TidalShiftThursday #AI #FinTech #Payments #Innovation #DigitalTransformation #FutureOfFinance #AltumWave #AltumStrategyGroup

Square MCP Server — 3.5/5

Official from Block Inc. 95★ Apache 2.0. 3 meta-tools wrapping 40+ APIs: payments, orders, inventory, loyalty, bookings. Hosted remote with OAuth. Beta, auto-generated, only 7 commits.

chatforest.com/reviews/square-mcp-server/

#MCP #Square #Payments #AI #Fintech

FIS leans into big bank strategy The bank technology and card processing company has renewed its focus on large bank clients in the battle against rivals like Fiserv.

FIS leans into big bank strategy

The bank technology and card processing company has renewed its focus on large bank clients in the battle against rivals like Fiserv.

www.paymentsdive.com/news/fis-lea...

#FinTech #FinServ #Banking #Payments #PayTech

Amex doubles down on AI for businesses The lender has added a new card and plans a suite of artificial intelligence-powered technology for corporates, which face mounting pressures over tariffs and political volatility.

Amex doubles down on #AI for businesses

The payment company is selling to clients that face pressures due to the Iran war and political uncertainty.

www.americanbanker.com/payments/new...

#FinTech #FinServ #Banking #Payments #PayTech

Mastercard Considers Divestment of 2019 Payments Unit Mastercard weighing sale of a payments unit bought in 2019; report dated Mar 26, 2026 signals a seven-year strategic review and potential reallocation of capital.

Mastercard Considers Divestment of 2019 Payments Unit: Mastercard weighing sale of a payments unit bought in 2019; report dated Mar 26, 2026 signals a seven-year strategic review and potential reallocation of capital. 👈 Read full analysis #Mastercard #Divestment #Payments #Finance #Investment

Awakari App

iPhone launches Tap to Pay in Mexico, expanding the country’s digital payment options Apple's Tap to Pay is now live in Mexico, giving businesses a low-barrier path to digital payments as the...

#News #digital #payments #iphone #mexico #economy #tap #to #pay

Origin | Interest | Match

Tazapay Secures $36M Series B With Circle Ventures Leading Extension - Crypto Economy Tazapay secured $36 million in Series B funding as Circle Ventures led the extension and the company pushed ahead with global licensing plans.

💰 Tazapay closes funding backed by Circle

Tazapay secures $36M in its Series B with Circle participation to expand cross border payment solutions.

#Crypto #Payments #Fintech #Circle #Markets

What Mid-Market Businesses Can Learn From Big Tech’s Bot Defenses The collapse of default trust on the internet is becoming operational, measurable, and increasingly expensive. Businesses have th...

#Fraud #Prevention #AI #B2B #B2B #Payments #bots #fraud #News […]

[Original post on pymnts.com]

How Revolut plans to go 'head to head' with US banks 2025 was Revolut's fifth consecutive year of net profitability. This year, the neobank has its sights set on expanding in the U.S., a key pillar of its global footprint.

How Revolut plans to go 'head to head' with US banks

2025 marked Revolut's fifth consecutive year of net profitability. This year, the neobank has its sights set on expanding in the U.S., one of the key pillars of its global footprint.

buff.ly/XczFZwc

#FinTech #FinServ #Banking #Payments #PayTech

She uncovered a terrifying lab hidden in California, with alleged ties to China A code enforcement officer investigating an odd smell found vials and labels for diseases at a California warehouse. She never guessed where the case would lead.

▪️”Harper discovered a clandestine #biolab in … Cali warehouse containing dangerous #pathogens including #HIV, #malaria, #COVID-19 & #Ebola
▪️…allegedly operated by a Chinese national involved in #smuggling #counterfeit #COVIDtests while receiving millions in unexplained #payments from #China”

Banks Turn to Real-Time Payments to Win Small Businesses | PYMNTS.com Small- to medium-sized businesses (SMBs) have spent decades navigating a banking system that never quite fit their needs, placed between consumer and

For decades, SMBs were banking's afterthought. 🤔 Not anymore. Real-time payments, API-first architecture, and faster settlement are rewriting the rules. The winners will be built on infrastructure — not interface. Details: www.pymnts.com/smbs/2026/ba... #payments #Fintech #SMB #RealTimePayments

Elon Musk’s X Hires Crypto-Savvy Design Lead as ‘X Money’ Payments Near Launch - Crypto Economy Elon Musk hires crypto veteran as Design Lead for X. Benji Taylor, formerly of Base, will drive payments and financial services on the platform.

📡 X strengthens team ahead of payments

Elon Musk’s X hires a crypto-savvy design lead as the launch of X Money payments approaches.

#ElonMusk #XMoney #Payments #Crypto #Fintech