The ACA, COVID, and the Cost of Care: Clearing Up a Common Confusion Lately, I’ve been seeing and hearing a lot of confusion about the Affordable Care Act (ACA) and the cost of healthcare. Some people think the only reason insurance prices are “low” right now is because of COVID-19 — but that’s not quite true. The pandemic certainly changed many things, but it isn’t what’s keeping ACA coverage affordable today. It’s more accurate to credit enhanced subsidies enacted through the…

🩺 Policy, Not Pandemic: The ACA didn’t get cheaper because of COVID—it’s federal policy, not the virus. As subsidies expire, millions could lose coverage. Clarity matters.

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