Your brain is biased.

Inertia and present bias are why you keep that low-interest account or skip saving for the future.

Automate your wins.

One setup now = long-term payoff.

Full video here 👇

www.youtube.com/shorts/yf1vt...

#behavioralfinance #moneyhabits #presentbias #inertia

1️⃣4️⃣ Present Bias
We give more weight to the present than to the future.
This undermines investment delaying the greatest tool for a UBI: the sovereign wealth fund.
Accepting the promise of the future prices its gains into the present.
#CognitiveBias #PresentBias #FreeWill #Economics #Policy #UBI

Research suggests those who use buy-now-pay-later services end up spending more Once, borrowing money to make a purchase was a relatively tedious process, not a spur-of-the-moment thing.

Research suggests those who use buy-now-pay-later services end up spending more phys.org/news/2025-01... #BuyNowPayLater #BNPL #fintech #LipstickEffect #HyperbolicDiscounting #PresentBias