And this is it! The 14th #WorldlineLearningExpedition is now over. See you again next year at the 15th edition. 🎂
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"Some way to have a fully online #stablecoin is yet to be found. That's always the need for a link to a central bank."
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We are now meeting the Swedish House of Finance for an exchange of views about the role of the State in the payment market.
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Great and insightful talk by Atreyee Sen and Camilla Ida Ravnbol from the department of anthropology of Danish UCPH on social aspects of cashless.
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And this is already Day 3 of #WorldlineLearningExpedition!
Started with a quick creative warm-up. As always, it doesn't take more than 30 secs for unexpected ways to build a Lego duck to pop-up. 🙂
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Next came the Worldline Innovation Network Awards ceremony.
4 great projects awarded this year, one in each category (client project, asset creation, translation small yet smart). Congrats to all of them! 👍👏🥂
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We are now continuing with Prof. Niklas Arvidsson from @KTHuniversity who tells us how the cashless society is developing in Sweden.
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Day 2 of #WorldlineLearningExpedition started this morning with a City Challenge during which participants had many opportunities to experience cashless and to interact with Swedish people and merchants on their own perception of cashless.
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"We investigated offline transactions, card and POS transactions, transactions chains..."
"Our pilot was based on DLT but we are now widening our scope to other possible technologies."
#ekrona #CBDC
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Should everything be in user's mobile wallet, or stored in the e-krona network?
Both models have their pros and cons.
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"Basically with the e-krona pilot we worked at creating a #CBDC platform."
"Implementing the alias functionality was really a eye opener."
#ekrona @riksbanken
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"We don't intend to replace cash, we rather want to complement it."
"In Sweden merchants can simply decide they don't accept cash."
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Day 1 of #WorldlineLearningExpedition continues with a presentation of e-krona project by Veljko Andrijasevic and Nathalie Lundberg
#CBDC
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Swish has reached an incredible level of adoption in Swedish population. Why?
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Now we're paying 😉 a visit to Swish to learn about the story of this 13-year-old idea and how it turned into Swedish favorite person-to-person payment solution.
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Cash will most probably never disappear but its usage will become more and more costly.
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Of course there are risks and challenges to keep in mind, such as cyber security and networks resilience.
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Mobile Banking ID is integrating into Swedish society. It's even used for contract signing.
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There's a verb becoming part of the Swedish culture for cashless payments.
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Between 2010 and 2020 usage of cash in Sweden went from 39% to 9% of transactions.
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All participants arrived and we're starting with a talk by Daniel Nordholm from @WorldlineGlobal who shares his views on cashless society. #WorldlineLearningExpedition
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Of course, creativity is very welcome at the #WorldlineLearningExpedition
(Here's yet another kind of Lego duck)
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