New earned wage access schemes are worsening the affordability crisis
A new, slick breed of payday loan app is working to extract profits from people struggling with the affordability crisis.
www.americanbanker.com/payments/opi...
#FinTech #FinServ #Banking #Payments #PayTech
Durbin targets airline points with bill
A Senate bill proposed by the Illinois Democrat would regulate airline loyalty programs, with increased disclosure requirements for the carriers.
www.paymentsdive.com/news/durbin-...
#FinTech #FinServ #Banking #Payments #PayTech
Western Union has big plans for stablecoins
Western Union is looking to use stablecoins to earn float revenue on money moving through its network. But the possibilities don't end there.
www.americanbanker.com/payments/new...
#FinTech #FinServ #Banking #Payments #PayTech
Digital, Financial Inclusion and the Rise of Fintech in Benin
Benin, once considered a peripheral player in the region’s financial ecosystem, is quietly redefining its position through a combination of digital ambition and practical innovation.
buff.ly/T4hNNg4
#FinTech #FinServ #Banking
Citi pursues payments advances
Real-time payments, agentic commerce and stablecoin advances are all topics the bank is discussing with clients, a top executive said.
www.paymentsdive.com/news/citi-pa...
#FinTech #FinServ #Banking #AI
How North Korean operatives infiltrate US bank payrolls
Fraudulent remote workers, from everyday double dippers to highly organized North Korean operatives, are actively infiltrating U.S. banks and compromising corporate networks.
buff.ly/LACyRyD
#FinTech #FinServ #Banking #CyberSecurity
Bank of America courts business clients in market-share push
To drive new client relationships in 50-some markets, BofA is hiring bankers and cultivating local connections, said Sharon Miller, the lender’s president of business banking.
buff.ly/rKO8gjy
#FinTech #FinServ #Banking
Senator calls for FTC investigation into FICO score pricing
A Republican senator launched a new investigation into the leading provider of mortgage borrower credit scores
www.nationalmortgagenews.com/news/senator...
#FinTech #FinServ #Banking
Elizabeth Warren questions MrBeast's purchase of fintech app
Sen. Warren is concerned that the Youtuber MrBeast is ill-equipped to protect young financial consumers with his newly acquired fintech app Step.
www.americanbanker.com/news/elizabe...
#FinTech #FinServ #Banking
Former Kentucky bank manager charged with fraud, theft
Reagan France made over 100 unauthorized withdrawals from customer accounts, court documents show. “She’s robbed our whole town,” one alleged victim told the local news.
www.bankingdive.com/news/former-...
#FinTech #FinServ #Banking
It's past time for paper checks to follow the penny into extinction
Checks are an expensive, insecure legacy that is a drag on the U.S. economy. it is time for the U.S. to phase them out in a logical, orderly fashion.
buff.ly/3oVTLpP
#FinTech #FinServ #Banking #Payments #PayTech
As #AgenticVommerce grows, risks abound
Agentic commerce, which enables tasks with little or no human supervision, can add efficiency to transactions, but also boosts security risks.
www.americanbanker.com/payments/new...
#FinTech #FinServ #Banking #Payments #PayTech #AI
Alloy's State of Scams Report
This report frames the collision of speed, trust, and security demand in digital banking.
www.americanbanker.com/partnerinsig...
#FinTech #FinServ #Banking #CyberSecurity
Crypto wallet maker Ledger opens NYC office
Ledger is expanding its U.S. presence to bring crypto-securing technology to financial institutions interested in #DigitalAssets.
www.americanbanker.com/news/crypto-...
#FinTech #FinServ #Banking #CryptoCurrency
Loan sale cuts bank's thorny ties to West Va. lawmaker
A Virginia bank is looking forward to a big boost to lending and profitability after selling a large portfolio of nonperforming loans on favorable terms.
www.americanbanker.com/news/loan-sa...
#FinTech #FinServ #Banking
How banks can safely use %AI in the cyber operations center
Integrating AI as a read-only assistant removes workflow friction, but giving it too much autonomy breaks production environments.
www.americanbanker.com/news/how-ban...
#FinTech #FinServ #Banking #CyberSecurity
Banks urged to 'shift left' to fight elder fraud
Without early intervention, vulnerable senior customers risk losing their retirement savings to highly coordinated criminal organizations.
www.americanbanker.com/news/banks-u...
#FinTech #FinServ #Banking
Iran war-fed inflation is taking rate cuts off the table
How long the war with Iran lasts will be a key determining factor in how significant and enduring its effects on global energy prices will affect the global economy.
www.americanbanker.com/news/iran-wa...
#FinTech #FinServ #Banking
Citizens details how #AI is speeding everything up
Brendan Coughlin became president of Citizens Financial Group in April 2025. Just three months later, the bank began to "reimagine" itself.
www.americanbanker.com/news/citizen...
#FinTech #FinServ #Banking
Merchants are increasingly frustrated by opaque card interchange fees
Instead of treating interchange as a fixed construct to be defended, financial institutions and card networks could move toward a model that emphasizes transparency
buff.ly/Q0W9jB8
#FinTech #FinServ #Banking #Payments #PayTech
Bank of America gives Merrill Lynch an #AI makeover
Merrill Lynch's "thundering herd" of investment advisors is turning into a desk-bound pack of AI prompters.
www.americanbanker.com/news/bank-of...
#FinTech #FinServ #Banking
Branch enlists Stripe for digital wallet payouts
The #EWA provider is using Stripe’s infrastructure to offer another tool that enables companies and contractors to pay their workforces.
www.paymentsdive.com/news/branch-...
#FinTech #FinServ #Banking #Payments #PayTech
Hatch Bank CFO on liquidity, risk and the potential for automation
Francis Mitchell discusses his approach to building teams, evaluating operations and managing risk at the banking-as-a-service provider.
www.cfo.com/news/hatch-b...
#FinTech #FinServ #Banking
Klarna struggles with loan loss accounting
With an assertive push into banking, the buy now, pay later pioneer has expanded consumer lending – along with growth in its loss provisions.
www.paymentsdive.com/news/klarna-...
#FinTech #FinServ #Banking #BNPL
Activist investor prepares for round two with Maryland bank
Diligence Capital Management said it doesn't want to sue Eagle Bancorp yet, but it didn't close the door on doing so if the company fails to make major changes in the next few months.
buff.ly/pjG8swn
#FinTech #FinServ #Banking
Mortgage rates now at highest point since September
The 10-year Treasury yield continued its wild movements based on alternating headlines on the Iran conflict, but as a result mortgage rates ended the week 16 basis points higher, Freddie Mac found.
buff.ly/88GhTaW
#FinTech #FinServ #Banking
U.S. Bank arms designers with #AI tool
The tool, developed in-house, is bolstering efficiency and quality, the Minneapolis-based bank’s head of experience design said.
www.bankingdive.com/news/us-bank...
#FinTech #FinServ #Banking
Why BMO sees California expansion as key to future growth
BMO's plan to open more branches in California is about what executives call "densification" across the country's most populous state.
www.americanbanker.com/news/why-bmo...
#FinTech #FinServ #Banking